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Proceed
Person, Human, Toy

Make your money work hard. Earn higher interest with the Standard Chartered 2-in-1 savings account.

Enjoy the twin benefits of high interest and anytime access to your money

With our 2-in-1 savings account, earn high interest rates like a fixed deposit and the flexibility and benefits of a savings or current account.

Features

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Key, Shower Faucet

Eligibility and Documents

Eligibility

  • Resident individual
  • Foreign national
  • Hindu Undivided Family (HUF)

Documents

  • Documents accepted as ID and Address Proof
    • Passport
    • Driving licence
    • Proof of possession of Aadhaar number
    • Voter’s Identity Card issued by the Election Commission of India
    • Job card issued by NREGA duly signed by an officer of the State Government
    • Letter issued by the National Population Register containing details of name and address

FAQs

  • The term deposit linked with savings account comes up with two options:

    1) Traditional term deposit:

    For term deposit with tenure below 1 quarter (3 months), interest is calculated on the basis of the actual number of days considering the year as 365 days.

    For term deposit with tenure greater than 1 quarter, interest for the quarter is calculated considering each quarter as 90 days and a year as 360 days (90 days x 4 quarters).

    Interest for the last quarter is calculated on the basis of actual number of days considering the year as 365 days.

    2) Reinvestment term deposit:

    Interest for each completed quarter is calculated considering each quarter as 90 days and year as 360 days (90 days x 4 quarters).

    Interest for the last quarter is calculated on the basis of actual number of days considering the year as 365 days. Interest for each quarter is compounded.

Terms and conditions