Earn 1 Rewards Point for every $1 charged, and convert your points to offset your Prudential insurance premium payments.
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  • 360° Rewards

    Earn 1 point for every $1 charged, which can be used to offset your annual fee or redeem rewards.

  • Offset Your Premiums

    Convert your points to offset your Prudential insurance premium payments.

  • No Fees for 2 Years

    Enjoy 2 years fee waiver and free-for-life supplementary cards when you apply today.

  • Salary Advance

    Access up to 2x your monthly salary with the complimentary Salary Advance line of credit.


Offset Your Premiums
  • Convert your Rewards Points to offset your Prudential insurance premium payments.

Download Prudential Insurance Premium Redemption Form

How it Works

360° Rewards Points Conversion Equivalent Cash Value to Pay Insurance Premiums
3,000 points
(minimum redemption)
Subsequent 300 points $1.65

The more you spend on your Prudential Platinum Credit Card, the more you save on your insurance premiums.

Using your Prudential Platinum Credit Card Amount Spent 360° Rewards Points Earned
Purchase a dress $200 200 points
Dine at a restaurant $100 100 points
Buy a travel package $2,000 2,000 points
Insurance premiums $200 200 points
Purchase a phone $500 500 points
Total 360° Rewards Points earned   3,000 points
Redeem 3,000 points for premium redemption Save on your next insurance premium (3,000 points = $16.50 cash equivalent to pay your insurance premiums)
Actual payment of next insurance premium $183.50 payable instead of $200 due to $16.50 offset  
Pay No Fees for 2 Years

Enjoy a 2-year fee waiver and free-for-life supplementary cards when you apply today.

  • Supplementary cards are free as long as the principal card is valid.

24-hour Visa Platinum Concierge

Our concierge and customer service provide travel assistance, reservations, and shopping and gift services to help make life easier for you.

You also enjoy the following features:

Learn more »

360° Rewards
  • $1 spend = 1 point
Annual Fee
  • $180
Fee Waiver
  • 2 years. Thereafter, annual fee is waived if you spend more than $6,000 per year.
Interest Rate
  • 24.455% per annum (minimum)
  • If payment is not made in full by the due date, finance charges will be calculated on a daily basis of 0.067% on the outstanding balance from the statement date.


Minimum Annual Income

Singaporean citizens and permanent residents:

  • $30,000 p.a.

Foreigners with an Employment Pass:

  • $60,000 p.a.

Terms and Conditions

Click here for Standard Chartered Prudential Credit Cards $60 CashBack Promotion Terms and Conditions

Apply Online

Click here to sign up now.

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Call our hotline for further information.

1800 747 7000

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