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ICICI Pru POS iProtect Smart masthead
  1. Insurance
  2. Term Plans
  3. ICICI Pru POS iProtect Smart

Ensure financial security for your family, even in your absence with ICICI Pru POS iProtect Smart

An affordable term plan to financially secure your family with accidental death benefit1 to help you boost your life cover2

Financially secure your loved ones with ICICI Pru POS iProtect Smart
  • Enjoy
    2 benefit options

    with this plan (life and life plus)

  • Get
    Life Cover²

    to financially secure the future of your loved ones

  • Enjoy
    tax³ benefits

    on premiums paid

Additional Details

Accidental Death benefit¹

In case of death due to an accident, ADB¹ will be payable. This benefit is over and above the life cover² benefit(optional)

Tax³ benefits

Tax³ benefits may be applicable under the policy subject to conditions u/s 80Cof the Income Tax Act, 1961

1Accidental Death benefit (ADB) is up to INR 2 Crores (subject to underwriting guidelines). ADB is available only in Life Plus option. In case of death due to an accident, Accidental Death Benefit will be paid out in addition to Death Benefit. Accidental Death Benefit term will be equal to the policy term.


2Life Cover is the benefit payable on death of the life assured during the policy term


3Tax benefits under the policy are subject to conditions under Sec. 80C, 80D, 10(10D),115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.


Standard Chartered Bank, India having its principal place of business at Crescenzo Building C-38/C-39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Phone: 6601 4444, is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDAI registration no. 105) for life insurance products vide license number CA0028.The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation. Insurance is underwritten by ICICI Prudential Life Insurance Company Limited and not by Standard Chartered Bank, India. Participation of the customers of Standard Chartered Bank in the policy is entirely voluntary. In facilitating insurance arrangements, the Bank is acting as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person.


ICICI Prudential Life Insurance Company Limited – ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025. IRDA Registration No.105. CIN:L66010MH2000PLC127837. Phone: 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India).ICICI Pru POS – iProtect Smart, UIN: 105N173V03 – A Non-Linked, Non-Participating Life Individual pure risk product ADVT No: W/II/1556/2023-24


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.