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An insurance plan which helps you achieve your goals during the different seasons of your life

Achieve your goals during the different seasons of your life

An insurance plan which helps you achieve your goals during the different seasons of your life

Achieve your goals during the different seasons of your life

With PRUActive Saver, you’ll be able to choose how much you want to set aside every month, how long you want to save for, and exactly when you want your maturity payout to be.

How PRUActive Saver works:

+ The illustrated values use bonus rates assuming an illustrated investment rate of 4.75% p.a. As bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund. At 3.25% p.a. illustrated investment rate of return, the maturity value is $130,608.
**Premium amounts shown are rounded off to the nearest dollar.

Important Note:

IMPORTANT INFORMATION – PLEASE READ BEFORE PROCEEDING:

  1. Depending on the premium payment term and policy term selected, this plan may not be capital guaranteed upon maturity.
  2. The benefits under this plan are made up of guaranteed and non-guaranteed benefits. The guaranteed benefits will be paid if the plan is held till maturity, regardless of the performance of the participating fund. Non-guaranteed benefits are in the form of bonuses. Such bonuses are NOT guaranteed and will vary according to the future performance of the participating fund.
  3. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value that is payable to you may be zero or less than the total premiums paid. The surrender value of this policy is only available after 36 months from the first premium due date and premiums have been paid for the first 36 months of the policy.
  4. This is a Guaranteed Issuance Option (“GIO”) product which is subject to the aggregation rule. The aggregated premiums payable for GIO plans per life assured issued in the past 24 months cannot exceed S$5 million (or equivalent in foreign currency).
  5. This plan is a life insurance plan, and it is not a savings account or fixed deposit nor is it associated with any account or fixed deposit of Standard Chartered Bank (Singapore) Limited.

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Disclaimer

The content of this webpage is for general information only, and does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy, or an offer to buy or sell any insurance product or service, nor is it intended to provide insurance or financial advice. It has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regard to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a licensed or an exempt financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase or invest in the product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. You are fully responsible for your investment decision, including whether the product or service described here is suitable for you. The product mentioned is not principal-protected and you may lose all or part of your original investment amount. Standard Chartered Bank (Singapore) Limited will not accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information on this webpage.

The content of this webpage does not constitute a contract of insurance and reference should be made to the respective policy for the exact terms and conditions applicable to the insurance policy.  The insurance product described in this webpage is a product of and underwritten by Prudential Assurance Company Singapore (Pte) Limited (“Prudential”) and not Standard Chartered Bank (Singapore) Limited. In facilitating insurance arrangements or in referring customers to Prudential, the Bank is acting in alliance with Prudential and not as an agent for customers. Standard Chartered Bank (Singapore) Limited shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

As buying a life insurance policy is a long-term commitment, an early termination of the life insurance policy usually involves high cost and the surrender value payable (if any) may be less than the total premiums paid.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Prudential or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.