Take time to refresh and focus on your priorities.

Talk to our Priority Banking team today about investment opportunities, while ensuring that you have adequate protection for yourself and your loved ones. Plus, get up to S$10,200 when you bring in fresh funds with Priority Banking and invest from now till 31 December 2017 .

Receive up to S$7,0001

Start a Priority Banking relationship with us. Read More

Receive up to S$1,3502

Receive up to S$1,350 upon 3 successful referrals to Priority Banking. Read More

Consolidate your wealth with us and get up to S$500 worth of shopping vouchers and a smart watch3

Complete a Personalised Investment Idea review with us today. Read More

Insure and earn 18%p.a. interest on 3-month SGD time deposit4

Only when you purchase an eligible insurance policy with a minimum annual premium of S$36,000. Read More

Deposit Insurance Scheme:

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Terms and Conditions

Priority Banking Promotion Terms and Conditions (“Promotion T&Cs”)
1Priority Banking Q4’17 Sign-Up Promotion Terms and Conditions (“Promotion T&Cs”)

  1. This Priority Banking Q4’17 Sign-Up Promotion (“Promotion ”) is available from 01 October 2017 to 31 December 2017, both dates inclusive (“Promotion Period”). By participating in this Promotion, you agree to be bound by these terms and conditions.
  2. The Promotion is only open to new-to-bank customers of Standard Chartered Bank (Singapore) Limited (“Bank " ) who:
    1. have a minimum of one (1) Singapore Dollar denominated current/cheque/savings account with the Bank; and
    2. oduring the Promotion Period:
      1. successfully establish a new Priority Banking relationship with the Bank as a primary account holder; and
      2. place a minimum amount of S$200,000 (or its equivalent in another currency) of Fresh Funds with the Bank, either in the form of Eligible Deposits (as defined below) and/or Eligible Investments (as defined below), and
    3. complete Financial Needs Analysis (FNA) within 3 months from the date of placement of the minimum Fresh Funds amount stipulated above.
    A new-to-bank customer is defined as an individual who starts a relationship with the Bank during the Promotion Period but does not include an individual who maintains or had maintained a banking relationship with the Bank and/or any other Standard Chartered Group entities within the past twelve (12) months from the date of commencement of the Promotion Period.

    (hereafter, an “Eligible Customer”).
  3. Employees of the Bank and Standard Chartered Bank, Singapore Branch may be subject to additional eligibility criteria, and should contact their Relationship Manager for details.
  4. An Eligible Customer who meets all of the requirements set out in Clause 2(a)-2(c) above and places and maintains at least S$200,000 of assets under management with the Bank using Fresh Funds (as defined below) for at least six (6) months after establishing the Priority Banking relationship shall be entitled to receive one (1) of the following gifts as set out in the corresponding column below:


  5. Total value* of Fresh Funds placed in Eligible Deposits and/or Eligible Investments during the Promotion Period & maintained for a period of at least 6 months: Gift
    S$200,000 to S$799,999.99 S$1,000 worth of Account Credit (defined below)
    S$800,000 to S$1,499,999.99 S$2,000 worth of Account Credit
    S$1.5 million and above S$7,000 worth of Account Credit
    *Eligible Deposits are subject to Bank valuation as set out at Clause 12.
    To illustrate, if an Eligible Customer places S$900,000 of Fresh Funds during the Promotion Period but only maintains S$200,000 of those Fresh Funds for 6 months thereafter, he will be awarded the Account Credit corresponding to the $200,000 tier – i.e. $1,000 of Account Credit.
  6. Each Eligible Customer shall only be entitled to one (1) Gift from the Bank under this Promotion regardless of the number of accounts that the Eligible Customer opens with the Bank or the value of Eligible Deposits or Eligible Investments made. For joint accounts, only the account holder nominated as the main account holder shall be entitled to the Gift.
  7. The maximum Gift value under this Promotion per Eligible Customer is capped at S$7,000.

