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ICICI Pru Group Loan Secure
  1. Insurance
  2. Term Plans
  3. ICICI Pru Group Loan Secure

Secure your family from the repayment burden of your loan when you are not around, with ICICI Pru Group Loan Secure

An insurance plan that provides a lump sum1 in case of an unfortunate event to repay your loans

Secure your hard earned assets with ICICI Pru Group Loan Secure
  • Enjoy
    comprehensive protection

    in the form of life cover5

  • Choose from
    flexible options6

    for your coverage

  • Get
    life cover5

    to secure your loved ones from the repayment burden of your loan

Additional Details

Extensive Protection

The plan offers multiple options to cover death and terminal illness², accidental death³, critical illness⁴ and disability

Sum Assured

Minimum Sum assured starts with Rs 5000 for Single pay option

Coverage Term

Flexibility to choose coverage term up to a maximum of 30 years

¹ Lump sum amount to the extent of outstanding loan will be paid to the Master Policyholder & any amount in excess of that will be paid to the beneficiary.


² A Life Assured shall be regarded as Terminally Ill only if that Life Assured is diagnosed as suffering from a condition which, in the opinion of two independent medical practitioners’ specializing in treatment of such illness, is highly likely to lead to death within 6 months. The terminal illness must be diagnosed and confirmed by independent medical practitioners’ registered with the Indian Medical Association and approved by the insurance company. The insurance company reserves the right for independent assessment. Terminal illness due to AIDS is excluded.


³ Accidental Death (AD) Benefit is equal to Death Benefit. If this benefit is selected, in case of death of the member due to accident, AD Benefit will be payable in addition to Death Benefit. On payment of this benefit, member’s risk cover will cease.


⁴ The critical illness benefit is an accelerated benefit & the risk cover of member ceases on payment of this benefit.


⁵ Life cover is the benefit payable on death of the life assured during the policy term.


⁶ Flexible cover options are available in the form of options to cover for death and terminal illness, accidental death, critical illness and disability.


Standard Chartered Bank, India having its principal place of business at Crescenzo Building C-38/C-39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Phone: 6601 4444, is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDAI registration no. 105) for life insurance products vide license number CA0028.The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation. Insurance is underwritten by ICICI Prudential Life Insurance Company Limited and not by Standard Chartered Bank, India. Participation of the customers of Standard Chartered Bank in the policy is entirely voluntary. In facilitating insurance arrangements, the Bank is acting as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person.


ICICI Prudential Life Insurance Company Limited – ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025. IRDA Registration No.105. CIN:L66010MH2000PLC127837. Phone: 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). ICICI Pru Group Loan Secure, A non-linked, non-participating life group pure risk product. UIN: 105N152V03. ADVT No: W/II/1665/2023-24.


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.