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Standard Chartered eSaver Savings account moves your savings into term deposits to earn higher interest for you.

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Human, Person, Money

Standard Chartered eSaver Savings account moves your savings into term deposits to earn higher interest for you.

Interest Rates

Rates less than 2 Crores are currently applicable, with effect from 30 Aug 2022.

Rate of  INR 2 crore  and above valid for: 30  Sep & 1 Oct 2022. These rates are updated on a daily basis. In case of non-updation of today’s interest rate, please revisit later to check the updated rates.

30 Sep & 1 Oct’22
INR < 2 Cr
INR 2 cr -<3 cr
INR 3 cr – < 4 cr
INR 4 cr – < 5 cr
INR 5 cr – < 6 cr
INR 6 cr – < 7.50 cr
INR < 1 Cr (Senior citizen) **
7-9 days 2.75% 3.50% 3.50% 3.50% 3.00% 3.50% 2.75%
10-14 days 2.75% 3.50% 3.50% 3.50% 3.00% 3.50% 2.75%
15 -17days 2.75% 3.75% 3.75% 3.75% 3.00% 3.75% 2.75%
18-20days 2.75% 3.75% 3.75% 3.75% 3.00% 3.75% 2.75%
21-23days 2.75% 3.75% 3.75% 3.75% 3.00% 3.75% 2.75%
24-26 days 2.75% 3.75% 3.75% 3.75% 3.00% 3.75% 2.75%
27-29days 2.75% 3.75% 3.75% 3.75% 3.00% 3.75% 2.75%
30-32 days 2.75% 3.75% 3.75% 3.75% 3.00% 3.75% 2.75%
33-35 days 2.75% 3.75% 3.75% 3.75% 3.00% 3.75% 2.75%
36-38 days 2.75% 3.75% 3.75% 3.75% 3.00% 3.75% 2.75%
39-41 days 2.75% 3.75% 3.75% 3.75% 3.00% 3.75% 2.75%
42-44 days 2.75% 3.75% 3.75% 3.75% 3.00% 3.75% 2.75%
45 -47 days 3.25% 5.00% 5.00% 5.00% 3.00% 5.00% 3.25%
48-50 days 3.25% 5.00% 5.00% 5.00% 3.00% 5.00% 3.25%
51-53 days 3.25% 5.00% 5.00% 5.00% 3.00% 5.00% 3.25%
54-56 days 3.25% 5.00% 5.00% 5.00% 3.00% 5.00% 3.25%
57-59 days 3.25% 5.00% 5.00% 5.00% 3.00% 5.00% 3.25%
60-74 days 3.50% 5.00% 5.00% 5.00% 3.00% 5.00% 3.50%
75-89 days 3.50% 5.00% 5.00% 5.00% 3.00% 5.00% 3.50%
90 -104 days 3.75% 5.25% 5.25% 5.25% 3.00% 5.25% 3.75%
105-120 days 3.75% 5.25% 5.25% 5.25% 3.00% 5.25% 3.75%
121 -149 days 4.25% 5.40% 5.40% 5.40% 3.00% 5.40% 4.25%
150-164 days 4.25% 5.40% 5.40% 5.40% 3.00% 5.40% 4.25%
165-180 days 4.25% 5.40% 5.40% 5.40% 3.00% 5.40% 4.25%
181-210 days 5.00% 5.50% 5.50% 5.50% 3.00% 5.50% 5.00%
211-226 days 5.00% 5.65% 5.65% 5.65% 3.00% 5.65% 5.00%
227 – 269 days 5.00% 5.65% 5.65% 5.65% 3.00% 5.65% 5.00%
270 days-345 days 5.00% 5.65% 5.65% 5.65% 3.00% 5.65% 5.00%
346 days-364 days 5.00% 5.65% 5.65% 5.65% 3.00% 5.65% 5.00%
1yr  – 375days 5.90% 6.30% 6.30% 6.30% 6.30% 6.30% 6.40%
376 -390 days 5.75% 6.30% 6.30% 6.30% 6.30% 6.30% 6.25%
391 days < 18 Months 6.05% 6.05% 6.05% 6.05% 6.05% 6.05% 6.55%
18M  < 21M* 6.10% 6.05% 6.05% 6.05% 6.05% 6.05% 6.60%
21M < 2 Yrs 6.10% 6.30% 6.30% 6.30% 6.30% 6.30% 6.60%
Important Information

Staff rate not applicable on e-saver deposits

** ‘Senior Citizen’ benefit of additional 0.50% p.a. interest will be made available only to tenors greater than or equal to one year and amounts less than 1 crore with effect from 1st September 2018.This change is applicable to fresh booking as well as renewal of deposits.

The deposit holder may submit Form 15G / 15H with the Bank in case does not want the Tax to be deducted at source. Such form has to be submitted every financial year for each fixed / recurring deposit held and on each renewal of the deposit. You may submit to us such Form at the beginning of the financial year if you are not liable to pay tax.

In the absence of Primary holder’s PAN details, TDS at a higher rate of 20% will be applied on resident Time deposits with interest income of INR 40,000 or above during the financial year.

Customers who have registered for e statements can access their Deposit confirmation advise by logging in to online banking account.

A smarter way to maximise your savings

Earn higher interest than a regular savings account. eSaver automatically moves your savings into term deposits when your account balance reaches a specified amount so you get more out of your savings.

Features

Online banking

Manage your account and access a wide range of services from our secure online banking platform.

Standard Chartered Mobile

Transfer money via IMPS, NEFT and RTGS on the go or make credit card and other bill payments via Standard Chartered Mobile app with secure touch ID login.

Digital payment solutions

Enjoy a wide range of instant payment solutions like UPI, BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay.

Free debit card

Use your debit card to withdraw cash and make payments across merchants.

Reach us

You can contact us via our 24×7 phone banking helpline, our wide network of branches and video banking.

Key, Shower Faucet
Locker Facility

Keep your valuables safe with special offers on our locker facility. Get up to 50% discount* on locker rentals.

Eligibility and Documents

Eligibility

  • Resident individual
  • Foreign national
  • Hindu Undivided Family (HUF)

Documents

  • Documents accepted as ID and Address Proof
    • Passport
    • Driving licence
    • Proof of possession of Aadhaar number
    • Voter’s Identity Card issued by the Election Commission of India
    • Job card issued by NREGA duly signed by an officer of the State Government
    • Letter issued by the National Population Register containing details of name and address

Terms and Conditions

Related links

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Additional FAQ's