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Whether it’s a short getaway or long-awaited family vacation, Allianz Trip Protect covers you for the unexpected

Up to S$15,000 trip coverage

From unexpected cancellations to early returns or extended stays, enjoy coverage for unused trip costs, additional accommodation and transportation costs, including loss of frequent flyer points or similar air points rewards scheme.

Up to S$1,000,000 medical coverage

Comprehensive medical care ensures you’re covered, from emergency treatment overseas to possible disabilities.

Up to S$5,500 important documents & cash coverage

Enjoy worry-free travels knowing your passport, visa, and personal money are protected against loss or theft, with up to S$5,000 in identification coverage and S$500 in cash coverage.

Comprehensive sports activity coverage

Receive reimbursement for missed prepaid activities from covered reasons, along with protection for sporting equipment against loss or damage and options for equipment rental.

Note: Benefit limits are based on Allianz Trip Protect Platinum Plan. Terms and conditions and exclusions apply.

How Protection Makes a Difference

*Characters are fictitious for illustrative purpose only. Benefit limit is based on Allianz Trip Protect Platinum Plan

Trip protect scenario x
Trip protect scenario x

Benefit Schedule

  • Silver Plan
  • Gold Plan
  • Platinum Plan
Allianz Trip Protect

Coverage

Trip Cancellation
You have to cancel your trip before you depart.
Travel Agency insolvency sub-limit:

Trip Interruption
Trip Curtailment:
You have to end your trip early and need to recover unused trip costs.

Trip Incident includes:

  • Early Return: You have to end your trip early and need to recover transportation costs for return home.
  • Trip Continuation: Your travel plans are interrupted, but you continue your trip.
  • Extended Stay: Your travel plans are interrupted, and you need to recover additional accommodation and transportation costs you have incurred. (Maximum of $300 per day for 5 days)

Travel Delay
Your travel plans are delayed while you are on your trip.
Minimum required delay – 6 hours
Per 6-hour limit:

Baggage
Your baggage is lost, damaged, or stolen while on your trip.
Per item limit:
Maximum benefit for all high value items combined:

Baggage Delay
Your baggage is delayed by an airline, cruise line, or other travel carrier while on your trip.
Minimum required delay – 6 hours
Per 6-hour limit:

Overseas Emergency Medical and Dental
You have to pay for emergency medical or dental treatment while on your trip.

Ages: 0 – 69 years

Ages: 70 years and above

Dental care maximum sublimit:

Hospitalisation daily benefit sub-limit:
Per 24 hours hospital confinement

Continuation medical treatment in Singapore sub-limit (maximum 30 days):

Ages 0 – 69 years:

Ages 70 years and above:

Traditional Chinese Medicine sub-limit:

Emergency
Transportation is needed following a medical emergency while on your trip.

Repatriation of remains due to pre-existing medical condition sub-limit:

Search & rescue sublimit:

Personal Liability
You are financially liable for damage you cause to a third party or their property while on your trip.

Travel Accident
You suffer a death or disability as a result of a travel accident during your trip.

Rental Car Excess
You are charged an excess by your rental car company if your rental car is damaged or stolen while on your trip.

Identification Document
Your passport and / or visa is stolen, lost or damaged while on your trip.

Personal Money
Your personal money is lost or stolen while on your trip.

Sports Coverage (only for Gold and Platinum Plans)

Missed Activity
You miss a prepaid activity during your trip.

Sporting Equipment
Your sporting equipment is lost, damaged, or stolen while on your trip.

Sporting Equipment Rental
You need to rent sporting equipment when your personal sporting equipment is lost, damaged, or stolen while on your trip.

Cruise Add-On (Optional)

Missed Port of Call
Your cruise line skips or replaces a port of call listed on your original itinerary.
Maximum per port:

Cabin Confinement
You are advised not to leave your cabin while on a cruise ship during your trip.

Low or High Water
Your river cruise is interrupted by insufficient or excess water levels during your trip.
Maximum per occurrence:

Missed Shore Excursion(s)
You miss shore excursions booked separately from your cruise.

Denied Boarding Coverage
You are denied boarding your cruise ship during your trip.

Benefit Limit in SGD

Silver Plan

$5,000
$1,000

$5,000

Not Covered

$1,000

$100

$3,000
$500
$1,000

$1,000

$200

$200,000

$50,000

$500

$20,000
$200/24 hours

$25,000

$5,000

$300

$1,000,000

$150,000

$10,000

$500,000

$100,000

Not Covered

$1,000

$100

Not Covered

Not Covered

Not Covered

$700
$100

$70

$70
$15

$100

$1000

Gold Plan

$10,000
$1,500

$10,000

$10,000

$2,000

$100

$5,000
$500
$1000

$1,200

$200

$750,000

$75,000

$500

$37,000
$250/24 hours

$50,000

$7,500

$500

$1,000,000

$150,000

$10,000

$1,000,000

$200,000

$1,000

$2,500

$250

$1,500

$1,000

$1,000

$700
$100

$70

$70
$15

$100

$1,000

Platinum Plan

$15,000
$2,000

$15,000

$15,000

$3,000

$100

$10,000
$500
$1000

$1,600

$200

$1,000,000

$100,000

$500

$60,000
$300/24 hours

$75,000

$10,000

$700

$1,000,000

$150,000

$10,000

$1,000,000

$300,000

$1,500

$5,000

$500

$1,500

$2,000

$1,000

$700
$100

$70

$70
$15

$100

$1,000

Read More Read Less

Please refer to the Policy Wordings for full details on the coverage, exclusions and all the other terms and conditions and FAQs for more information.

