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Secure the life of your spouse, your children and yourself with the ICICI Pru iProtect Smart term life insurance plan.

Person, Human, Sitting

Secure the life of your spouse, your children and yourself with the ICICI Pru iProtect Smart term life insurance plan.

Explore different payout options in the event of unfortunate death

Ensure financial security of your family. Get optional claim payout on first diagnosis of any of the covered 34 critical illnesses1 and avail 4 different death payout options. Get life cover on terminal illnesses2 and option to add accident benefits3.


1The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. The future premiums payable for the residual critical illness benefit will reduce proportionately. In case the critical illness benefit equals the Death Benefit, the policy will terminate on payment of the critical illness Benefit. Only a doctor’s certificate confirming diagnosis needs to be submitted. On payment of Angioplasty, if the CI Benefit is more than ₹5,00,000 the policy will continue for other critical illnesses with the critical illness benefit reduced by Angioplasty payout. To know more about the illnesses covered, please refer to the Sales brochure. Available under Life and Health and All in One options.

2Please refer the product brochure for definitions, exclusions and other terms and conditions applicable for terminal illness.

3Maximum accident cover available with this benefit is ₹2 crore.

4Trained specialists refer to ‘Specified Persons’ as defined under Sec 2 (p) of IRDAI (Registration of Corporate Agents) Regulations, 2015.

*Insurance cover up to 99 years is available under whole life option. The ₹1 crore figure is an indicative amount, final policy amount and issuance is subject to underwriting criteria of ICICI Prudential Life Insurance being met. The ₹37 per day premium illustrated is an approximate value calculated based on 365 days a year with yearly premium payment option. Premiums shown apply to a healthy non-smoker male, aged 36 for ICICI Prudential iProtect Smart policy for a 30 year term.

Standard Chartered Bank, India having its corporate office at Crescenzo Building C-38/C-39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDA registration no. 105) for life insurance products vide license number CA0028.The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation. Insurance is underwritten by ICICI Prudential Life Insurance Company Limited. Participation of the customers of Standard Chartered Bank in the policy is entirely voluntary.

The content of this webpage do not constitute a contract of insurance and reference should be made to the policy document for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by ICICI Prudential Life Insurance company Limited and not Standard Chartered Bank, India. In facilitating insurance arrangements, the Bank is acting as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person.

ICICI Prudential Life Insurance Company Limited – ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025. IRDA Registration No.105. CIN:L66010MH2000PLC127837. Phone: 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India) UIN: 105N151V06 ADVT No: W/II/2270/2018-19

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.