Crediting of Gift

  1. Each Gift will be issued as credit in the value of the Gift into any of the Eligible Customer’s Singapore Dollar denominated current/cheque/savings accounts with the Bank, as determined by the Bank (“Account Credit”). The Account Credit will be credited to the above-mentioned Singapore Dollar account between 3 to 6 months of the date of fulfilling the conditions set out in Clause 2 above, subject to such an account being valid and in good standing. The Account Credit will be forfeited if any of the Eligible Customer’s account(s) with the Bank are suspended, closed or the Eligible Customer is in breach of our banking agreement.
  2. In the event that an Eligible Customer ceases to maintain a minimum of one (1) Singapore Dollar denominated current/cheque/savings account with the Bank prior to receiving the Account Credit, the Eligible Customer will be considered as disqualified from this Promotion and the Account Credit will be forfeited.
  3. The Bank reserves the right to:
    1. decline to pay the Account Credit, or cancel payment of the Account Credit, or deduct from any of the Eligible Customer’s account(s) with the Bank (without notice to the Eligible Customer) the value of any Account Credit paid under this Promotion, in the event that the Bank determines that any of the requirements or the terms of our banking agreement had not been complied with, including but not limited to the following:
      1. where the Eligible Customer has acted fraudulently or dishonestly;
      2. where the Eligible Customer has conducted yourself in bad faith or otherwise in an inappropriate manner to gain an unfair advantage against the Bank;
      3. upon the occurrence of any event giving rise to a right for the Bank to suspend or terminate any (or all) of our banking agreement for a product, as set out at Clause 29.3 and Clause 33 of our Customer Terms and elsewhere in our banking agreement.
    2. where the New Priority Banking Customer fails to meet the requirement set out in Clause 4(b)(iv) above, the Bank may decline to pay the Account Credit, or cancel payment of the Account Credit, or deduct from any of the Existing Customer’s account(s) with the Bank (without notice to the Existing Customer) the value of any Account Credit paid under this Promotion and/or substitute the reward with a lower value reward.
  4. In addition, in the event that the Eligible Customer terminates his/her Priority Banking relationship or withdraws, cancels or otherwise reduces his/her Eligible Deposits or Eligible Investments with the Bank within six (6) months from the date of establishment of the Priority Banking relationship, the Bank reserves the right to decline to pay the Account Credit, or cancel payment of the Account Credit, or deduct from any of the Eligible Customer’s account(s) with the Bank (without notice to the Eligible Customer) the value of any Account Credit paid under this Promotion.
  5. You further agree that, under any of the circumstances stated at Clause 10 above, the Bank is not obliged to substitute any Gift that has been awarded with a Gift of lower value in the case where the Eligible Customer’s Fresh Funds placed remains more than S$200,000 but less than the value required for that Gift originally received under this Promotion.

General

  1. For the purpose of the Promotion:
  2. The Bank further reserves the right to do any of the following at anytime without prior notice:
    1. “Gift” means the gift awarded to the Eligible Customer pursuant to Clause 4 above.
    2. “Fresh Funds” means funds that:
      1. do not originate from any existing account with the Bank and can be in terms of Eligible Deposits and/or Eligible Investments available with or through the Bank (as the case may be);
      2. if Eligible Deposits, have not been withdrawn and re-deposited within the last 30 days; and
      3. if Eligible Investments, have not been transferred-out and transferred-in (where applicable) within the last 30 days.
    3. “Eligible Deposits” refers to current/cheque account(s), savings account(s) and/or time deposit(s) with the Bank. For the purposes of computing the value of Eligible Deposits toward the fulfilment of the Fresh Funds requirements, the Bank will only take into consideration:
      1. 50% of the value of Fresh Funds placed in time deposit(s);
      2. 50% of the value of Fresh Funds placed in Bonus$aver account deposit(s);
      3. 50% of the value of Fresh Funds placed in E$aver account deposit(s); and
      4. 100% of the value of Fresh Funds placed in other current/cheque or savings account(s).
    4. “Eligible Investments” refers to investments product(s) available with or through the Bank, but do NOT include:
      1. insurance policies;
      2. foreign currency exchange transactions; and
      3. investments using the Central Provident Fund Investment Scheme / Supplementary Retirement Scheme.
    5. “valid and in good standing” means, in relation to the savings/cheque/current account to be credited with Account Credit under this Promotion:
      1. the account must not be suspended, cancelled, terminated or closed for any reason;
      2. the account is not delinquent or unsatisfactorily conducted for any reason; and
      3. you have not breached any term of our banking agreement.
  3. The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion, including eligibility. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.
  4. TThe Bank reserves the right to do any of the following without prior notice:
    1. replace any Gift with another item of similar or equivalent value;
    2. (b) terminate, withdraw, shorten or extend this Promotion at the Bank’s sole discretion, with or without prior notice or reason;
    3. (c) vary, modify, add or delete any of the terms of the Promotion.

    You understand and agree to be bound by any such variation.
  5. In the event of any inconsistency between the Promotion T&Cs and any brochures, marketing or promotional materials relating to the Promotion, these Promotion T&Cs shall prevail to the extent of such inconsistency.
  6. Please read these Promotion T&Cs together with our Customer Terms, Current/Cheque/Savings Account and SGD Time Deposit Terms, Priority Banking Services and Privileges International Terms and Conditions, and Investment Product Terms (collectively, “Other Terms”). If there is any inconsistency between these terms and the Other Terms, these Promotion T&Cs prevail only to the extent of such inconsistency.
  7. A person who is not a party to these Promotion T&Cs has no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of the Promotion T&Cs.
  8. The Promotion T&Cs are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
  9. All information is correct at time of print.





