SGD Business$aver Account

Balance Tier Prevailing interest rate (With effect from 1 October 2013)1
First S$500,000 0.018% p.a.
Remaining balance above S$500,000 0.078% p.a.

From now till 31 May 2017, earn up to additional 1% p.a. interest on your Top-Up Amount when you top up your SGD Business$aver account with fresh funds of minimum S$100,000* (referencing month for calculating Top-up Amount is December 2016). As a recognition of your total relationship with the Bank, we will also reward you on incremental balances on all your SGD current accounts (if any) on top of the SGD Business$aver account.

Top-up amount range Bonus interest rate*
S$100,000 to <S$500,000 0.30% p.a.
$500,000 to <S$1,000,000 0.50% p.a.
S$1,000,000 and above 1.00% p.a.

*Flat Interest for the total incremental amount.

Business$aver SGD Current Account Top-up Promotion is available from 1 February to 31 May 2017 (the “Promotion Period”), and is open to existing customers with SGD Business$aver Accounts held with the Bank. With effect from 1 February 2017, the Bank will pay bonus interest rates of up to 1% p.a. on the Top-up Amounts in your SGD current accounts (i.e. each, a Qualifying Account); this is in addition to the prevailing interest rates that you may earn on your interest bearing Qualifying Accounts. 

The Top-up Amount for any month during the Promotion Period is obtained by taking the difference between the Monthly Average Daily Balance (MAB) in all your SGD Qualifying Accounts in December 2016 (Reference Month) and the incremental MAB in all your SGD Qualifying Accounts for each respective month during the Promotion Period. The top up must be made with fresh funds only, and excludes transfers from any non-SGD existing Standard Chartered account. The MAB for each Qualifying Account for any month is computed by dividing the sum of the end-of-day balances for each day in that month by the total number of days in that month. If you have more than one Qualifying Account, your MAB will be the sum of the individual MABs for each Qualifying Account. For full terms and conditions, please click here.

USD Business$aver Account

Balance Tier Prevailing interest rate (With effect from 1 October 2013)1
First USD2,000,000 0.118% p.a.
Remaining balance above USD2,000,000 0.218% p.a.

1Standard Chartered Bank (Singapore) Limited (the “Bank”) pays interest on the Business$aver Accounts held with the Bank on a tiered basis.


  • High interest rates

    High interest rates with full liquidity

  • Cheque books

    2 free cheque books upon account opening

  • Available in SGD & USD

    Available in SGD & USD Currency

Suitable for:
  • Sole Proprietors / Partnerships / Private Limited Companies
  • MCST / Charities / Non-profit Organizations

Documents Required

  • Commercial Account Opening Form
  • Photocopy of NRIC / Passport of
    • At least 2 directors (including Managing Director),
    • All Principal Shareholders (with 10% or more), and
    • All signatories
  • Company Memorandum of Articles of Association (M&A)

Terms and Conditions

Deposit Insurance Scheme

Singapore dollar deposits deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to $50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.