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Secured Wealth
  1. Wealth Management
  2. Investment
  3. Wealth Lending – Secured Overdraft Facility

Secured overdraft facility for greater financial flexibility

Introduction to Wealth Lending

What is Wealth Lending?
Achieve financial freedom with our Wealth Lending Overdraft facility. You can now save for your new home, retirement, kid’s education or simply grow your portfolio for greater passive income even faster
What are the benefits?
A wide range of eligible collaterals in markets across the world. Available in multiple currencies with no minimum loan balance requirements or tenor. Additionally, you can switch loan currency to take advantage of lower interest rates or favourable FX rates
How does it work?
Click below for wealth lending brochure with detailed characteristics

Leverage Risk

You could sustain losses that exceed the value of the original investment amount and the value of your collateral

Foreign Exchange Risk

Your credit facilities may be subjected to additional foreign exchange risks if they are taken in different currency to that of your collateral

Change in credit Loan to Value (LTV) Ratio

LTV ratios are subject to periodic review and may change within a short period of time

Interest Rate Risks

The interest rate of your credit facility may be prone to fluctuation. An increased interest rate will reduce the return on any investment

The above risks are not exhaustive nor mutually exclusive. Combination of the risks may result in an amplified loss.

A wealth lending settlement account(s) will be opened for you when your wealth lending facility is approved. Please refer to the important information below for information on the Singapore deposit insurance scheme relating to the deposits in your wealth lending settlement account(s):

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Standard Chartered Bank (Singapore) Limited (“SCBSL”) is a subsidiary of Standard Chartered Bank, which is licensed to conduct banking business under the Singapore Banking Act, Chapter 19, and Standard Chartered Bank is a foreign company registered in Singapore under the Companies Act, Chapter 50. Investment products and foreign currency deposits are excluded from the coverage of Singapore’s Deposit Insurance And Policy Owners’ Protection Schemes Act 2012. The contents in this website are for general information only and does not constitute an offer, recommendation, solicitation to buy or sell any products or services such as securities, regulated investment agreement or collective investment scheme, amongst others. SCBSL will not accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information herein. The contents in this website are for general evaluation only and has not been prepared to be suitable for any particular person or class of persons. SCBSL makes no representation or warranty of any kind, express, implied or statutory regarding this document or any information contained or referred to herein. This advertisement has not been reviewed by the Monetary Authority of Singapore.

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