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Terms and Conditions for 5X Rewards Offer

1. Definitions
i. Bank: Standard Chartered Bank in India.
ii. Offer: The Offer means ‘Qualified Customers will receive 5X reward points upto 3,000 reward points on minimum transaction of INR 20,000” The Offer is applicable on all spends i.e. every purchase transaction’ using their Standard Chartered Credit Card during the Offer Period.
iii. Offer Period: The Offer Period shall commence from 00:00:01 hours on 10 Dec 2021 and shall extend up to 23:59:59 hours on 10 Jan 2022.
iv. Qualified Customer: The Offer is only applicable to a select set of Bank’s Credit Card holders. Bank’s Credit Card holders who have received the Offer communication from the Bank and who have successfully carried out the transactions described in the Offer will qualify for the benefit under the Offer.
v. NRE and NRO cardholders will not be eligible for this offer

2. Offer Details
i. Customer will be entitled for 5X reward points if they use their Standard Chartered Credit Card for minimum purchase spends of INR 20,000.
ii. Customer would be eligible for 5X reward points (up to 3,000 reward points) on fulfilment of the Offer eligibility criteria.
iii. The 5X reward points will be calculated on the existing card features – If the eligible customer uses credit card which gives 1 reward point per INR 150 spent, then the customer will receive 5 reward points per INR 150 spent during the offer period
iv. A customer can receive a maximum of 3,000 reward points through this offer
v. In the event of a cardholder having has multiple Credit Cards, for the purposes of this Offer under no circumstance will the reward points exceed the maximum limit of 3,000 reward points upon consolidation of the transactions across all the Credit Cards of the cardholder.
vi. Offer applicable on all credit card spends made during the offer period (Insurance spends to be excluded)
vii. This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank.
viii. This Offer is not applicable on Standard Chartered Ultimate, Emirates, Landmark Rewards and DigiSmart credit cardholders.
ix. Qualified customers will receive the reward points within 90 days from the date when the Offer ends.
x. In case the Cardholder cancels any transactions due to which he/she has qualified for the reward points, then those transactions will not be considered in the calculation of the additional reward points.

3. Communication of the offer
i. The Offer will be communicated to select set of Bank Credit Card holders only through – SMS and/or email on their registered mobile number or email address, at the discretion of the Bank.

4. General Terms and Conditions
i. This is an exclusive Offer provided by Standard Chartered Bank. All details regarding the Offer are available on the Bank’s website(www.sc.com/in).
ii. The Bank reserves the right to modify/change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in the terms and conditions set out herein, nor those forming part of the Offer communication shall be construed as an obligation on the part of the Bank to continue the Offer up to the date of expiry of the Offer.
iii. Participation in this Offer is entirely voluntary.
iv. The Offer is non-transferable.
v. The Offer shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.
vi. All disputes under this offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
vii. In all matters relating to this Offer, the decision of the Bank shall be final and binding.
viii. By participating in the Offer, the Participants agree to be bound by the terms and conditions contained herein and those forming partof the Offer communications.
ix. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Qualified Customer, shall be solely borne by the Qualified Customer.