Important notice
The Spree co-branded card partnership with SingPost has ended on 7 April 2023. For FAQs, please click here.
3% cashback
Earn 3% cashback1 on all online spend in foreign currency and all vPost spend.
Instant Digital Credit Card
Apply for an Instant3 Digital Credit Card online using MyInfo. Find out more
2% cashback
Earn 2% cashback1 on all online spend in local currency, all contactless and mobile payments.
1% cashback
Earn 1% cashback1 on all other retail spend.
How to enjoy Cashback on your spend in a month?
With no minimum spend and up to S$30 cashback monthly, here’s how the Spree Credit Card lets you earn attractive cashback:
| MERCHANT | PRODUCT | CATEGORY | AMOUNT SPENT | CASHBACK* | CASHBACK EARNED |
|---|---|---|---|---|---|
| Bloomingdale’s | Designer dress | Online Foreign Currency | S$600 | 3% | S$15.00 |
| Pottery Barn | Coffee Table | Online Foreign Currency | S$600 | 3% | S$18.00 |
| vPost | Shipping Fees | vPost | S$52.50 | 3% | S$1.57 |
| shop.adidas.com.sg | Gym shoes | Online Local Currency | S$148.00 | 2% | S$2.96 |
| Swensen’s via ApplePay | Dining | Mobile Payment | S$87.20 | 2% | S$1.74 |
| Takashimaya | Frying pan | Other retail spends | S$33 | 1% | S$0.33 |
| Total | S$1100.70 | S$39.60 | |||
| Total Cashback awarded: | S$30.00 | ||||
*All Eligible Spree Card Retail transactions are subject to a minimum value of S$1 in order to earn the Base Cashback of 1%. Please refer to Clause 4 in the Spree Credit Card Terms and Conditions for more details.
Fees & Charges
DETAILS
| CHARGES
|
|---|---|
| Annual Fees | S$194.40 (including 8% GST); adjusted to S$196.20 (including 9% GST) from 1 January 2024. This annual fee is waived off for the first 2 years. |
| Finance Charges | Effective Interest Rate ("EIR"): 27.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.076% from the respective transaction dates for all transactions to the date the payment is received. |
| Cash Advance | Your cash advance fee per transaction is 8% on the Cash Advance, subject to a minimum fee of S$15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment. |
| Late Payment Charges | A late payment charge of S$100 will be charged if minimum payment due is not received by the due date. |
| For more details on all other applicable fees and charges, please click here. | |
Important Documents
As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:
- ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
- Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here
If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.
Free Credit Report
If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website or at their registered office. You will need the following documents to obtain the free credit report:
- Card carrier that comes with your credit card
- NRIC
Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg
*Note: The free credit report is not available for renewed or replaced cards.
FAQs
You can continue to use your Spree Credit Card, where the cashback benefits of up to 3% on your spend remains the same.
We will be progressively replacing the Spree Credit Card face for our existing base of clients from 1 September 2023. You will receive a new card face without the SingPost logo when your card expires.
The Spree card allows you to earn 3% cashback on all online spend in foreign currency and vPost spend, 2% spend on all online spend in local currency, all contactless & mobile payments, and 1% cashback on all other retail spends.
All Eligible Spree Card Retail transactions are subject to a minimum value of S$1 in order to earn the Base Cashback of 1%. Please refer to Clause 4 in the Spree Credit Card Terms and Conditions for more details.
The cashback cap on Spree Credit Card is capped at S$30 currently.
No, the cashback cap of S$30 on Spree Credit Card is based on statement month, not calendar month.
The Complimentary Cyber Protection Insurance for Spree Credit Card is available till 31 Dec 2020 only. It consists of:
- Digital Online Shopping Protection – In the event that a Spree Credit Cardholder buys goods online for personal use that turns out to be a “Non Delivery of the goods” or “Non-compliant goods”, insurance can cover up to S$1,000 during period of insurance provided.
- Online Price Guarantee – If a SCB Spree Credit Cardholder purchases a Covered Item from the internet, pays for it in full, using the SCB Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item.
Please refer to Clause 5 in Standard Chartered Spree Card Terms and Conditions for transactions which are not eligible for cashback.
You may also access the full Standard Chartered Spree Card Terms and Conditions for more details.
Click here for more FAQs.
