With the Prudential Platinum Credit Card, earn Rewards Points that help take care of your insurance premiums. Start building a secure future for your family, while enjoying what each day brings.
Exclusively for new credit cardholders , apply now and choose from: (a) up to $138 cashback, (b) $150 Caltex StarCash card or (c) $150 in Uber credits. Plus, earn an additional $30 cashback on your first Apple Pay, Samsung Pay or Android Pay transaction.Apply now
Get the perfect gift with the perfect card.
Exclusively for new credit cardholders , apply now and choose* from: (a) up to $138 cashback, (b) $150 Caltex StarCash card or (c) $150 in Uber credits. Plus, earn an additional $30 cashback# on your first Apple Pay, Samsung Pay or Android Pay transaction.
Earn 1 point for every $1 charged, which can be used to offset your annual fee or redeem rewards.
Convert your points to offset your Prudential insurance premium payments.
Enjoy 2 years fee waiver and free-for-life supplementary cards when you apply today.
Offset Your Premiums
- Convert your Rewards Points to offset your Prudential insurance premium payments.
How it Works
|Rewards Points Conversion||Equivalent Cash Value to Pay Insurance Premiums|
|First 3,000 points
|Subsequent 300 points||$1.20|
The more you spend on your Prudential Platinum Credit Card, the more you save on your insurance premiums.
|Using your Prudential Platinum Credit Card||Amount Spent||360° Rewards Points Earned|
|Purchase a dress||$200||200 points|
|Dine at a restaurant||$100||100 points|
|Buy a travel package||$2,000||2,000 points|
|Insurance premiums||$200||200 points|
|Purchase a phone||$500||500 points|
|Total 360° Rewards Points earned||3,000 points|
|Redeem 3,000 points for premium redemption||Save on your next insurance premium||(3,000 points = $12 cash equivalent to pay your insurance premiums)|
|Actual payment of next insurance premium||$188 payable instead of $200 due to $12 offset|
Pay No Fees for 2 Years
Enjoy a 2-year fee waiver and free-for-life supplementary cards when you apply today.
- Supplementary cards are free as long as the principal card is valid.
24-hour Visa Platinum Concierge
Our concierge and customer service provide travel assistance, reservations, and shopping and gift services to help make life easier for you.
You also enjoy the following features:
- $1 spend = 1 point
- $192.60 w/GST
- 2 years
- Effective Interest Rate (“EIR”): 24.455% per annum (with effect from 1 November 2016, this will be revised to 25.9% per annum) (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at the EIR indicated on your monthly statement on the outstanding balance from the statement date, and on all new transactions from the respective transaction dates (with effect from 16 January 2017, finance charges would instead be calculated on a daily basis at 0.071% from the respective transaction dates for all transactions to the date the payment is received).
Minimum Annual Income
Singaporean citizens and permanent residents:
- $30,000 p.a.
Foreigners with an Employment Pass:
- $60,000 p.a.
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Terms and Conditions
* To be eligible for the Credit Cards Sign-Up Promotion ("Promotion") available from 1 February to 30 June 2017 (both dates inclusive) ("Promotion Period"), you must apply for an eligible credit card ("Eligible Card") issued by Standard Chartered Bank (Singapore) Limited ("Bank") as a principal cardholder during the Promotion Period and such application for the Eligible Card must not be in conjunction with your application for a CashOne / Credit Card Instalment Loan or a Mortgage Loan under the Home Suite Bundle. If you do not have any existing / previously cancelled principal credit cards with the Bank at the point of your application, you will be eligible to choose between receiving any one of (A) $150 in Uber credits ("Uber Credits"), (B) a $150 Caltex StarCash card (the "Caltex StarCash Card") or (C) up to $138 cashback (depending on the specific channel utilised) for the Eligible Card approved under this Promotion. If you already have an existing / previously cancelled principal credit card with the Bank at the point of your application, you will be eligible to receive $20 cashback for the Eligible Card approved under this Promotion. If (1) the choice of sign-up gift and/or cashback (as applicable) is not indicated/not indicated clearly or (2) more than 1 sign-up gift and/or cashback is indicated at the point of application, you will be deemed to have chosen to receive the Uber Credits. If you opt for the Uber Credits, a promo code will be issued to you which entitle you to $10 off each Uber ride for 15 consecutive rides. These must be used within 4 weeks from the date the promo code was issued to you. A promo code will be sent via SMS to all qualifying customers within 60 working days from Eligible Card activation. If you opt for the Caltex StarCash Card, a redemption letter will be mailed to you within 60 working days from Eligible Card activation for the collection of the Caltex StarCash Card. If you opt for / are eligible to receive cashback, this will be credited to your principal Eligible Card account within 30 working days from Eligible Card activation, subject to the Eligible Card being valid and in good standing. The maximum cashback you may receive under any and all other Credit Card Sign-up Promotions is capped at $138.No further cashback will be awarded under this Promotion if the previous cashback cap under any earlier Credit Card Sign-up Promotions has been reached, as determined by the Bank. The Bank reserves the right not to grant any waiver of the first year annual fee for the Eligible Card account, if you fail to charge a minimum of 3 eligible retail transactions to the Eligible Card account within 60 days from the card approval date. This Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions, including but not limited to the MANHATTAN Sign-Up Promotion (1 January to 31 March 2017). Credit Cards Sign-Up Promotion (1 February to 30 June 2017) Terms and Conditions apply. Please visit sc.com/sg/credit-cards/cardssignup-tnc/ for full terms and conditions, including eligibility and exclusions. "Eligible Card" refers to Platinum Visa/Mastercard® Credit Card, MANHATTAN World Mastercard® Credit Card, SingPost Platinum Visa Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card or PruPrestige Visa Signature Credit Card.
# You will be awarded with $30 cashback on your first eligible Apple Pay, Samsung Pay or Android Pay transaction made within 30 days of activation of your eligible credit card ("Eligible Card") if you (1) are eligible to receive a sign-up gift under the Credit Cards Sign-Up Promotion (1 February to 30 June 2017) and (2) do not have any existing previously cancelled principal credit cards with Standard Chartered Bank (Singapore) Limited at the point of your application. This promotion is valid from 1 February to 31 March 2017 (both dates inclusive). Exclusions apply. Visit sc.com/sg/credit-cards/cardssignup-tnc/ for full terms and conditions of the Mobile Wallets Sign-Up Cashback (1 February to 31 March 2017) Promotion. "Eligible Card" refers to Platinum Visa/Mastercard® Credit Card, MANHATTAN World Mastercard® Credit Card, SingPost Platinum Visa Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and PruPrestige Visa Signature Credit Card.
Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.