Enjoy up to 35% off your premium when you purchase an Enhanced Travel Protector Plan by 31 May 2017.
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Promotion from now to 31 May 2017

From now till 31 May 2017, staff of Standard Chartered Business Banking Clients can receive exclusive discounts and gifts with the successful purchase of an Enhanced Travel Protector single trip plan. Prefer an Enhanced Travel Protector annual plan instead? You can enjoy the same discount and gift offered to all other customers as well.

Choose from a wide range of plans:
Platinum, Gold or Silver:
Select from 3 different plans depending on your coverage needs.

Single or Annual:
If you travel frequently, you may opt for the annual plan and enjoy coverage for an unlimited number of trips per year (up to 90 days per trip). Alternatively, you may purchase a single trip plan which covers you for individual trips for durations up to 182 days per trip.

*The Enhanced Travel Protector Annual Travel Plan ("ETP Annual") Promotion and Enhanced Travel Protector Single Trip ("ETP Single") Promotion for Staff of Business Banking Clients ("Promotions") are organised by MSIG Insurance (Singapore) Pte. Ltd. and are valid from 01 April 2017 to 31 May 2017 ("Promotion Period"). Promotions are applicable to new applications only and not valid with other promotions, discounts, offers, vouchers, rebates or privileges. For ETP Annual Promotion, you will be entitled to a 25% discount off the premium and an Eagle Creek – No Matter WhatTM Duffel S worth $103 if you purchase an ETP Annual Policy during the Promotion Period where the premium is fully paid. For ETP Single Promotion, you will be entitled to a 35% discount off the premium and a Victorinox Swiss Army Knife (worth $16.90) if you purchase a ETP Single Policy during the Promotion Period where the premium is fully paid. The minimum premium payable for a ETP Single Policy is $22 after discount. Please note that ETP Single Promotion is available to staff of Standard Chartered Business Banking Clients who successfully purchase an ETP Single Policy in accordance with the terms and conditions of ETP Single Promotion and enter the promotional code ‘SCBBIZ’ into the application form. ETP Annual and ETP Single Promotions Terms and Conditions apply. ETP Annual and ETP Single Promotions Terms and Conditions apply.


Enhanced Travel Protector, underwritten by MSIG Insurance (Singapore) Pte. Ltd., is a comprehensive travel insurance with up to 43 travel benefits, has been revamped with higher cover limits and enhancement on some key benefits, and 2 new benefits

Key changes at a glance:

  • Covers leisure amateur sports such as bungee jumping, parachuting and underwater activities*NEW*
  • Pays for overseas emergency dental treatment due to an accident; and in Singapore if treatment not first sought whilst overseas*ENHANCED*
  • Delayed departure and flight diversion to include delays caused by poor weather conditions, closure of airport or airspace*ENHANCED*
  • Pays for reasonable additional travel and accommodation expenses resulting in travel disruption caused by natural disaster, epidemic or pandemic as declared by World Health Organization*NEW*
  • Pays up to $1,500 for rental vehicle excess“ENHANCED”
  • Pays up to $50,000 for repatriation following emergency medical evacuation, and repatriation of mortal remains“ENHANCED”
  • Cover limits for medical expenses in Singapore and delayed baggage in Singapore has been adjusted*REVISED*

Frequently Asked Questions

When does the cover commence and end for each trip?
Cover starts from the time you leave your home or workplace in Singapore to begin the trip abroad and ends three hours after you return to Singapore or the expiry of your travel insurance, whichever is earlier.
Who can buy Enhanced Travel Protector?
Singaporeans, Singapore Permanent Residents, Foreigners holding a valid employment pass or work permit and living in Singapore may apply so long as it is for a round trip commencing from and returning to Singapore within the period of insurance.
How do I select the Travel Region if I am travelling to more than one country?
If you are travelling to more than one country, please select the Travel Region (Area A, Area B or Area C) of your furthest destination from Singapore.

Area A: Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand and Vietnam.
Area B: Australia, China (excluding Inner Mongolia and Tibet), Hong Kong, India, Japan, Korea, Macau, New Zealand, Sri Lanka, Taiwan, including countries in Area A.
Area C: Worldwide including countries in Area A and Area B.
I am above 70 years old. Can I apply for Enhanced Travel Protector?
There is no age limit for application. However, if you are aged 70 years and above, you are only eligible for the Single Trip Policy.
Can I apply for Enhanced Travel Protector at the airport just before departing from Singapore?
Yes, you may apply for Enhanced Travel Protector so long as you have not boarded the plane, provided at the time of applying, you are not aware of any circumstances which are likely to lead to a claim.
Are leisure sports such as winter sport, snorkelling and trekking covered under Enhanced Travel Protector?
Yes, Enhanced Travel Protector Gold Plan and Platinum Plan cover bungee jumping, sky diving, paragliding, helicopter rides for sightseeing, hot air ballooning, jet skiing, mountaineering at mountains below the height of 3,000 metres above sea level, skiing or snowboarding all within official approved areas of a ski resort, canoeing or white water rafting with a qualified guide and below Grade 4 (of International Scale of River Difficulty), and underwater activities involving artificial breathing apparatus for diving up to a maximum depth of 30 metres with a qualified diving instructor or a qualified divemaster and with recognised diving certification. These activities must be done for leisure purposes and with a licensed operator.
When will I receive my Policy documents?
Upon successful application online, a copy of the Enhanced Travel Protector e-Policy will be sent to your email address indicated during your online application.
How can I inform MSIG Insurance if I need to amend my Policy’s travel details before my trip commences and while I’m overseas?
Please contact MSIG Insurance:
Email : banca_s@sg.msig-asia.com
Fax : +65 6827 7807
Helpline : +65 6827 7605 (Business Hours: 8.45am to 5.30pm, Monday to Friday)
MSIG Assist 24 hour hotline : +65 6323 8288 (Only for emergency assistance)

Before trip commences 
You can only change the commencement date if you notify MSIG Insurance prior to the commencement of your trip or Period of Insurance, whichever is sooner, subject to an administrative charge of S$10.
While overseas
Only trip extension is permissible once the trip commences. It is permitted midway during travel and within the Period of Insurance provided there are no known circumstances or events likely to lead to claim, subject to a minimum premium of S$10. You can call MSIG Assist 24-hour hotline to request for the period extension.
If I did not seek medical treatment for an injury or illness during my overseas travel, can l recover for medical expenses incurred in Singapore after my return to Singapore?
Yes, provided it is not a pre-existing condition and the injury or illness occurred during the overseas travel. Medical treatment must be sought within 72 hours after your return to Singapore and incurred within 60 days from the date you return to Singapore.
To make a claim or know more on claim procedures please go to https://www.msig.com.sg or call our 24-Hour Claims Hotline at 6827 7660.


This webpage describes the insurance product(s) and service(s) provided by MSIG Insurance (Singapore) Pte. Ltd (“MSIG”) in alliance with Standard Chartered Bank (Singapore) Limited (“SCBSL”). This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon the acceptance of your application by MSIG. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by MSIG and not SCBSL. In facilitating insurance arrangements or in referring customers to MSIG, SCBSL is acting in alliance with MSIG and not as an agent for customers.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact MSIG or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

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