2PRIORITY BANKING Q4’17 REFERRAL PROGRAMME PROMOTION TERMS AND CONDITIONS (“Promotion T&Cs”)

  1. This Priority Banking Q4’17 Referral Programme Promotion (the “PromotionPromotion") is valid from 01 October 2017 to 31 December 2017, both dates inclusive ("Promotion Period"). By participating in this Promotion, you agree to be bound by these terms.
  2. The Promotion is only open to existing Priority Banking customers of Standard Chartered Bank (Singapore) Limited (“Bank”) who:
    1. have a minimum of one (1) Singapore Dollar denominated current/cheque/savings account with the Bank; and
    2. during the Promotion Period, refers any family member or friend ("Referred Individual”) to the Bank during the Promotion Period. (hereafter, “you” or "Existing Customer")
  3. Prior to referring a Referred Individual to the Bank, you must:
    1. consent to the Bank disclosing your name, and the fact that you are a Priority Banking Customer of the Bank to such Referred Individual;
    2. obtain the consent of such Referred Individual to your provision of the personal data relating to such Referred Individual set out in the Referral Form to the Bank. You should also inform each Referred Individual of the purpose. The purpose is to use their personal data by providing it to the Bank for marketing of the Bank's products and services;
    3. inform, and obtain the consent of, such Referred Individual to the Bank's representative contacting them via phone and message;
    4. inform the Referred Individual that a reward will be accorded to you if these Promotion T&Cs are complied with; and
    5. inform, and obtain the consent of, such Referred Individual that estimated total value of their Fresh Funds placement with the Bank would be disclosed to you by virtue of the value of the reward you receive under this Promotion.
  4. A referral will be considered successful when:
    1. the referral is made during the Promotion Period;
    2. the Referred Individual:
      1. is at least 18 years old as at the date of referral;
      2. successfully commences a new Priority Banking relationship with the Bank as a primary account holder;
      3. places a minimum amount of S$200,000 (or its equivalent in another currency) of Fresh Funds, either in the form of deposits or investments, with the Bank within the Promotion Period; and
      4. maintains (1) the Priority Banking relationship established under these terms, and (2) at least S$200,000 (or its equivalent in other currency) of assets under management with the Bank, for a period of six (6) months after establishing the Priority Banking relationship; and
    3. it is made in compliance with the Personal Data Protection Act 2012.
  5. A “Referred Individual” does not include an individual who:
    1. has terminated any Priority Banking relationship as a primary account holder within the past two (2) years from the date of commencement of the Promotion Period;
    2. maintains or had maintained a banking relationship with the Bank and/or any other Standard Chartered Group entities within the past two (2) years from the date of commencement of the Promotion Period; or
    3. maintains an existing bank account(s) with the Bank but has not transacted through such account(s) within the past two (2) years from the date of commencement of the Promotion Period.
  6. A referral will not be considered successful when the referral is made by an employee of the Bank or its affiliated company in his/her capacity as an employee of the Bank or the relevant affiliated company and where the referral of such Referred Individual forms part of the duties of such an employee.
  7. A Referred Individual who meets the requirements set out in Clauses 4 and 5 shall be referred to as a “New Priority Banking Customer”.
  8. “Fresh Funds” means funds that:
    1. do not originate from any existing account with the Bank and can be in terms of deposits and/ or investments available with or through the Bank; and
    2. have not been (in the case of deposits) withdrawn and re-deposited, or (in the case of investments) transferred out and transferred in, within the last 30 days from the date of placement of the Fresh Funds under this Promotion.
  9. The date of referral shall be determined as the date that the Bank receives the contact details of the Referred Individual.
  10. Each Existing Customer who has made a successful referral will receive the following rewards (““Reward ”).

    Where Referred Individual places the following value of Fresh Funds with the Bank during Promotion Period Reward
    S$200,000 to S$799,999 S$400 worth of Account Credit (defined below)
    S$800,000 to S$1,499,999 S$800 worth of Account Credit
    S$1.5 million and above S$1,200 worth of Account Credit

    In addition, you'll receive a further S$150 worth of Account Credit for every three successful referrals.

  11. The maximum amount of Reward per successful referral is capped at S$1,350.00, regardless of the number of accounts opened by the Referred Individual.
  12. If more than one (1) Existing Customer refers the same Referred Individual to the Bank during the Promotion Period under the Promotion, only the first Existing Customer who refers the Referred Individual to the Bank is eligible for the referral reward. In the event of any dispute, the Bank shall have the sole and absolute discretion to determine which Existing Customer made the first referral.

