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I am an existing Standard Chartered Current/Checking/Savings Account holder

How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

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Important Information

Important Changes to Credit Card Terms

What’s New?

We are making changes to the Credit Card Terms to provide clarity on “merchant refunds” under “Payments” of the Credit Card Terms where:

  1. “merchant refunds” will not be considered towards your fulfilment to pay at least the minimum payment due as set out in your credit card statement; and
  2. “merchant refunds” will not be considered a payment even when it is credited to your credit card account.

These changes will take effect on 01 August 2021 (inclusive of this date).

Further details are set out below.

Credit Card Terms

A summary of the changes to the Credit Card Terms is set out below:

9 Payments

Payment by due date

9.2 Any amount which is credited to your credit card account because of a merchant refund will not count towards your fulfilment of the requirement that you must, on or before the due date that is set out in the statement that we issue for your credit card, pay at least the minimum payment due that is set out in the same.

How we apply payments

9.9 Payments are taken to be made when we credit them to your account. This does not include the crediting made due to merchant refunds on your credit card account.

13 Meaning of words

merchant refunds means, any retail transaction charged to your credit card that is subsequently cancelled, voided, refunded or reversed.

For more information, please refer to the full version of the updated Credit Card Terms or visit our webpage on Late Payment Charge.