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Terms and Conditions for Allianz HOME PROTECT (PREMIUM BANKING) Promotion (“PROMOTION TERMS”)


  1. This Allianz Home Protect Promotion (“Promotion”) is jointly organised by Allianz Global Corporate & Specialty SE Singapore Branch (“Allianz”) and Standard Chartered Bank (Singapore) Limited (“SCBSL”). The Promotion is valid from 1 July to 31 December 2018, both dates inclusive (“Promotion Period”). The Allianz Home Protect Policy is underwritten by Allianz and distributed by SCBSL.
  2. By participating in this Promotion, you hereby agree to be bound by these Promotion Terms.
  3. To be eligible for this Promotion, during the Promotion Period, you need to:
    1. be classified as a Premium Banking customer* of SCBSL per SCBSL’s records;
    2. be able to receive Premium Banking marketing email communications from SCBSL which states the promotional code for this Promotion; and
    3. input the promotional code in the online application form before you purchase the relevant policy through SCBSL’s website https://www.sc.com/sg/insurance/allianz-home-protect/ within the Promotion Period.
  4. If you satisfy the conditions in Clause 3 and successfully purchase an Allianz Home Protect (“Policy”) during the Promotion Period through SCBSL’s website, you will be entitled to 25% discount off your first year premium payable.
  5. This Promotion is applicable to new applications only during the Promotion Period and not valid with other promotions, discounts, offers, vouchers, rebates or privileges
  6. This Promotion is governed by and construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore
  7. A person who is not a party to these Promotion Terms has no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these Promotion Terms.
  8. Allianz and SCBSL each may at any time, without any prior notice or liability to you, vary the Promotion Terms or withdraw or discontinue the Promotion at any time. The decision of Allianz and SCBSL on all matters relating to this Promotion, including determining your eligibility to participate, shall be at their absolute discretion and will be final and binding.
  9. All information is correct at time of print.
    *Eligibility criteria to become a Premium Banking customer:

    1. you maintain a combined balance in your primary account(s) a minimum of S$50,000 in deposits and/or investments; or
    2. you maintain a combined balance in your primary account(s) a minimum of S$500,000 in housing loans; or
    3. you have an annual income of at least S$96,000.


This document is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this document are products of and underwritten by Allianz and they are not products of, nor are they underwritten by SCBSL.

SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, SCBSL is acting in alliance with the insurer and not as an agent for customers.  This document is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

This Policy is protected under the Policy Owner Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz Global Corporate & Specialty SE Singapore or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).