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Get pre-qualified Personal Loans

Get pre-qualified Personal Loans

Get pre-qualified Personal Loans

Pre-qualified Personal Loans

Get qualified for a Personal Loans

Get prequalified for a Personal Loan

Prequalified personal loans are offered by financial institutions to customers with a clean credit history, subject to a few conditions. The prequalified loans from top lenders, like Standard Chartered Bank, come with minimal documentation and procedures. So, naturally, such personal loans are highly sought after because borrowers often don’t want to wait for long when it comes to sanctioning of a personal loan. Know more about rate of interest,  benefits and  features of Standard Chartered personal loans by clicking here. You can get loans up to Rs 30 lakh for up to 5 years at interest rates starting from 11.5%. p.a.

How do you avail a pre-qualified Personal Loan?

Technology-led banks sift through billions of transactions to cherry pick the best potential borrowers. This is done to properly review the credit track record customers have built. For example, savings account is a gold mine of information when it comes to cash outflow, existing loans, and outstanding dues/payments. It also tells banks how you manage your credit card and signals your approach towards debt. If you meet the basic eligibility criteria, you will be chosen for a prequalified personal loan. Usually, a bank representative will call to inform you about the prequalified personal loan. Having a savings account is the first step to prequalification. Interested? Open a saving account by applying now.

What You Should Know

Prequalified or preapproved personal loans are an expression of offering you a credit product. However, this doesn’t  guarantee sanction of loan  as the client application  has to go through stringent internal risk assessment and document verification process by the bank before an offer is rolled out for  the  personal loan request.  For existing savings bank account customers,  getting a loan offer by the bank is comparatively simple as banks have already verified all the key details before offering a pre-approved personal loan. Lastly, many banks offer zero-collateral loans for prequalified customers and flexible repayment scheme with the freedom to choose tenure and amount.

Now that you know about the eligibility and benefits for prequalified personal loan you can be rest assured about going ahead with such an offer if it comes your away. If you can’t wait for an offer and need funds now, apply for a personal loan from Standard Chartered by clicking here.