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Niva Bupa Health Companion
  1. Insurance
  2. Health Plans
  3. Niva Bupa Health Companion

Niva Bupa Health Companion is an affordable health insurance plan that makes securing your health painless

A comprehensive plan to keep you and your family financially secure and comfortable during any medical emergency or health related problems

Key Product Benefits
  • Enjoy
    no room rent cap

    with this plan

  • Get coverage for
    alternative treatments

    under this plan

  • Get
    refill benefit1

    that triggers after first claim is paid

Niva Bupa Health Companion Features

No Claim Bonus²

Get 20% increase in base sum insured, up to 100% of base cover every claim-free year

Safeguard+ Add-on³

Enjoy coverage for non-payables with this add-on

Refill benefit¹

Get one-time refill of base sum insured, even for same illness. Triggers after 1st claim is paid

Air ambulance

Cover for air ambulance upto INR 2.5 lakhs per hospitalisation
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1Refill benefit allows reinstatement up to base sum insured


2In case of claim, there will be no reduction in No Claim Bonus


3This is an additional add-on which will be available post payment of additional premium. Refer sales brochure and policy wordings for more details. As per list I, II, III, IV under Annexure II of Policy Wordings


Standard Chartered Bank, India having its principal place of business at Crescenzo, C-38/C-39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 is a licensed Corporate Agent of Niva Bupa Health Insurance Company Limited (IRDAI registration no. 145) for standalone health insurance products vide registration number CA0028. The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation.


The contents of this webpage do not constitute a contract of insurance and reference should be made to the policy document for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by Niva Bupa Health Insurance Company Limited and not Standard Chartered Bank, India. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person.


Niva Bupa Health Insurance Company Limited. IRDAI Registration No: 145. Registered Office Address: C-98, First Floor, Lajpat Nagar, Part 1, New Delhi-110024. CIN:U66000DL2008PLC182918. Fax No: +91 11 41743397. Product Name: Health Companion. Product UIN: NBHHLIP24115V072324. Safeguard Add-on UIN: NBHHLIA24109V022324 ADVT No: