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Finding it difficult to choose the right credit card option for yourself? Read more to explore the various types of cards and what suits you best.

Cream, Dessert, Cupcake

Finding it difficult to choose the right credit card option for yourself? Read more to explore the various types of cards and what suits you best.

Different strokes for different folks

Choose the best Standard Chartered credit card that suits your needs

Different strokes for different folks. credit cards built to suit different needs.

No two people are the same. Everybody is different and their requirements show the difference. Some may have an interest in travel, some prefer a premium lifestyle and some love watching out for discounts and offers and some want to save as much as possible with monthly payments via credit. Since the needs are so different, why should cards be the same for everybody?

Penchant for premium

Aspiring for good things in life is one thing, but getting there is quite another. Those with a penchant for premium lifestyle need an exclusive credit card which rewards you on travel spends, fine dining and compliments your lifestyle with the best reward point structure. Standard Chartered India’s Ultimate Credit Card is perfect for such a lifestyle.  Check out the benefits of this card here.

Enjoy reward value of Rupee 1 for every reward point. The credit card has a competitive 2% foreign currency markup fee on overseas spends, 5% cashback on duty-free spends and easy access to over 1000 airport lounges across the world.

In terms of dining privileges, you can get up to 25% discount at the top 250 restaurants in India. Also, in terms of lifestyle benefits, the credit card gives you access to 20 premier golf courses in India and 150 globally. Enjoy 24X7 access to the Ultimate Concierge helpline. To apply, click here.

Smart spending

For those who love going to supermarkets, an ordinary credit card is not enough. They need something special. The Standard Chartered Manhattan Platinum Credit Card is designed for such discerning customers. The card offers you cashback and rewards when you spend. Get 5% cashback at supermarkets, subject to a maximum of Rs 150 per eligible transaction. You can earn a total cashback of Rs 500 per month. Get Rs 2,000 BookMyShow vouchers on your first transaction in first 90 days with your Manhattan Platinum credit card. Apply now here.

The credit card also delivers great rewards. Get 3x rewards when you use your credit card for all other expenses. Plus, ‘The Good Life programme’ allows you to enjoy a host of discounts and offers across dining, shopping, travel and many more. Learn more Manhattan Platinum credit card here.

If you are into fine dining and spend considerably on fuel, the Standard Chartered Platinum Rewards credit card will suit you. Earn 5 reward points for every Rs 150 spent on dining and fuel with no monthly cap on the rewards earned. Plus, earn 1 reward point for every Rs 150 spent on all other categories.  To know more, click here.

Super savings

All of us love a good bargain. We constantly seek value. When it comes to credit cards, the journey should continue. Presenting the Standard Chartered Super Value Titanium credit card that saves up Rs 6000 per year when you spend on routine monthly expenses.

There are three areas where you win big. First, the credit card helps you earn 5% cashback on fuel spends across all fuel stations up to a maximum of Rs 200 per month, provided the minimum transaction value has is Rs 750. Paying phone bills was never so rewarding. The card gets you 5% cashback on telephone bill payments up to a maximum of Rs 200 per month. Similar to fuel spends, the minimum phone bill transaction has to be Rs 750. Three, you can earn 5% cashback on utility bill payments up to a maximum of Rs 100 per month. Earn rewards on any other spend. The credit card gets you 1 reward point for every Rs 150 when you use for all other expenses. Click here to apply.

At Standard Chartered, our collection of credit cards is designed to offer solutions for different cardholders with different needs and preferences. So go ahead and choose a card that works best for you.


The views expressed in the article are those of Standard Chartered Bank (“SCB”) and do not constitute financial, professional or other advice. SCB, including its Directors, Officers or Employees shall not in any event be liable for any damages or injury arising merely from your reliance on any information provided here. Each bank / financial institution will have its own processes/ fees/ charges and any information contained in this Article is only indicative. Before placing any reliance on any information contained or views expressed in this Article, we would request you take all steps necessary to verify the correctness thereof. The information contained in this Article is only indicative. Each Standard Chartered Bank Product has its own terms & conditions and should be referred to in entirety. We request you to kindly visit “sc.com/in” or visit your nearest Standard Chartered Bank Branch or call on our Customer Care numbers for more details.