This website describes insurance products and services provided by certain insurers in alliance with Standard Chartered Bank (Singapore) Limited (‘SCBSL’). This website does not constitute an offer, recommendation, solicitation to buy or sell any insurance product or service nor is it intended to provide insurance or financial advice. This website is not a contract of insurance and reference should be made to the policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon the acceptance of your application by the respective insurer. All insurance products described in this website are products of and underwritten by the respective insurers and not SCBSL. In facilitating insurance arrangements or in referring customers to the respective insurer, SCBSL is acting in alliance with the respective insurer and not as an agent for customers. SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

This website is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. Before making a commitment to purchase any policy, you may wish to seek advice from a licensed or an exempt financial adviser (in the case of a life insurance policy) or a qualified adviser (in the case of a general insurance policy). In the event that you choose not to seek advice, you should carefully consider whether a policy is suitable for you. If, after purchasing the policy, you decide that the policy is not suitable for you, you may terminate the policy in accordance with the free-look provision, if any, and the respective insurer may recover from you any expense incurred by them in underwriting the policy.

Additionally, in relation to life insurance, buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid.

The policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

For the avoidance of doubt, the applicable interest rates, fees and charges and/or any waiver thereof, which are reflected above, are only valid for staff of Standard Chartered Bank (Singapore) Limited and Standard Chartered Bank, Singapore Branch (collectively, “Standard Chartered” or the “Bank”) during the period of their employment with the Bank. Upon resignation and/or termination of employment with Standard Chartered, the standard and prevailing commercial interest rates, fees and charges shall apply. The Bank reserves the right to vary the applicable interest rates, fees and charges, in accordance with the terms of our banking agreement, as may be amended and/or notified to you from time to time. “Best rates” means rates that are equal to or better than the rates offered to employees of corporate clients who maintain an Employee Banking relationship with Standard Chartered Bank (Singapore) Limited. “Simple and fast” refers to the application process for banking products made simpler and faster. “24/7 service” refers to dedicated 24/7 phone banking service and services that can be accessed through our staff web portal at sc.com/sg/staff.