Equity Solutions (Mutual Funds & Portfolio Management Services)
At Standard Chartered Bank (SCB), we believe in an end to end approach to banking – we believe that our success is directly linked to helping you succeed. We offer you wide range of third party investment products from the simple and classic options to the more evolved and structure ones.
With our ability to provide you an opportunity to invest in a range of products that suit your risk profile, we give you enormous opportunity to meet your financial needs. Standard Chartered Bank acts as a distributor for mutual funds and referrer for various other third party financial products
At Standard Chartered we put forward choice of over 300 funds offered by more than 15 fund managers. We help you identify a suitable mix of Mutual Fund schemes spreading across Equity, Balanced, Fixed Income and Liquid Funds.
Equity Mutual Funds
Equity funds are mutual fund schemes where more than 65% of the investments are done by the fund manager in equity and equity related securities of various companies. However, the returns from these funds are directly linked to the stock market and are more volatile as compared to those from fixed income funds.
Balanced funds are mutual fund schemes that invest in equity and debt instruments in varying proportions. These funds supplement capital appreciation from equities with a steady return from debt instruments. To a large extent, the returns depend on the performance of the equity portion in the portfolio. Fund Managers have some flexibility in changing the asset composition between equity and debt which they exploit to buy the best asset class at each time.
Tax Savings Funds
Tax savings funds are special products offered by Asset Management Companies. The Equity Linked Savings Schemes (ELSS) as they are popularly known give their investors the option of saving tax while participating in the growth of the capital market. These funds have a lock-in-period of three years.
Standard Chartered Bank will assist you in investing into third party Portfolio Management Services (PMS) by referring you to reputed Asset Management Companies/ Portfolio Managers. These reputed Asset Management Companies/ Portfolio Managers conduct detailed and scientific analysis of various investment avenues to help you invest your money suiting your customised needs