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Apply for the Unlimited Cashback Credit Card or Rewards+ Credit Card and receive a gift of your choice upon approval1

Sg qoo masthead
Sg qoo masthead

Apply for the Unlimited Cashback Credit Card or Rewards+ Credit Card and receive a gift of your choice upon approval1

Standard Chartered Credit Card Sign-Up via Qoo10 Promotion

From unlimited cashback to upsized rewards, choose the card that lets you do more in life. For new to Standard Chartered credit cardholders only, apply now and receive a gift of your choice upon approval1. Plus, up to an additional S$100 when you spend on your new card5.

UNLIMITED CASHBACK CREDIT CARD
Unlimited cashback. Unlimited joy.
  • No cashback cap and no minimum spend
  • 1.5% cashback on all eligible spend2
  • 2 years annual fee waiver
To receive a gift of your choice1, click on the relevant button below to apply for this credit card.
CLICK HERE TO FIND OUT MORE ABOUT THE UNLIMITED CASHBACK CREDIT CARD
REWARDS+ CREDIT CARD
Upsize your rewards. Upsize your adventures.
  • Up to 10X Rewards Points for foreign currency spend3
  • Up to 5X Rewards Points for dining spend3
  • 1-for-1 Platinum Movie Suites tickets with Cathay Cineplexes4
  • Up to 50% off à la carte dining4 at The Fullerton Hotel and The Fullerton Bay Hotel Singapore
To receive a gift of your choice1, click on the relevant button below to apply for this credit card.
CLICK HERE TO FIND OUT MORE ABOUT THE REWARDS+ CREDIT CARD

Receive a choice of one of the following gifts1 when you successfully apply for Unlimited Cashback Credit Card or Rewards+ Credit Card.

DETAILS
CHARGES
Annual Fees S$192.60 including GST. This annual fee is waived off for the first two years.
Finance Charges Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges A late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 26.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.
For more details on all other applicable fees and charges,  please click here.

Eligibility & Documents

Eligibility

  • Age
    • 21 to 65 years old
  • Minimum Annual Income
    • Singapore Citizens and Permanent Residents: S$30,000
    • Foreigners with Employment Passes: S$60,000
  • Employment Pass Holders
    • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
    • Q Pass holders must have minimum one year validity remaining on their passes

Document Requirements

  • You will need:
    • Copy of NRIC/Passport/Employment Pass (front and back)
  • For salaried (any of the following):
    • Latest month computerised payslip
    • Latest 6 months CPF Contribution History Statement
    • Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
  • For self-employed
    • Copy of 2 year income tax notice of assessment (must be in business for a minimum of 2 years)
  • For commission earner (any one from below)
    • Latest 3 months payslip + Latest income tax notice of assessment
    • Latest 6 months CPF contribution history statement
    • Latest 3 months payslip
    • Copy of 2 year income tax notice of assessment ( For 100% commission earner)