Crediting of Reward

  1. Each Reward will be issued as credit in the value of the Reward into any of the Existing Customer’s Singapore Dollar denominated current/cheque account/savings accounts with the Bank, as determined by the Bank (“Account Credit”). The Account Credit will be credited to the above-mentioned Singapore Dollar account between 3 to 6 months of the date of commencement of the Referred Individual’s Priority relationship, subject to such an account being valid and in good standing. The Account Credit will be forfeited if any of the Existing Customer’s account(s) with the Bank are suspended, closed or the Existing Customer is in breach of our banking agreement.
  2. In the event that an Existing Customer ceases to maintain a minimum of one (1) Singapore Dollar denominated current/cheque/savings account with the Bank prior to receiving the Account Credit, the Existing Customer will be considered as disqualified from this Promotion and the Account Credit will be forfeited.
  3. The Bank reserves the right to:
    1. decline to pay the Account Credit, or cancel payment of the Account Credit, or deduct from any of the Existing Customer’s account(s) with the Bank (without notice to the Existing Customer) the value of any Account Credit paid under this Promotion, in the event that the Bank determines that any of the requirements or the terms of our banking agreement had not been complied with, including but not limited to the following:
      1. where the Existing Customer has acted fraudulently or dishonestly;
      2. where the Existing Customer had conducted yourself in bad faith or otherwise in an inappropriate manner to gain an unfair advantage against the Bank;
      3. upon the occurrence of any event giving rise to a right for the Bank to suspend or terminate any (or all) of our banking agreement for a product, as set out at Clause 27.3 and Clause 31 of our Customer Terms and elsewhere in our banking agreement;
    2. where the New Priority Banking Customer fails to meet the requirement set out in Clause 4(b)(iv) above, the Bank may decline to pay the Account Credit, or cancel payment of the Account Credit, or deduct from any of the Existing Customer’s account(s) with the Bank (without notice to the Existing Customer) the value of any Account Credit paid under this Promotion and/or substitute the reward with a lower value reward.

General

  1. The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.
  2. The Bank further reserves the right to do any of the following at anytime without prior notice:
    1. make any changes to the Promotion and/or replace the reward with another reward of equivalent or similar value; or
    2. vary, modify, add, delete or otherwise revise any of these Promotion Terms and Conditions, including termination or withdrawing the Promotion, or to extend or shorten the Promotion Period at any time at the Bank’s sole discretion, with or without prior notice or reason. You understand and agree to be bound by any variation to these terms.
  3. In the event of any inconsistency between the Promotion T&Cs and any brochures, marketing or promotional materials relating to the Promotion, these Promotion T&Cs shall prevail to the extent of such inconsistency.
  4. These Promotion T&Cs are to be read together with our Customer Terms and terms and conditions that apply to the relevant product held by the Priority Banking customer, including but not limited to Current/Cheque/Savings Account and Time Deposit Terms, Priority Banking Services and Privileges International Terms and Conditions, and Investment Product Terms (collectively, “Standard Terms”). If there is any inconsistency between these terms and the Standard Terms, these terms shall prevail to the extent of such inconsistency.
  5. A person who is not a party to these Promotion T&Cs has no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of the Promotion T&Cs.
  6. The Promotion T&Cs are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
  7. All information is correct at the time of publishing.





3Standard Chartered Priority Banking ‘Unit Trust Transfer -In’ Promotion Terms & Conditions (“Promotion T&Cs”

  1. This Standard Chartered Priority Banking ‘Unit Trust Transfer -In’ Promotion (“Promotion”) is available from 2 October 2017 to 31 December 2017, both dates inclusive (“Promotion Period”). By participating in this Promotion, you agree to be bound by these terms.

  2. Eligibility


  3. The Promotion is open to new and existing Priority Banking customers of Standard Chartered Bank(Singapore) Limited (“Bank”) (“Eligible Customers”) who:
    1. complete a Personalised Investment Ideas review session with their Relationship Manager during the Promotion Period; and
    2. meet all other qualifying criteria in these terms and conditions.
    Employees of the Bank and Standard Chartered Bank, Singapore Branch will not be eligible for this Promotion.
  4. The Promotion is not valid with any other promotions / incentives, unless expressly stated.

