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Person, Human, Golf Club
  1. Insurance
  2. Wealth Creation Plans
  3. ICICI Pru Signature

Get flexible investment options, return of allocation charges, a life cover and much more with ICICI Pru Signature

Note: In ULIPS, the investment risk in the investment portfolio is borne by the policyholder.

Say goodbye to your worries with ICICI Pru Signature
  • Enjoy return of

    allocation charges

  • Receive
    Wealth Boosters
  • Get
    life cover

Additional details

Return of premium allocation charges

Premium allocation charges will be added back at the end of 10th year and again at the end of every 5th year thereafter1

Wealth Boosters

Receive Wealth Boosters at the end of every 5 years starting from the end of 10th policy year2

Value Benefit

Insurer will add 5% of annual premium on payment of 2nd year premium (if you opt for Premier Plan) / 2nd & 6th years premium (if you opt for Exclusive Plan)

Long-term Policy Benefits

Enjoy all the policy benefits with Whole Life Policy term option up to 99 years of age.
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In this policy, the investment risk in the investment portfolio is borne by the policyholder.

1 The total of Premium Allocation Charges (excluding Top-up premium allocation charges) deducted in the policy net of taxes will be added back to the Fund Value at the end of 10th policy year. The same amount will be added again at the end of every 5th policy year thereafter.


2 Wealth Boosters will be a percentage of the average Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters. Wealth Boosters will be allocated as extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term as below:


Premium Payment Term     End of 10th year     End of every 5 years

starting from 15th year

5 years 0% 1.00%
7 years 0.50% 1.75%
10 years and above 1.50% 2.75%
Single Pay 1.50% 1.50%


3 Increase or decrease in terms is allowed subject to the Policy terms allowed under the policy. An increase in policy term is allowed, subject to underwriting.


4Such increases or decreases would be subject to maximum Sum Assured multiple limits and subject to underwriting


5 Increase or decrease in Premium Payment Term is allowed subject to the Premium Payment Terms allowed under the policy. Decrease in Premium Payment Term will be allowed up to 7 years only.


Standard Chartered Bank, India having its principal place of business at Crescenzo Building, C 38/C-39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDA registration no. 105) for life insurance products vide license number CA0028.The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation. Insurance is underwritten by ICICI Prudential Life Insurance Company Limited. Participation of the customers of Standard Chartered Bank in the policy is entirely voluntary.


The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. All insurance products described in this webpage are products of and underwritten by ICICI Prudential Life Insurance company Limited and not Standard Chartered Bank, India. In facilitating insurance arrangements, the Bank is acting as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person.


ICICI Prudential Life Insurance Company Limited – ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025. IRDA Registration No.105. CIN:L66010MH2000PLC127837. Phone: 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India) UIN: 105L177V04 ADVT No: W/II/2709/2020-21


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.