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Person, Human, Toy
Person, Human, Toy

Make your money work hard. Earn higher interest with the Standard Chartered 2-in-1 savings account.

Enjoy the twin benefits of high interest and anytime access to your money

With our 2-in-1 savings account, earn high interest rates like a fixed deposit and the flexibility and benefits of a savings or current account.

Features

Online banking

Manage your account and access a wide range of services from our secure online banking platform.

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Standard Chartered Mobile

Transfer money via IMPS, NEFT and RTGS on the go or make credit card and other bill payments via Standard Chartered Mobile app with secure touch ID login.

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Digital payment solutions

Enjoy a wide range of instant payment solutions like UPI, BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay.

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Platinum Debit Card

Use your debit card to withdraw cash and make payments across merchants.

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Reach us

Contact us via our 24×7 phone banking helpline and through our nation wide branch network.

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Key, Shower Faucet
Key, Shower Faucet

Eligibility and Documents

Eligibility

  • Resident individual
  • Foreign national
  • Hindu Undivided Family (HUF)

Documents

  • Documents accepted as ID and Address Proof
    • Passport
    • Driving licence
    • Proof of possession of Aadhaar number
    • Voter’s Identity Card issued by the Election Commission of India
    • Job card issued by NREGA duly signed by an officer of the State Government
    • Letter issued by the National Population Register containing details of name and address

FAQs

  • The term deposit linked with savings account comes up with two options:

    1) Traditional term deposit:

    For term deposit with tenure below 1 quarter (3 months), interest is calculated on the basis of the actual number of days considering the year as 365 days.

    For term deposit with tenure greater than 1 quarter, interest for the quarter is calculated considering each quarter as 90 days and a year as 360 days (90 days x 4 quarters).

    Interest for the last quarter is calculated on the basis of actual number of days considering the year as 365 days.

    2) Reinvestment term deposit:

    Interest for each completed quarter is calculated considering each quarter as 90 days and year as 360 days (90 days x 4 quarters).

    Interest for the last quarter is calculated on the basis of actual number of days considering the year as 365 days. Interest for each quarter is compounded.

Terms and conditions