  5. Qualifying Transfers


  6. If an Eligible Customer performs a qualifying transfer as described below (a “Qualifying Transfer”) during the Promotion Period, the Eligible Customer is entitled to receive the corresponding gift indicated in the table below (“Gift”):
    Qualifying
    Transfer
    Minimum Qualifying
    Amount
    Gift
    Completed a Personalised Investment Ideas review and successful Transfer-in of Eligible UT holdings via any of the Bank’s branches in Singapore S$250,000(or its equivalent in another currency) worth of Eligible UTs to be submitted in one (1) single transfer-in form S$500 worth of shopping vouchers
  7. In order to qualify, the date of submission of the relevant transfer-in instruction (via the transfer-in form) given to the Bank must fall within the Promotion Period. In addition, the transfer-in form needs to contain the minimum qualifying amount of S$250,000 (or its equivalent in another currency) of Eligible UTs and the client cannot use more than one transfer-in form to make up the minimum qualifying amount.
  8. For non-Singapore dollar denominated Eligible UTs which are transferred in, their value will be converted into Singapore dollars on the transfer application date based on the relevant prevailing foreign exchange rate determined by the Bank for the calculation of Promotion entitlement.
  9. The minimum qualifying amount to receive the Gift is S$250,000 (or its equivalent in another currency) of Eligible UTs transferred in, and there will be no pro rata treatment for clients who transfer in less than S$250,000.
  10. In addition to the criteria set out above, to be eligible for the Gift under this section and the Bonus Gift below, the Eligible Customer must not have had transferred the Eligible UT out from the Bank within 6 months prior to the date of transfer application.
  11. Each Eligible Customer is limited to a maximum of 1 Gift under this Promotion, regardless of the number of Qualifying Transactions placed during the Promotion Period or the value of Eligible UTs successfully transferred in.

  12. Bonus Gift


  13. An Eligible Customer who meets the following requirement and performs a qualifying Unit Trust transfer-in during the Promotion Period, shall be entitled to receive an additional one-time Gift (a “Bonus Gift”):
    Bonus Gift Qualifying Transaction Bonus Gift
                                                                                                                        
    Completed a Personalised Investment Ideas review and successful Transfer-in of S$500,000 (or its equivalent in another currency) Eligible UT holdings via any of the Bank’s branches in Singapore submitted in one (1) single transfer-in form. A Smart Watch worth S$500
    The Bonus Gift is issued on a first-come-first-served basis and is limited to the first 50 Eligible Customers making the first 50 Qualifying Transactions during the Promotion Period. Each Eligible Customer is limited to a maximum of 1 Bonus Gift under this Promotion, regardless of the number of Qualifying Transactions placed during the Promotion Period.

    The transfer-in form needs to contain the minimum qualifying amount of S$500,000 (or its equivalent in another currency) of Eligible UTs and the client cannot use more than one transfer-in form to make up the minimum qualifying amount for the Bonus Gift.

  14. General Terms


  15. Eligible Customers who qualify to receive the Gift and/or the Bonus Gift (hereinafter referred to collectively as the “Gifts”) will be notified by a redemption letter sent to their mailing address according to the Bank’s records within 90 business days from the date that the transfer-in instruction was given (via the transfer-in form) to the Bank.
  16. Eligible Customers consent to the Bank disclosing their information (including name, identification/ passport number, mailing address and contact number) to persons who may be engaged by the Bank to provide delivery or redemption-related services for the purposes of the Promotion (including the third party merchants who supply such Gifts to the Bank). Eligible Customers must redeem the Gifts within the validity period indicated in such letter, failing which the Gifts will be forfeited. Only original copies of redemption letters will be accepted for redemption.
  17. In the event that an Eligible Customer’s Eligible UT are for whatever reason subsequently transferredout of the Bank within 6 months of the date they were transferred to the Bank, the Bank reserves the right to claw back the value of the corresponding Gifts.
  18. If there is any dispute as to whether a client has successfully completed a Personalised Investment Ideas review session with their Relationship Manager, the decision of the Bank based on its records shall be final.
  19. For the purposes of the Promotion:
    1. “Eligible UT” means UT investment products which the Eligible Customer holds in his name with another financial institution in Singapore and which are also available for subscription through the Bank, but do not include:
      1. exchange traded funds; and
      2. investments purchased through the Eligible Customer’s CPF-OA/SA or SRS UT holdings, i.e. Non-cash UT holdings.
    2. “Successful Transfer-in” means:
      1. the investment product(s) holdings to be transferred are as stated on the transfer form for the transfer;
      2. the exact number of units of the holdings are as stated in the transfer form for the transfer; and
      3. the holdings and the exact number of units are transferred within 3 months of the date the instruction is given to the Bank.
  20. The Gifts are not transferable or exchangeable for cash or credit or otherwise.
  21. You accept the Gifts as it is and subject to any terms and conditions that the supplier of the Gifts may impose. Any of the Gifts that is not utilised by the expiry date stipulated by the supplier of the Gifts will be forfeited. The Bank is not the supplier of the Gifts and is not obliged to assist or act on your behalf in communicating with the supplier of the Gifts for any reason.
  22. The Gifts are provided by third party merchants who are not participants or sponsors of the Promotion. The Bank is not an agent of the merchant and makes no representation or warrant as to the quality or condition or fitness for purpose or other implied terms or conditions with respect to any of the Gifts. Any dispute about quality or condition of the Gifts is to be resolved directly between Eligible Customer and the merchant. The Bank will not be liable for any injury, loss or damage whatsoever arising in connection with the Gifts.
  23. We reserve the right to determine at our sole and absolute discretion all matters arising out of or in connection with the Promotion, including your eligibility for the Promotion. Our decision in all matters arising out of or in connection with the Promotion is final and conclusive and no correspondence will be entertained.
  24. We may at any time vary, modify, add or delete any of the terms and conditions governing the Promotion including replacing any of the Gifts with another item of similar or equivalent value, and to terminate, withdraw, extend or shorten the Promotion, without prior notice or reason. Please visit our branches or our website at www.sc.com/sg for the latest terms and conditions applicable to the Promotion.
  25. In the event of any inconsistency between the Promotion T&Cs and any brochures, marketing or promotional materials relating to the Promotion, these Promotion T&Cs shall prevail to the extent of such inconsistency.
  26. Please read these Promotion T&Cs in conjunction with the Bank’s prevailing terms and conditions including the Customer Terms, Current/Cheque/Savings Account and Investment Product Terms (collectively "Other Terms"). In the event of any inconsistency between these terms and the Other Terms, these terms prevail only to the extent of such inconsistency.
  27. A person who is not a party to these Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of the Promotion T&Cs.
  28. The Promotion T&Cs are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
  29. All information is correct at time of print.

