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FAQs

  • A temporary increase of credit limit on your credit card account(s) which can be used for the following purposes:

    •  Overseas travel expenses
    • Wedding banquet expenses
    • Medical / Hospitalization expenses
    •  Funeral expenses
  • A temporary credit limit increase is valid for the period as may be approved by the Bank. The validity period starts from the date when the temporary credit limit is approved (“Effective Date”) till the last day of the period that the Bank has granted the temporary credit limit for (“Expiry Date”).

  • We will require the information stated below:

    For Travel:

    • Travel destination
    • Intended travel booking date
    • Departure and arrival dates
    • Requested effective date (must be within 7 days of intended usage)

    For Wedding Banquet

    • Date of the banquet
    • Name and contact number of the hotel / restaurant where the banquet will be held
    • Name of the person in charge of the banquet at the hotel/restaurant
    • Total number of tables and cost per table
    • Requested effective date (must be within 7 days of intended usage)

    For Medical / Hospitalization

    • Name of the hospital / clinic
    • Relationship with the patient (only eligible for family members; either immediate or non-immediate)
    • Requested effective date

    For Funeral

    • Relationship with the deceased (only eligible for family members; either immediate or non-immediate)
    • Requested effective date
  • There are no fees and charges for Temporary Credit Limit Increase service. However, do take note that you must pay down the utilized additional limit upon expiry of the temporary credit limit. This is to avoid an overlimit fee of S$40, which is charged to your card account when the current balance on your card account exceeds your credit limit.

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