With the Prudential Platinum Credit Card, earn Rewards Points that help take care of your insurance premiums. Start building a secure future for your family, while enjoying what each day brings.
Get up to $138 cashback upon activation of eligible credit card. Plus, for new Standard Chartered Credit Cardholders, receive an additional $30 cashback on your first eligible Apple Pay, Samsung Pay or Android Pay transaction. Terms and conditions apply.Apply now
Little delights make a big difference.
Receive up to $138 cashback* to suprise your loved ones when you apply online and activate it.
Plus, for new Standard Chartered Credit Cardholders, receive an additional $30 cashback# on your first eligible Apple Pay, Samsung Pay or Android Pay transaction.
Earn 1 point for every $1 charged, which can be used to offset your annual fee or redeem rewards.
Convert your points to offset your Prudential insurance premium payments.
Enjoy 2 years fee waiver and free-for-life supplementary cards when you apply today.
Offset Your Premiums
- Convert your Rewards Points to offset your Prudential insurance premium payments.
How it Works
|Rewards Points Conversion||Equivalent Cash Value to Pay Insurance Premiums|
|First 3,000 points
|Subsequent 300 points||$1.20|
The more you spend on your Prudential Platinum Credit Card, the more you save on your insurance premiums.
|Using your Prudential Platinum Credit Card||Amount Spent||360° Rewards Points Earned|
|Purchase a dress||$200||200 points|
|Dine at a restaurant||$100||100 points|
|Buy a travel package||$2,000||2,000 points|
|Insurance premiums||$200||200 points|
|Purchase a phone||$500||500 points|
|Total 360° Rewards Points earned||3,000 points|
|Redeem 3,000 points for premium redemption||Save on your next insurance premium||(3,000 points = $12 cash equivalent to pay your insurance premiums)|
|Actual payment of next insurance premium||$188 payable instead of $200 due to $12 offset|
Pay No Fees for 2 Years
Enjoy a 2-year fee waiver and free-for-life supplementary cards when you apply today.
- Supplementary cards are free as long as the principal card is valid.
24-hour Visa Platinum Concierge
Our concierge and customer service provide travel assistance, reservations, and shopping and gift services to help make life easier for you.
You also enjoy the following features:
- $1 spend = 1 point
- $192.60 w/GST
- 2 years
- Effective Interest Rate (“EIR”): 24.455% per annum (with effect from 1 November 2016, this will be revised to 25.9% per annum) (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at the EIR indicated on your monthly statement on the outstanding balance from the statement date, and on all new transactions from the respective transaction dates (with effect from 16 January 2017, finance charges would instead be calculated on a daily basis at 0.071% from the respective transaction dates for all transactions to the date the payment is received).
Minimum Annual Income
Singaporean citizens and permanent residents:
- $30,000 p.a.
Foreigners with an Employment Pass:
- $60,000 p.a.
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Terms and Conditions
*To qualify for cashBack, you must apply for an eligible credit card ("Eligible Card") issued by Standard Chartered Bank (Singapore) Limited ("Bank") as a principal cardholder from 1 January to 31 January 2017. If you do not have any existing principal credit cards or previously cancelled credit cards with the Bank at the point of your application, you will receive (a) S$138 cashback if the application is submitted online via our Bank´s website (online special); or (b) S$100 cashback if the application is submitted through other channels, for the first Eligible Card approved under the Promotion. If you already have an existing principal credit card or previously cancelled credit cards with the Bank at the point of your application, you will receive S$20 CashBack for each Eligible Card approved up to a maximum of two (2) Eligible Cards. Credit Cards Sign-Up Cashback (1 January to 31 January 2017) Promotion Terms and Conditions Credit Cards Sign-Up Cashback (1 January to 31 January 2017) Promotion Terms and Conditions apply. "Eligible Card" refers to Platinum Visa/MasterCard Credit Card, MANHATTAN World MasterCard® Credit Card, SingPost Platinum Visa Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and PruPrestige Visa Signature Credit Card.
#You will be awarded with $30 cashback on your first eligible Apple Pay, Samsung Pay or Android Pay transaction made within 30 days of activation of your eligible credit card (“Eligible Card”) if you (1) are eligible to receive cashback under the Credit Cards Sign-Up Cashback (1 January to 31 January 2017) Promotion and(2) do not have any existing previously cancelled principal credit cards with Standard Chartered Bank (Singapore) Limited at the point of your application . This promotion is valid from 1 January to 31 March 2017 (both dates inclusive). Exclusions apply. Click here for full terms and conditions of the Mobile Wallets Sign-Up Cashback (1 January to 31 January 2017) Promotion. "Eligible Card" refers to Platinum Visa/MasterCard Credit Card, MANHATTAN World MasterCard® Credit Card, SingPost Platinum Visa Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and PruPrestige Visa Signature Credit Card
Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.