Disclaimer


This document does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy. It has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of an investment for you, taking into account these factors before making a commitment to invest in an investment. This document does not make any offer or commitment of any kind to arrange or underwrite any form of financing. Investment products are not deposits and each of the investment products mentioned does not qualify as an insured deposit under the Singapore Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.






4Standard Chartered Q4 2017 Insure and Be Rewarded Promotion Terms and Conditions (“Promotion T&Cs”)

  1. This Standard Chartered Q4 2017 Insure and Be Rewarded Promotion (“Promotion”) is available from 1 October 2017 to 31 December 2017, both dates inclusive (“Promotion Period”). By participating in this Promotion, you agree to be bound by these terms and conditions.
  2. The Promotion is open to new and existing customers of Standard Chartered Bank (Singapore) Limited (“Bank”) (“Eligible Customers”).
  3. Employees of the Bank and Standard Chartered Bank, Singapore Branch will not be eligible for this Promotion.
  4. This Promotion is not concurrently valid with the following other promotions or product offerings:
    Standard Chartered MyWay ‘Insure and be rewarded’ Promotion

    ‘Insure and be rewarded’ Qualifying Criteria

    ‘Insure and be rewarded’ Qualifying Transaction Entitlement
    Purchase an Eligible Insurance Policy (as defined below) with a minimum annual premium of S$36,000 at any of the Bank’s branches in Singapore Special time deposit rate of 18% p.a. interest on a 3-months SGD time deposit
  5. IIf an Eligible Customer has, during the Promotion Period, successfully purchased an Eligible Insurance Policy, he/she is entitled to place a one-time SGD 3 months time deposit up to a maximum of S$60,000 (the “Special TD”) at a special time deposit rate of 18% per annum for 3 months (“Special Rate”). The Special TD must be placed within the Promotion Period. The Special Rate is subject to variation by the Bank at any time and at its sole and absolute discretion.
    To illustrate, if an Eligible Customer places S$60,000 in the Special TD, he/she will receive the interest amounting to S$2,700 upon the Special TD maturity date.
  6. “Eligible Insurance Policy” means an insurance policy underwritten by Prudential Assurance Company Singapore (Pte) Ltd(“Prudential”) and distributed by the Bank and which (a) has a minimum annual premium of S$36,000 and (b) is approved by Prudential within two (2) months from the date of submission of the application for the relevant eligible insurance policy, but does not include PruShield, PruGolden Income, PruMortgage, Regular Savings Option (RSO) and all single premium plans.
  7. In the event that:- (a) the Eligible Insurance Policy is not issued within 2 months of the submission of the relevant application; or (b) the Eligible Insurance Policy is otherwise terminated/surrendered within 12 months of the date of commencement of the Eligible Insurance Policy and/or the 14 days free-look period of the Eligible Insurance Policy, the Bank reserves the right to:
    1. terminate the relevant Special TD with no interest payable and place such amount in a new time deposit account with the Bank, at the prevailing interest rate as at the date the initial time deposit was placed with the Bank. For clarity, in such an event, interest payable on the same will be computed from the date the initial time deposit would have been placed with the Bank;
    2. recover the interest paid to you on your Special TD at the Special Rate and you agree that in these circumstances, the Bank may do this by deducting any of your account(s) with the Bank without prior notice; or
    3. terminate the Special TD prior to its maturity and return your principal amount.
  8. The purchase of any Eligible Insurance Policy is subject to terms and conditions of, and acceptance by, the underwriter, Prudential. The benefits listed in any marketing or promotional materials issued by the Bank are for illustration purposes only. Please refer to the full terms and conditions, and exclusions listed in the policy contract. The Bank does not accept any responsibility regarding any statement made in, omission or inclusion of any provision of, any contract between Prudential and an Eligible Customer. Any dispute in relation to any contract between Prudential and an Eligible Customer is to be resolved directly with Prudential. The Bank will not be liable for any injury, loss or damage arising in connection with an Eligible Customer’s application and/or any contract between Prudential and an Eligible Customer.

