You’re not going to miss out on shopping at the duty-free stores, so why not get a little something every time you do? The best travel credit cards are the ones that give you the most benefits, and Standard Chartered has quite a few of those. The SC Emirates World credit card, for example, gets you 5%* cashback on duty free purchases, up to INR 1000 a month. The SC Ultimate credit card lets you enjoy 5%* cashback on duty free shopping too so go ahead, splurge a little!
With a travel credit card, you’re going to be earning miles every time you make a purchase. Redeem these to obtain some sweet discounts for your next flight, or maybe even a free ticket. It’s easy to decide which credit card is best for travel when you consider SC’s Emirates World credit card benefits. With this card, you earn 6 skyward miles on every INR 150 you spend on Emirates.com transactions and for every INR 150 you spend on other purchases, you earn 3 skyward miles too. Not to mention the 4000 bonus miles* as joining bonus.
Travel credit cards can also get you good rewards. SC’s Ultimate credit card lets you earn 5 reward points on every INR 150 you spend, with 1 reward point being equal to 1 INR in value.
This benefit is pretty exciting too, as far as travel credit card offers go. The Standard Chartered Ultimate and Emirates World credit cards both offer 5%* cashback on all duty-free purchases, a benefit ranking right on top with the other favorite features for SC credit cards.
Access to airport lounges is perhaps a top favorite of all the travel card benefits available. The Ultimate credit card offers a complimentary Priority Pass membership granting you access* to over 1000 exclusive airports lounges across the world. The Emirates World credit card, on the other hand, will provide access to over 25 domestic lounges through the Mastercard Lounge program. You can also avail 2 complimentary Priority Passes for Domestic and International airport lounges every month on spend over INR 10,000 in a month.
For most of us, travelling isn’t just about getting from one place to another; it’s about the experience, the journey as much as the destination itself. This is why travel credit cards are so popular these days. Standard Chartered travel credit cards offer the best benefits available in the market. Here’s an in-depth view into some of these benefits –
The Ultimate credit card
If you like to travel frequently then the Ultimate credit card will prove most convenient for you. It comes with an incredibly low foreign exchange markup fee of 2%* on overseas transactions and can complement your premium lifestyle perfectly. With this card in hand, you can enjoy rewards on travel expenditure and fine dining, as well as access to multiple airport lounges and golf courses across the world. The fact that it offers the highest reward value of 3.33% on all your spends certainly doesn’t hurt either!
The Emirates World credit card
This card is easily one of the best travel credit cards available. You can earn skyward miles with every purchase on the Emirates World credit card; that is, 6 miles for every INR 150 spent on Emirates.com and 3 miles for every INR 150 spent on every other transaction. With the Emirates World credit card, you are also eligible for 5% cashback up to INR 1000 per month on duty-free shopping. Lastly, we offer complimentary overseas insurance for air accident coverage, loss of baggage or even flight delays.
The Visa Infinite credit card
Our Priority Banking customers can avail of exclusive, personalised services with the Priority Visa Infinite credit card, as a token of our appreciation for your continued support and relationship with us. Privileges also include a complimentary overseas air accident insurance cover of INR 1.2 crore as well as medical insurance benefits for your protection.
The online application process for a Standard Chartered credit card is pretty straightforward. You will require a few basic documents which include:
- Passport size photographs (must be recent)
- Document showing proof of identity
- Document showing proof of address
- For salaried persons – previous month’s salary slip
- For self-employed persons – previous year’s ITR with computation of income/Last Business Continuity Proof
Proof of address includes –
- Driving license
- Passport copy
- Voter Id card
- Aadhaar card
For proof of identity you can use the same documents with the additional possibility of a PAN card.
What type of travel privileges can my credit card provide?
Standard Chartered travel credit cards offer a wide array of complimentary features and benefits. Indulge yourself with airport lounge access, reward points for every purchase, fabulous cashback offers on duty free shopping, discounts on flight tickets bought on specific sites and also skyward miles earned on all kinds of spends. You can even benefit from our complimentary travel insurance.
What makes credit cards worth it for travelers?
Travelling comfortably can be an unnecessarily expensive affair. This is why the best travel credit cards are ones that are designed to give you the elite travelling experience while going easy on your pocket. A good way of doing this is through the travel rewards programme. The Emirates World credit card, for example, gets you 4000 bonus* skyward miles when you sign up for it and skyward miles on every INR 150 you spend using the card. There are also cashback offers, skyward miles earned for duty free purchases, discounts on hotels as well as flight tickets and even complimentary overseas insurance coverage. The Ultimate credit card also offers a low foreign exchange markup fee of 2% on overseas transactions.
Imagine your flight is postponed, or you are stepping out after a really long plane trip to connect to your next. Nothing can help refresh your spirits better than those plush recliners, serene spaces, spas, assorted beverages and fine dining at most Priority Pass airport lounges. Your travel credit card is your mode of access into these places and you are free to relax, get work done or even freshen up before you continue on your journey. Both the SC Ultimate and the Emirates World credit card offer complimentary* lounge passes.
What credit score is needed for a travel credit card?
Credit card scores tend to be higher for clients with a reputation of handling their credit responsibly and paying their bills on time. If your score is good, you are more likely to get approved by credit card companies for availing their premium travel credit cards.
How does a travel credit card work?
You do not have to be a frequent traveller to appreciate how much a travel credit card can enrich your travelling experience abroad or even within the country. The travel credit card comes with varied benefits, even as they help you make the most out of your money. Some of these benefits include:-
Air Miles/Skyward miles – Skyward miles can get you a discounted or even free flight when redeemed in due course of time. With this in mind, we have designed our Emirates World credit card to benefit you with 6 skyward miles on every Emirates transaction of INR 150, and 3 miles for every other transaction of the same amount.
Cashback on duty-free spends – Let nothing hold you back from splurging at duty-free stores with the cashback deals on our travel credit cards. The Emirates World credit card, for example, will get you 5% cashback up to INR 1000 per month on your duty free spends. Shopping with our Ultimate credit card at these shops will get you 5% cashback too.
Complimentary overseas insurance – Your safety is our concern as well, and that is why we offer complimentary overseas air accident coverage of 1 – 1.2 crore with both our Emirates World credit card and our Priority Infinite Visa credit card.
Airport lounge access – The Emirates World, Ultimate and Priority Visa Infinite credit card also provide complimentary airport lounge access. Enjoy the perfect opportunity to relax and unwind after a particularly long or trying flight, away from the hustle and bustle of the airport, and indulge in fine dining and luxury facilities too.
How can I use my credit card for free travel?
You can travel for free by simply following a few basic steps with your credit card:
- Start by applying for the right travel credit card. Choose one that gives you the maximum reward points so that you can earn enough points / miles to make the trip you want.
- Use your credit card regularly for all future purchases to continue earning points!
What is VKYC?
VKYC, or simply Video KYC, is a feature that allows you to complete your KYC through a video from the comfort of your home while applying online for a Standard Chartered credit card, personal loan, or savings account. With this feature, our application process becomes even more simpler and completely contactless. Click here to learn more.