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I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

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*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat: 5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

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Secured Wealth

Secured overdraft facility for greater financial flexibility

Introduction to Wealth Lending

What is Wealth Lending?

Achieve financial freedom with our Wealth Lending Overdraft facility. You can now save for your new home, retirement, kid’s education or simply grow your portfolio for greater passive income even faster

What are the benefits?

A wide range of eligible collaterals in markets across the world. Available in multiple currencies with no minimum loan balance requirements or tenor. Additionally, you can switch loan currency to take advantage of lower interest rates or favourable FX rates

How does it work?

Click below for wealth lending brochure with detailed characteristics

Risk of Wealth Lending

You could sustain losses that exceed the value of the original investment amount and the value of your collateral

Your credit facilities may be subjected to additional foreign exchange risks if they are taken in different currency to that of your collateral

LTV ratios are subject to periodic review and may change within a short period of time

The interest rate of your credit facility may be prone to fluctuation. An increased interest rate will reduce the return on any investment

The above risks are not exhaustive nor mutually exclusive. Combination of the risks may result in an amplified loss.

Risk-Free Rates

Please click here for more information on risk-free rates.

Disclaimers

Standard Chartered Bank (Singapore) Limited (“SCBSL”) is a subsidiary of Standard Chartered Bank, which is licensed to conduct banking business under the Singapore Banking Act, Chapter 19, and Standard Chartered Bank is a foreign company registered in Singapore under the Companies Act, Chapter 50. Investment products and foreign currency deposits are excluded from the coverage of Singapore’s Deposit Insurance And Policy Owners’ Protection Schemes Act 2012. The contents in this website are for general information only and does not constitute an offer, recommendation, solicitation to buy or sell any products or services such as securities, regulated investment agreement or collective investment scheme, amongst others. SCBSL will not accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information herein. The contents in this website are for general evaluation only and has not been prepared to be suitable for any particular person or class of persons. SCBSL makes no representation or warranty of any kind, express, implied or statutory regarding this document or any information contained or referred to herein. This advertisement has not been reviewed by the Monetary Authority of Singapore.

A wealth lending settlement account(s) will be opened for you when your wealth lending facility is approved. Please refer to the important information below for information on the Singapore deposit insurance scheme relating to the deposits in your wealth lending settlement account(s):

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Contact Us

Call our hotline for further information.

1800 747 7000

Visit the branch that is nearest to you

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Alternatively, please complete our contact form and we will be in touch as soon as possible.

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