  9. General Terms


  10. If an Eligible Customer cancels or withdraws the Eligible Insurance Policy purchased during the Promotion Period for whatever reason on or before 31 December 2017, the Bank reserves the right to claw back the value of the Entitlement (i.e. interest earned at the Special Rate). You agree that the Bank may perform the claw back in such circumstances by deducting any of your account(s) with the Bank without prior notice.
  11. You accept and understand that the description of Eligible Insurance Policies for this Promotion has not been prepared for any particular person or class of persons and does not constitute and should not be construed as insurance advice nor an insurance recommendation. It has been prepared without regards to the specific insurance objectives, financial situation or particular needs of any person. You understand and agree that you should seek advice from a financial adviser on the suitability of an insurance product for you, taking into account those factors before making a commitment to invest in any purchasing any insurance product.
  12. Eligible Customers may be subject to additional individual product terms and requirements, and should contact their Relationship Manager for details.
  13. All Gifts or Entitlements are not transferable or exchangeable for cash or credit or otherwise.
  14. The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion, including eligibility. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.
  15. The Bank reserves the right to do any of the following without prior notice: (a) replace any Gift with another item of similar or equivalent value; (b) terminate, withdraw, shorten or extend this Promotion at the Bank’s sole discretion, with or without prior notice or reason; and/or (c) vary, modify, add or delete any of the terms of the Promotion. You understand and agree to be bound by any such variation.
  16. In the event of any inconsistency between the Promotion T&Cs and any brochures, marketing or promotional materials relating to the Promotion, these Promotion T&Cs shall prevail to the extent of such inconsistency.
  17. Please read these Promotion T&Cs together with our Customer Terms, Current/Cheque/Savings Account and SGD Time Deposit Terms, Priority Banking Services and Privileges International Terms and Conditions, and
  18. Investment Product Terms (collectively, “Other Terms”). If there is any inconsistency between these terms and the Other Terms, these Promotion T&Cs prevail only to the extent of such inconsistency.
  19. A person who is not a party to these Promotion T&Cs has no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of the Promotion T&Cs.
  20. The Promotion T&Cs are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
  21. All information is correct at time of print.

  22. IMPORTANT DISCLAIMERS:


    This document is being distributed for general circulation and general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You may wish to seek advice from a licensed or an exempt financial adviser on the suitability of a product for you, taking into account these factors before making a commitment to purchase any product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.


    Investment Products:


    This document does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy. It has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of an investment for you, taking into account these factors before making a commitment to invest in an investment. Investment products are not deposits and each of the investment products mentioned does not qualify as an insured deposit under the Singapore Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.


    Insurance Products:


    All insurance policies are underwritten by Prudential Assurance Company Singapore (Pte) Ltd (“Prudential”) and not Standard Chartered Bank (Singapore) Limited (“the Bank”). This document describes insurance products and services provided by Prudential in alliance with the Bank. This document does not constitute an offer, recommendation, solicitation to buy or sell any insurance product or service nor is it intended to provide insurance or financial advice. This document is not a contract of insurance and reference should be made to the policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon the acceptance of your application by Prudential. All insurance products described in this document are products of and underwritten by Prudential and not the Bank. In facilitating insurance arrangements or in referring customers to Prudential, the Bank is acting in alliance with Prudential and not as an agent for customers. The Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance. The Bank does not accept any responsibility regarding any statement made in, omission or inclusion of any provisions of, the contract of insurance nor shall the Bank be held liable in any manner whatsoever in respect of your application or the contract of insurance. Buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid.