You are eligible for this policy if you meet the following criteria:

a) you are ordinarily Singapore resident;

b) you purchase your policy in Singapore before you start your trip;

c) you intend to return to Singapore after your trip;

d) the departure date on your policy reflects the date you are originally scheduled to begin your travel, as shown on your travel itinerary; and

e) you are aged under 80 years at the time of purchasing this policy.

Allianz Trip Protect does not cover for Afghanistan, Bahrain, Cuba, Iran, Iraq, Israel, Jordan, Kuwait, Lebanon, Liberia, North Korea, Oman, Pakistan, Palestinian Territory, Qatar, Saudi Arabia, Sudan, Syria, Russia, Ukraine, United Arab Emirates and Yemen.

Allianz Trip Protect cover repatriation of mortal remains due to pre-existing health conditions. However, other benefits will not apply to any claim relating to pre-existing health conditions.

Allianz Trip Protect cover for adventurous activities, except for those classified as high-risk sports or activities as defined in the policy wordings.

Please refer to the terms and conditions in the policy wording for full details.

Yes, provided the injury or illness occurred during the overseas travel. Medical treatment must be sought within 72 hours of the date and time you arrived back to Singapore and incurred within 30 days of the date you return to Singapore.

Family means one (1) or two (2) adults travelling with at least one accompanied child. The two adults need not be related, but the child(ren) must be the legal child or ward in the case of a legal guardian, grandchild, siblings, nephew, niece or cousin of either one of the adults.

For Single Trip, insured persons must depart from and return to Singapore together at the same time as a family.

For Annual Multi Trip, the insured persons need not travel together on a trip. A child under the age of 12 years, however, must be accompanied by a parent or adult guardian for any journey.

Please refer to the terms and conditions in the policy wording for full details.

The differences between family cover and group cover are:

Family cover

Covers up to 2 adults and 8 dependent children travelling as a family. Under Family Annual Multi Trip policy, the insured persons need not travel together on a trip. A child under the age of 12 years, however, must be accompanied by a parent or adult guardian for any journey.

Maximum Benefits stated, including sub-limits, are per insured adult named on the Certificate of Insurance. Dependent children share the benefits within the insured adults’ limits unless expressly stated otherwise.

Group cover

Covers 2 or more individuals (example: friends, students or relatives) travelling on the same journey and on the same plan for single trip only. The policyholder must be at least 18 years or old and travelling together on the same trip. Maximum Benefits stated, including sub-limits are per insured named on the Certificate of Insurance.

Please contact Allianz 24-hour emergency assistance hotline at +65 6995 1111.

Overseas Emergency Medical Care

Allianz will reimburse the reasonable and customary costs for which you are responsible for your emergency medical care, if, during your trip, you require immediate medical attention because you have a sudden, unexpected illness, injury, or medical condition (including being diagnosed with an epidemic or pandemic disease such as COVID-19).

Allianz will reimburse you up to the maximum benefit listed for Emergency Medical and Dental Coverage in your Coverage Summary.

If you need to be admitted to a hospital as an inpatient, Allianz may be able to guarantee or advance payments, where accepted, up to the maximum benefit listed for Emergency Medical and Dental Coverage in your Coverage Summary.

Emergency Dental Treatment
Allianz will reimburse the reasonable and customary costs of your emergency dental treatment, if during your trip:
1. you develop a dental infection; or
2. you break a tooth or experience a dental injury; or
3. you lose a filling.
Allianz will reimburse you up to the maximum sub-limit listed for Emergency Dental Treatment listed in the Emergency Medical and Dental Coverage section of your Coverage Summary.

Hospitalisation Daily Benefit (Applicable for Platinum and Gold plans only)
If you are confined to a hospital outside Singapore because of an unexpected illness, injury, or medical condition, Allianz will reimburse you the maximum amount shown in your Coverage Summary for each continuous 24-hour period you are hospitalised, provided your period of confinement exceeds at least 24 hours.

Continuation of medical care in Singapore
Allianz will reimburse you up to the maximum benefit listed in the Coverage Summary for your continuing medical care in Singapore.

The following conditions apply:
1. The illness, injury or medical condition must have occurred during your trip.
2. The costs must be reasonable and customary costs incurred within 30 days of the date you return to Singapore.
3. If you did not have treatment for the illness, injury or medical condition during your trip, you must seek treatment within 72 hours of the date and time you arrived back to Singapore or Allianz will not pay.

Traditional Chinese Medicine
Allianz will reimburse you up to the maximum benefit listed in the Coverage Summary for Traditional Chinese Medicine.

Please refer to the terms and conditions in the policy wording for full details.

To make a claim, please visit: apac.claims.booking.allianz-assistance.com/login-path.

For customer service and claims enquiries, please call Allianz at +65 6222 1919, Mon-Fri: 09:00 – 17:30 (Singapore Time) or email them at scbhelp@allianz.com.

This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon acceptance of your application by Allianz Insurance Singapore Pte. Ltd. ,  (“Allianz”). It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are underwritten by Allianz and they are not products of, nor are they underwritten by Standard Chartered Bank (Singapore) Limited (“SCBSL”).

SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, SCBSL is acting in alliance with the insurer and not as an agent for customers.  You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. If, after purchasing the policy, you decide that the policy is not suitable for you, you may terminate the policy in accordance with the free-look provision, if any, and Allianz may recover from you any expense incurred by them in underwriting the policy.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

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