Up to 3.88% p.a. interest on your first S$100,000 deposit
Enjoy 1.3% p.a interest on your salary account
Earn up to 1.28%p.a. with no lock-in
Earn up to 2.00% p.a. without locking in your money
Earn up to 1.90% p.a. interest with minimum $25,000
Earn up to 2.50% p.a. interest on your USD Time Deposit today
Score unlimited cashback on all spend
Enjoy up to 3% cashback on your online buys with no minimum spend.
No min. spend, up to 10X Rewards Points for foreign currency spend & more
Earn 2.5 Reward Points for every $1 charged to your credit card
Go further with up to 3 miles for every dollar spent
Get cash the very next working day
Free yourself from higher interest payments
Save up to 83% on interest with extra cash.
Offset your loan interest from interest earned on deposits
Build your home with a bundle of perks
HDB Home Suite offers you more than just a home loan
Selling and buying your HDB flat
Select from over 300 funds
Select from over 60 currency pairs
Save with regular payments
Cover your hospitalization cost
Enjoy stress-free holidays
Enjoy 24-hour coverage against accidents
Protect your assets at home
Comprehensive Motor Insurance Plan
Coverage for medical costs
Save more for your children
Save more for your retirement
For future generations
A non-interest bearing account
An interest bearing account
An innovative pricing plan
MasterCard World Business Debit Card
Online banking designed for businesses
Financing solutions and trade services to help you grow
An unsecured term loan that offers up to S$300,000
Unsecured working capital for local companies
Get access to our global network across over 25 markets
Letter of Credit confirmation, bonds and other guarantees
Protect your business from currency fluctuations and rates
Protect the business assets which you have built
Enjoy stress-free travel with single trip or annual plans
Comprehensive protection for your car and car belongings
A range of investments customised for better returns
Choose from a variety of tenure and currency options
Learn more about our card services such as funds transfer, 0% interest instalment plan, etc.
Change the way you pay with your credit and debit card in-store, within mobile apps or online
Transfer funds online and enjoy attractive forex rates at zero remittance fees*
Get urgent help in case your card was lost, stolen or your PIN diclosed
Activate your Standard Chartered credit/debit card for local or overseas usage in 3 simple steps
Call our phone banking team hotline for immediate assistance
You are now leaving the Standard Chartered Bank (Singapore) Limited (“SCBSL”) website to access a third party website ("Third Party Website").
SCBSL shall not be liable for the handling of any information you may provide on the Third Party Website, or for any loss incurred in connection with your access to or use of the Third Party Website. SCBSL makes no warranties, representations or undertakings about the Third Party Website.
Tough times in life are inevitable, however there are ways to face these challenges
While the majority of Singaporeans are active savers (74% save towards their top priority on a monthly basis), some say that the low interest rates of their current savings plan discourage them from saving more than they do now.
Don’t Skip Your Mental Workouts
Having a strong mind can allow you to handle your problems more effectively, but how can you cultivate mental toughness? By doing your mental workouts, of course. Much like how you might do push-ups every day to build physical strength, there are good habits you can practise to build your mental strength.
One of the easiest is to train your mind to think positively by directing your thoughts. Whenever you catch yourself feeling down or anxious, think happy thoughts or give yourself positive affirmation. Besides making you feel better about yourself, a Harvard study in 2017 has shown that positive thinking may help you live longer and healthier too.
Take Care of Today (and the Future Will Take Care of Itself)
Instead of stressing over things you cannot control, choose to focus on the ones that you can. An easy way to stay motivated is to make a list of things that matter to you — this will help you to identify what to focus on first, and how you can actively work towards that goal.
To protect yourself against unforeseen circumstances that may make it harder for you to achieve your goal, it is important to ensure that you are well prepared for the future.
One way to do so is by securing the right insurance policies to protect you and your loved ones, as well as making sure that you are on the right track to achieving your top savings goal. While the majority of Singaporeans are active savers (74% save towards their top priority on a monthly basis), some say that the low interest rates of their current savings plan discourage them from saving more than they do now.
Seek Out and Accept Help
Wealth management is not always easy. When you’re going through tough times, don’t be embarrassed to seek help from family and friends. It can be easy to retreat into a shell when things are hard, thinking that we are saving our loved ones from shared stress. But communicating worries can be the first step to turning them into solutions.
Get in touch with Standard Chartered Priority Banking, and our team can help you thrive. With our financial planning expertise, you can meet challenging times confidently, from tailored insurance that protects against rising healthcare costs, to the perfect retirement planning advice that secures comfort in later years. And when new challenges arise, you can reach out to us, 24 hours a day.
Buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable (if any) may be less than the total premiums paid. The contents of this article do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice.
This article is for general information only and it does not constitute an offer, recommendation or solicitation to enter into any transaction. This article has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person. You should seek advice from a licensed or an exempt financial adviser on the suitability of a product for you, taking into account these factors before making a commitment to purchase any product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether the product is suitable for you.
This article is brought to you by Standard Chartered Bank (Singapore) Limited. All information provided is for informational purposes only and is not intended to be construed as advice or an offer for any product or service. Standard Chartered is not liable for any informational errors, incompleteness, delays, or for any actions taken in reliance on information contained herein.