    Deposit Insurance Scheme:


    Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Receive up to S$7,0001

1Priority Banking Q4’17 Sign-Up Promotion is available until 31 Dec’17. To qualify, you need to be a new to bank customer and during the promotion period (i.e. before 31 Dec’17): (A) open and have at least one SGD Current/Cheque/Savings account, (B) start a Priority Banking relationship and place minimum S$200,000 (or foreign currency equivalent) of Fresh Funds in the form of Eligible Deposits and/or Eligible Investments, (C) maintain at least S$200,000 of assets under management for at least 6 months. Further you must also complete a Financial Needs Analysis (FNA) within 3 months from the date of placement of the minimum Fresh Funds amount. When computing eligibility, the Bank will take into account only 50% of the value of Fresh Funds in the respective accounts for Time deposits, Bonus$aver deposits and E$aver deposits. Reward will be in the form of credit to one of your SGD Current/Cheque/Savings account(s), as determined by the Bank. Reward is forfeited if you fail to maintain at least one SGD Current/Cheque/Savings account. Exclusions and other conditions apply. Please refer to the full version of Priority Banking Q4’17 Sign-Up Promotion Terms and Conditions for full terms and conditions, including meaning of capitalised terms, which can be found at the bottom of this webpage.

Receive up to S$1,3502

2This Priority Banking Referral Programme is open to existing Priority Banking customers who successfully refer to Standard Chartered Bank (Singapore) Limited (the "Bank") any family member or friend (“Referred Individual”) by 30 Sept 2017. A referral is successful when the Referred Individual commences a new Priority Banking relationship with the Bank and places a minimum of S$200,000 (or its equivalent in other currency) in Fresh Funds. Additional eligibility criteria, requirements to maintain minimum assets under management after placement and exclusions apply. Please refer to the full version of Priority Banking Q3’17 Referral Programme Promotion Terms And Conditions for full terms and conditions, including meaning of capitalised terms, which can be found at the bottom of this webpage.

Invest in Unit Trusts and get up to S$1,000 worth of shopping vouchers3

3Standard Chartered Q3’17 Wealth Campaign Promotion: Invest a minimum of S$100,000 fresh funds equivalent in Eligible Unit Trusts in a single day at any of our branches from 1 July 2017 to 30 September 2017 and receive S$200 worth of vouchers per S$100,000 invested. Please refer to the full version of Standard Chartered 3Q 2017 Wealth Campaign Promotion Terms and Conditions for full terms and conditions, including meaning of capitalised terms, which can be found at the bottom of this webpage.

Consolidate your wealth with us and get up to S$500 worth of shopping vouchers and a smart watch3

3Standard Chartered 'Unit Trust Transfer-In' Promotion Terms & Conditions ("Promotion T&Cs") apply. Please refer to the full version of Standard Chartered 'Unit Trust Transfer-In' Promotion Terms & Conditions for full terms and conditions, including meaning of capitalised terms, which can be found at the bottom of this webpage. 

Insure and earn 18%p.a. interest on 3-month SGD time deposit4

4Standard Chartered Q4 2017 Wealth Campaign Promotion: Promotion is from 1 Oct 2017 to 31 Dec 2017. If you purchase an eligible insurance policy with a minimum annual premium of S$36,000, you can place a one-time SGD 3 months time deposit up to a maximum of S$60,000 at a rate of 18% p.a. for 3 months (“Special Rate”). The Special TD must be placed within the Promotion Period. Fresh funds refer to funds not originating from any existing account with the Bank and funds that are not withdrawn and re-deposited within the last 30 days. “Eligible Insurance Policy” means an insurance policy underwritten by Prudential Assurance Company Singapore (Pte) Ltd (“Prudential”) and distributed by the Bank. Policies excluded are PruShield, PruGolden Income, PruMortgage, Regular Savings Option (RSO) and all single premium plans. Please refer to the full version of Standard Chartered MyWay ‘Insure and be rewarded’ Promotion terms and conditions for full terms and conditions, which can be found via the 'T&Cs’ link at the top of this webpage. 

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This link brings you to a third party Website, over which Standard Chartered Bank (Singapore) Limited has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

Standard Chartered Bank (Singapore) Limited makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank (Singapore) Limited's Important Legal Notices, Standard Chartered Bank (Singapore) Limited shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

In the event of any inconsistency between the terms herein / the Bank's Important Legal Notices and the terms on the 3rd Party Website, the terms herein / the Bank's Important Legal Notices will prevail.

By clicking "Proceed", you will be confirming that you have read and agreed to the terms herein and in the Bank's Important Legal Notices.

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