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ICICI Pru1 Wealth masthed
  1. Insurance
  2. Wealth Creation Plans
  3. ICICI Pru1 Wealth

Invest only once to grow your money and get a life cover¹ with ICICI Pru1 Wealth

Note: In ULIPS, the investment risk in the investment portfolio is borne by the policyholder

Do more with just one payment with ICICI Pru1Wealth
  • Invest in
    Multiple Funds

    as per your choice

  • Receive
    Wealth Boosters²

    as a percentage of your single premium at the end of the policy term

  • Get
    life cover¹

    up to 10 times the premium paid

Additional Details

Unlimited free switches⁵ between funds

Switch⁵ from one fund to another, without any charge, depending on your financial priorities and investment outlook. Minimum switch amount is INR 2000.

Wealth Boosters²

Receive Wealth Boosters as a percentage of your single premium at the end of the policy term

Tax³ Benefit

Tax benefits under the policy are subject to conditions u/s 80C & 10(10D) of the Income Tax Act, 1961

Increase in Policy Term

If your policy term is 5 years, you can choose to increase your policy term to 10 years (subject to underwriting) by notifying the insurance company.
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1Life Cover is the benefit payable on death of the life assured during the policy term


2Wealth Booster will be allocated as extra units at the end of the policy term, provided monies are not in the DP Fund. Wealth Booster will be 2.50% of single premium for 5 year policy term and 2.75% of single premium including top up premiums less partial withdrawals, if any, for 10 year policy term. Wealth Booster will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Wealth Booster units is guaranteed and shall not be revoked by the Company under any circumstances.


3Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.


4Partial withdrawals are allowed for Policy term of 10 years after the completion of five policy years. Unlimited number of partial withdrawals as long as the total amount of partial withdrawals in a year does not exceed 20% of the Fund Value in a policy year. The Fund Value will be as at the beginning of the policy year. The partial withdrawals are free of cost. Other conditions apply on partial withdrawals, please read sales brochure for more details.


5Available only under fixed portfolio strategy.


Standard Chartered Bank, India having its principal place of business at Crescenzo Building, C 38/C-39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDAI registration no. 105) for life insurance products vide registration number CA0028.The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation. Insurance is underwritten by ICICI Prudential Life Insurance Company Limited and not by Standard Chartered Bank, India. Participation of the customers of Standard Chartered Bank in the policy is entirely voluntary.


The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. All insurance products described in this webpage are products of and underwritten by ICICI Prudential Life Insurance company Limited and not Standard Chartered Bank, India. In facilitating insurance arrangements, the Bank is acting as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person.


Unit Linked Products are different from traditional insurance products and are subject to risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the funds and factors influencing the capital market and the insured is responsible for his/her decisions. ICICI Prudential Life Insurance is only the name of the Life Insurance Company and ICICI Pru1 Wealth is only the name of the unit linked insurance product and does not in any way indicate the quality of the product, its future prospects and returns. Please know the associated risks and applicable charges from the policy document before purchasing this plan.


ICICI Prudential Life Insurance Company Limited – ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025. IRDAI Registration No.105. CIN:L66010MH2000PLC127837. Phone: 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India) ICICI Pru1 Wealth. A linked, non-participating, individual, savings life insurance plan. UIN: 105L175V04 ADVT No: W/II/0095/2024-25




IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.