Up to 3.88% p.a. interest on your first S$100,000 deposit
Enjoy 1.3% p.a interest on your salary account
Earn up to 1.28%p.a. with no lock-in
Earn up to 2.00% p.a. without locking in your money
Earn up to 1.90% p.a. interest with minimum $25,000
Earn up to 2.50% p.a. interest on your USD Time Deposit today
Score unlimited cashback on all spend
Enjoy up to 3% cashback on your online buys with no minimum spend.
No min. spend, up to 10X Rewards Points for foreign currency spend & more
Earn 2.5 Reward Points for every $1 charged to your credit card
Go further with up to 3 miles for every dollar spent
Get cash the very next working day
Free yourself from higher interest payments
Save up to 83% on interest with extra cash.
Offset your loan interest from interest earned on deposits
Build your home with a bundle of perks
HDB Home Suite offers you more than just a home loan
Selling and buying your HDB flat
Select from over 300 funds
Select from over 60 currency pairs
Save with regular payments
Cover your hospitalization cost
Enjoy stress-free holidays
Enjoy 24-hour coverage against accidents
Protect your assets at home
Comprehensive Motor Insurance Plan
Coverage for medical costs
Save more for your children
Save more for your retirement
For future generations
A non-interest bearing account
An interest bearing account
An innovative pricing plan
MasterCard World Business Debit Card
Online banking designed for businesses
Financing solutions and trade services to help you grow
An unsecured term loan that offers up to S$300,000
Unsecured working capital for local companies
Get access to our global network across over 25 markets
Letter of Credit confirmation, bonds and other guarantees
Protect your business from currency fluctuations and rates
Protect the business assets which you have built
Enjoy stress-free travel with single trip or annual plans
Comprehensive protection for your car and car belongings
A range of investments customised for better returns
Choose from a variety of tenure and currency options
Learn more about our card services such as funds transfer, 0% interest instalment plan, etc.
Change the way you pay with your credit and debit card in-store, within mobile apps or online
Transfer funds online and enjoy attractive forex rates at zero remittance fees*
Get urgent help in case your card was lost, stolen or your PIN diclosed
Activate your Standard Chartered credit/debit card for local or overseas usage in 3 simple steps
Call our phone banking team hotline for immediate assistance
You are now leaving the Standard Chartered Bank (Singapore) Limited (“SCBSL”) website to access a third party website ("Third Party Website").
SCBSL shall not be liable for the handling of any information you may provide on the Third Party Website, or for any loss incurred in connection with your access to or use of the Third Party Website. SCBSL makes no warranties, representations or undertakings about the Third Party Website.
Forget old school, the future of education is already here — and it brings with it virtual-reality goggles and life-sized digital portals.
With the arrival of innovative school curricula, more students are choosing to pursue an overseas university education for futuristic, out-of-the-box learning experiences. Almost 4.3 million students globally finish school at 18 years old and pursue education overseas, according to the Organisation for Economic Co-operation and Development1.
Here’s what schools of the future look like, and what you will need to help prepare your child for. According to the recent Emerging Affluent Study 2018 across 11 countries, children’s education is one of the top three financial goals for 43% of the people surveyed. So it’s important to know what you are letting yourself in for!
Just a few years ago, virtual reality (VR) seemed a concept that lived in science-fiction films and stories. But schools across the spectrum — from early education to graduate-level courses — are already incorporating VR into the curriculum.
In England, students from Coventry University can rehearse Shakespeare plays with fellow drama students around the world through a digital portal. The virtual portal combines stage and video-conferencing technology with life-sized projections to allow theatre students to interact as if they were in the same location!2
Say goodbye to boring lectures! Virtual and augmented reality are also transforming the educational landscape by bringing textbooks to life.
Beyond just revising textbook curriculum, students at Columbia University and Harvard Medical School are also using VR surgical training platforms. These platforms provide students with highly realistic training using the latest, cutting-edge technology.
It’s not just colleges and universities that are keeping up with the pace of innovation, though.
A research professor from Arizona State University has just released a game that enables younger students to use VR nets to catch butterflies while learning about natural selection4.
Traditional classroom layouts are fast becoming a thing of the past too.
Seating arrangements have become more flexible to accommodate the different learning styles of students. Chairs and desks have been replaced by standing desks for those who have trouble focusing while sitting, collaborative workspaces have been built for group projects and, in some classrooms, interactive projectors have pushed whiteboards to the back of the supply cupboard.
A number of schools in the United States have installed wooden standing desks in classrooms to improve the concentration levels of students5, who may feel restless if they spend too long sitting in the same position.
For too long, students have had to struggle with all being taught by a single method that may not be best suited to their learning styles. Enter personalised learning — the concept of tailoring education to individual needs, abilities and preferences of each student.
The growing practice has shown that it improves academic growth. A 2015 study conducted by global think tank RAND found that students who underwent a more tailored educational programme improved in maths and reading at a greater rate than students who were exposed to conventional learning styles6.
Of course, “futuristic”, cutting-edge academic programmes mean that you may have to find “futuristic” funding. Use our education calculator to see how these numbers will grow in the future.
Alternatively, you can arrange a session with our financial advisor through our Click2Chat service. Simply log onto Standard Chartered Mobile Banking or Online Banking now
Buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable (if any) may be less than the total premiums paid. The contents of this article do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this article are products of and underwritten by the respective insurers and not Standard Chartered Bank (Singapore) Limited. Standard Chartered Bank (Singapore) Limited shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting in alliance with the insurer and not as an agent for customers.
This article is for general information only and it does not constitute an offer, recommendation or solicitation to enter into any transaction. This article has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person. You should seek advice from a licensed or an exempt financial adviser on the suitability of a product for you, taking into account these factors before making a commitment to purchase any product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether the product is suitable for you.