Get shopping vouchers and up to 10% off your premium when you purchase a Personal Accident Protection Plan by 31 May 2017.
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  • Enjoy Great Savings

    The plan offers a lump sum of up to $250,000 upon death or total and permanent disablement.

  • Value-Added Covers

    The plan covers motorbike accidents and injuries from reservist training, riots, strikes or assault.

  • Renewability

    Cover automatically renews each year until you're 71 years old, as long as your premiums are paid up.

Promotion from now to 31 May 2017

From now till 31 May 2017, Standard Chartered Business Banking Clients can receive a gift and up to 10% off with the purchase of a Personal Accident Protection plan.

*Promotion is valid to new applicants only and while stocks last. Not valid with other on-going promotions, discounts, offers, vouchers, rebates or privileges.

Terms and conditions apply.


Personal Accident Protection Plan - Schedule of Benefits

(A) Accidental death

(B) Total and permanent loss

  1. Total and permanent disablement from engaging in or attending to employment or occupations of any and every kind.
  2. Total and permanent loss of sight in both eyes.
  3. Total and permanent loss of two or more limbs
  4. Total and permanent loss of sight in one eye and one limb

Additional extension covers

  1. Total and permanent loss of speech
  2. Total and permanent loss of hearing in both ears
  3. Total and permanent loss of sight in one eye
  4. Total and permanent loss of one limb
  5. Total and permanent loss of hearing in one ear
  6. Total loss by physical severance of total and permanent loss of use of:
    1. Thumb and four fingers of one hand
    2. Four fingers of one hand
    3. Thumb (two phalanges)
    4. Thumb (one phalanx)
    5. Index finger (three phalanges)
    6. Index finger (two phalanges)
    7. Index finger (one phalanges)
    8. Middle finger (three phalanges)
    9. Middle finger (two phalanges)
    10. Middle finger (one phalanx)
    11. Ring finger (three phalanges)
    12. Ring finger (two phalanges)
    13. Ring finger (one phalanx)
    14. Little finger (three phalanges)
    15. Little finger (two phalanges)
    16. Little finger (one phalanx)
    17. All toes of one foot
    18. Great toe (two phalanges)
    19. Great toe (one phalanx)
    20. Any other toe

Lump sum of $250,000

Up to 250, 000

  • 100%

  • 100%
  • 100%
  • 100%
  • 60%
  • 75%
  • 50%
  • 50%
  • 25%

  • 70%
  • 45%
  • 25%
  • 10%
  • 15%
  • 8%
  • 4%
  • 10%
  • 4%
  • 2%
  • 8%
  • 4%
  • 2%
  • 6%
  • 3%
  • 2%
  • 17%
  • 5%
  • 2%
  • 3%


Annual Premium (Inclusive of 7% GST) Individual Plan Couple Plan
(After 10% Discount)
For premiums charged to Standard Chartered's Credit, Debit, or MANHATTAN Card $88.00 $158.40
For premiums charged to other credit cards $108.00 $194.40

Useful Information


This webpage describes the insurance product(s) and service(s) provided by MSIG Insurance (Singapore) Pte. Ltd (“MSIG”) in alliance with Standard Chartered Bank (Singapore) Limited (“SCBSL”). This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon the acceptance of your application by MSIG. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by MSIG and not SCBSL. In facilitating insurance arrangements or in referring customers to MSIG, SCBSL is acting in alliance with MSIG and not as an agent for customers. You may wish to seek advice from a qualified advisor before purchasing the policy and in the event that you choose not to seek advice, you should consider whether the policy is suitable for you. If, after purchasing the policy, you decide that the policy is not suitable for you, you may terminate the policy in accordance with the free-look provision, if any, and MSIG may recover from you any expense incurred by them in underwriting the policy.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact MSIG or visit the GIA or SDIC websites( or

Learn more »


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Call our dedicated Standard Chartered hotline at MSIG Insurance for further information


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Alternatively, please complete our contact form and we will be in touch as soon as possible.

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