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Get an Add-on card and share your primary card benefit with your family.

Get an Add-on card and share your primary card benefit with your family.

Get an Add-on card and share your primary card benefit with your family.

What is a Supplementary Credit Card?

A supplementary card is a convenient add-on to your existing primary card, that allows dependent members to enjoy the flexibility of owning a card, within preset limits. This ensures that your close family can share the convenience of using your card, while you get to manage their expenses and earn rewards on them.

Benefits of Supplementary Cards

You can now leverage your primary Standard Chartered credit card to enjoy multiple benefits at no additional cost, using an add-on card. The benefits include:

Free of charge

You do not have to pay any* additional fees for the supplementary cards issued to your family members.

Ease of use

You parents or your child at college can easily use the add-on card for their expenses, without constant transfers.

Consolidated statements

You can keep tabs of all expense details through a consolidated statement of all cards.

Perks of use

Add-on cards enjoy the same offers at restaurants or travel booking that the primary card is entitled to.

Accumulated rewards

All the expenses on supplementary cards earn the same rewards as the main card, thus adding to your rewards tally.

How to apply for a Supplementary Card?

Applying for a supplementary credit card is a simple and straightforward process.

  • First, click here to visit Standard Chartered’s supplementary card application webpage.
  • Next you will be required to fill in basic details like your name, address and telephone number.
  • You are also required to state your relationship with the supplementary cardholder applicant.
  • Once you have filled in the details, you will receive your application reference number.
  • Shortly thereafter, you will be contacted by our representative, who will guide you through completing the application process.

Important Terms and Conditions

  • Supplementary card applicant must be 18+ years of age.
  • Supplementary card applicant must be directly related to the Primary cardholder (Spouse/Parents/Children/Siblings).
  • No separate credit limit will be assigned to the Supplementary card(s).
  • No joining/annual fee will be charged on the supplementary credit card(s)(except DigiSmart).
  • All limits on cashback/ offers applicable on the primary card account will be for the combined usage of Primary and Supplementary card(s).
  • All the product specific T&Cs will remain same for both Primary and Supplementary card(s).
  • Nothing expressed or implied in the program shall in any way waive or amend any of the terms and conditions of the existing cardmember agreement with the Bank.

FAQs related to Supplementary Card

Who can be added as an add-on on your credit card?

Your add-on cards may include immediate family members that include the following:

  • Spouse
  • Parents
  • Children (above 18 years)
  • Siblings (above 18 years)

Can my Supplementary card member earn points?

Yes, every expense made by the supplementary card member earns reward points according to the eligibility of the primary card. The consolidated rewards may be redeemed at any of the assigned points.

How can I check the balance of a Supplementary Card?

You may log in to the primary card account online, to view the balance of all connected cards. You may also check the balance in the monthly statement mailed to your inbox.

Are there any fees and charges associated with Supplementary Credit Card?

The supplementary credit cards come at no joining or annual fee (except DigiSmart). Only the fees on the primary card are applicable.

Who is responsible for the dues on a Supplementary Credit Card?

The primary card member is wholly liable for any charges and outstanding on the add-on cards.

How do rewards work on a Supplementary Credit Card?

All expenses and purchases made on the add-on cards are eligible for reward points, as per the terms of the primary card offer.