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Saadiq Auto Finance follows the Islamic concept of Murabaha offering competitive profit rates and flexible payment periods

Apply Now

Saadiq Auto Finance follows the Islamic concept of Murabaha offering competitive profit rates and flexible payment periods

Saadiq Auto Finance

Helps you drive away in the car of your choice


Apply today and enjoy the benefits that come with being a valued Standard Chartered Bank Client.

Fees & Charges


Fees and charges are subject to change.


Processing Fee 1% of the finance amount  (Min. AED 500 and Maximum AED 2,500)
Late payment fee AED 50 will be charged for each late payment


Early Completion: Please visit any of the following locations if you wish to effect early completion of the purchase of the goods or the termination of the hiring of the goods before the expiration of the hire period:

Location Payment Mode Operating Hours Processing time
Any SCB branch (Find a SCB branch near you)
(“Find a SCB branch near you” links to: www.sc.com/ae/atms-and-branches/)
Cashier’s order, checque, cash or debiting to repayment account Please refer to the respective SCB branch operating hours Within the next business day


Full Settlement Quote:

• If you would like to request for an early full settlement quote, please download the form below and fax to 6223 9158: Early full settlement form (for customers) & Early full settlement form (for car dealers)

• Requests for early full settlement quotes will be processed during our operating hours (Mon-Fri 9am-5pm, and closed on public holidays), and quotations will be mailed to you within 2 business days.

• If you have any questions, please call our hotline at 1800 747 7000.

Eligibility & Documents


  • Eligibility
    • Minimum Salary:  AED 20,000 per month
    • Age: Minimum Age: 21 years Maximum Age: 65 years or company retirement age at finance maturity whichever is lower. Proof of Retirement age in company required for any case where age > 60 years at the time of finance maturity.


  • Documents
    • Passport, UAE Residency Visa and valid Emirates ID (original)
    • Salary Certificate
    • 3-month Bank Statement

Terms & Conditions