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About Credit Card CVV

What is CVV Number & Where to Find It? – Standard Chartered India

Credit Card CVV Number: What is it and Where Do I Find it?

In today’s world, credit cards have become a staple for completing transactions seamlessly. They offer convenience and efficiency, making purchases smoother than ever. You can acquire a credit card from SC Bank, provided you meet certain eligibility criteria. These cards hold vital details like the cardholder’s name and expiration date. However, to finalise a transaction, inputting the Card Verification Value (CVV) is paramount. Let’s delve deeper into what is CVV number and what it entails.

What is CVV?

CVV stands for Card Verification Value. It’s a security feature for credit and debit card transactions. Typically, it’s a three or four-digit number printed on the card, separate from the card number. CVV helps verify that the person making the transaction has the physical card in hand. It’s used mainly for online or over-the-phone purchases where the card isn’t physically present.

Since CVV is not stored in databases or on the magnetic stripe, it adds an extra layer of security against fraud. It’s essential to keep this number confidential, just like the card number and expiration date.

Where to find the Credit Card CVV Number?

Based on the type of credit card you have, the CVV (Card Verification Value) may vary. Here, people may have doubts about how to check CVV numbers. The CVV (Card Verification Value) is typically a three-digit number found on the back of your credit card, usually to the right of the signature panel. It’s an extra security feature designed to verify that you have the physical card during transactions where the card isn’t present, like online purchases or over-the-phone transactions. On American Express cards, the CVV is a four-digit number on the front of the card, usually above the card number.

Keep in mind that it’s important to safeguard your credit card CVV number and never share it with anyone you don’t trust. If you can’t find your CVV or you think it’s been compromised, contact your card issuer immediately to request a new card.

Tips for Safeguarding the CVV Number

To ensure the safety of your credit card, especially your CVV number, adhere to these essential practices:

  • Refrain from sharing images of your credit card online to prevent potential misuse.
  • Routinely monitor your account activity, thoroughly examining recent transactions and statements for any unfamiliar charges. If you detect unauthorised activity, promptly notify Standard Chartered Bank to block your card and request a replacement.
  • Only input your credit card details on reputable websites to minimise the risk of fraud.
  • Strengthen the security of your card details by utilising antivirus software to scan your device for potential threats and viruses.

By following these guidelines diligently, you can effectively shield your credit card and its sensitive information from hackers and unauthorised usage.


The purpose of CVV numbers

CVV numbers, or Card Verification Values, are essential components of credit and debit cards, typically comprising three or four digits located on the back of the card. They play a critical role in securing online and over-the-phone transactions. Merchants request the CVV along with the card number and expiration date to verify the legitimacy of the transaction.


By requiring this additional piece of information, CVV numbers help thwart fraudulent activities, as they are not stored on magnetic stripes or embedded chips, making them challenging for fraudsters to obtain through physical theft alone. This extra layer of security provides confidence to both cardholders and merchants by reducing the risk of unauthorised transactions. In an era where digital transactions are prevalent, CVV numbers serve as a vital safeguard against financial fraud and identity theft.


Those unfamiliar with the CVV meaning must refer to the above article. Safeguarding CVV numbers is paramount to guaranteeing secure transactions. Should you observe any unauthorised deductions from your account, swiftly reach out to SC Bank for immediate assistance. By comprehending the importance of CVV numbers and remaining vigilant regarding any suspicious activity, you can fortify the security of all your transactions and shield yourself from potential fraud.