    Refer to application form for details

Terms and conditions

  • The Standard Chartered Unlimited Cashback Credit Card (“Card”) gives you 1.5% cashback (“Unlimited Cashback“) when you (including your supplementary cardholder(s) on your Card account) charge Eligible Retail Transactions (refer to transaction exclusions below) to the Card. The following transactions are not Eligible Retail Transactions and will not earn Unlimited Cashback: a) any cash advance; b) any fees and charges (including annual fees, late payment fees, interest charges, and or finance charges) charged to your Card; c) any balance or fund transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made to all billing organisations using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Card account (and/or your supplementary credit card account); j) any tax payments charged to your Card (and/or your supplementary credit card); k) any insurance premiums charged to your Card (and/or your supplementary credit card); and l) any top-ups or payment of funds to any prepaid cards (with the exception of EZ-Reload charged to your Card) and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAY * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM. Unlimited Cashback is computed on a monthly basis based on your statement date and will be calculated based on two decimal places for each individual Eligible Retail Transaction without any rounding off . Unlimited Cashback earned will be reflected in that month’s card statement but credited to your principal Card account only in the following statement cycle month. Such Unlimited Cashback amount will be automatically offset against the following statement cycle month’s billed amount. Unlimited Cashback earned by your supplementary cardholder(s) of the Card will be credited into your principal Card account. Click here for the full Standard Chartered Unlimited Cashback Credit Card Terms and Conditions that apply .
  • The Standard Chartered Rewards+ Credit Card (“Rewards+ Card”) allows you (“Rewards+ Cardholder”) to earn Rewards Points  when you (including your supplementary cardholder(s) on your Rewards+ Card account) charge eligible retail transactions (“Qualifying Rewards+ Card Transactions”) (refer to transaction exclusions below) to the Rewards+ Card. Rewards+ Cardholders will, under the Standard Chartered 360° Rewards programme, be eligible to earn one (1) Reward Point for every S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent with the Rewards+ Card. Under the Rewards+ Card Promotion, Rewards+ Cardholders will be eligible to earn up to (A) nine (9) additional Rewards Points for every S$1 spent in foreign currency (which are spends that are not made in Singapore Dollars) on Qualifying Rewards+ Card Transactions and (B) up to four (4) additional Rewards Points for every S$1 spent in Singapore Dollars on Qualifying Dining Transactions. “Qualifying Dining Transactions” are dining spends that are Qualifying Rewards+ Card Transactions and are charged to the Rewards+ Card made at dining establishments in Singapore and overseas classified under the Merchant Category Codes (“MCCs”) of Restaurants and eating places (5811/5812), Fast Food Restaurants (5814) and Pubs & Bars (5813). For avoidance of doubt, purchases from establishments including but not limited to local hotel restaurants (including wedding banquets), bakeries, supermarkets and catering companies that are not under the MCCs stated above will not be considered as Qualifying Dining Transactions for this Promotion. There is a cap of 20,000 Rewards Points (“Rewards+ Cap”) per year on the additional Rewards Points awarded. “Year” for purposes of this Rewards+ Card Promotion means the time period from the Rewards+ Card approval date (or a particular anniversary of such approval date) to the day falling before the next anniversary of such approval date. The Rewards+ Cap will be reset every anniversary of the approval date of the relevant Rewards+ Card in question. The following transactions are not Qualifying Rewards+ Card Transactions and will not earn any Rewards Points: a) any cash advance; b) any fees and charges (including annual fees, late payment fees, interest charges, and or finance charges) charged to your Rewards+ Card; c) any balance or fund transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Rewards+ Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made to all billing organisations using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Rewards+ Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Rewards+ Card account (and/or your supplementary Rewards+ Card account); j) any tax payments charged to your Card (and/or your supplementary credit card); k) any insurance premiums charged to your Rewards+ Card (and/or your supplementary Rewards+ Card); and l) any top-ups or payment of funds to any prepaid cards and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAY * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM. The Standard Chartered 360° Rewards Programme terms and conditions also apply. Click here for the full Standard Chartered Rewards+ Card Promotion Terms and Conditions that apply.
  • To be eligible for Credit Cards Sign-Up Bonus Cashback Promotion (“Promotion”) available from 3 October 2018 to 14 February 2019 (both dates inclusive) (the “Promotion Period”), you must (a) apply for at least 1 of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”) as a principal cardholder (“Cardholder”) between 3 October to 31 December 2018 (“Application Period”); (b) your Eligible Card application must be approved by the bank by 14 January 2019  ; and (c) the Eligible Card account must, within six (6) months of the Eligible Card account opening date, be valid (i.e. the Eligible Card account must not be suspended, cancelled and/or terminated), in good standing, and conducted in a proper and satisfactory manner as determined by Standard Chartered in its sole and absolute discretion. If you satisfy all the eligibility criteria (a) to (c) above, you will be eligible to participate in the Bonus Cashback Promotion. To receive the 5% cashback on all eligible transactions (“Bonus Cashback”)   (capped at S$100 for new to Standard Chartered principal cardholder (i.e. do not have any existing/previously cancelled credit cards as a principal cardholder in the last 12 months with the Bank) and S$50 for existing Standard Chartered principal cardholders), you must charge a minimum of S$500  on eligible transactions (“Minimum Eligible Total Spend”) within the first 30 days of card approval date on a single card. For clarity, the Minimum Eligible Total Spend cannot be aggregated across multiple Eligible Cards. Subject to these terms, if you satisfy all the eligibility criteria (a) to (c) above and fulfil the Minimum Eligible Total Spend (“Eligible Cardholder”), you will be eligible to receive the Bonus Cashback. For Eligible Cards  approved between 3 October to 30 November 2018, the cashback will be credited to your principal Eligible Card account by 31 January 2019; for cards approved between 1 December 2018 to 14 January 2019, the cashback will be credited to your principal Eligible Card account by 31 March 2019. A SMS notification will be sent to the relevant Eligible Cardholder’s   registered mobile number with the Bank to inform him/her that the Bonus Cashback amount has been credited to his/her Eligible Card account. The details of the Bonus Cashback will be reflected in the Eligible Cardholder’s next Statement of Account. For the avoidance of doubt, Eligible Transactions (as defined in Clause 5 of full Credit Cards Sign-up Bonus Cashback Terms and Conditions) that are charged to the supplementary cards linked to an Eligible Card will be counted towards fulfilment of the Minimum Eligible Total Spend requirement (as set out in Clause 3 of full Credit Cards Sign-up Bonus Cashback Terms and Conditions) for the purposes of this Promotion. . Unless otherwise stated, this Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions. The Promotion is valid in conjunction with the Credit Card Sign Up Promotion (the terms and conditions of which can be found here), Standard Chartered and Grab August to December 2018 Promotion (the terms and conditions of which can be found here), the Standard Chartered Caltex 2018 Promotion (the terms and conditions of which can be found here) and The Good Life Privileges (which can be found here). Visit sc.com/sg/bonuscashback-tnc/for details and the full Credit Cards Sign-Up Bonus Cashback Promotion Terms and Conditions that apply.  “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard® Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, PruPrestige Visa Signature Credit Card and Prudential Platinum Credit Card.