This is to inform that by clicking on the link, you will be leaving our www.sc.com/inand entering a website operated by other parties:

Such links are only provided on our website for your convenience and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting our www.sc.com/in

Steps to transfer money

Easy Ways to Transfer Money from a Credit Card to a Bank Account

Steps to transfer money from credit card to bank account

Credit cards have become integral to modern life, serving as essential tools for countless individuals globally. They offer convenience and versatility, allowing users to make purchases, cover expenses, and manage transactions efficiently. From everyday necessities like groceries to larger purchases and travel expenses, credit cards provide a reliable payment option when cash is unavailable.

Their widespread use reflects a fundamental shift in consumer behaviour, emphasising the importance of accessible and flexible financial tools in today’s digital economy. As such, credit cards play a vital role in facilitating economic activities and financial management for individuals worldwide.

However, many people are seeking solutions to queries such as how to transfer money to a bank account from a credit card. Well, you should remember that there are different ways to approach this without any hassle.

Credit Card to Bank Transfer

Steps to transfer

In addition to transactions, many people are also interested in online credit card-to-bank account transfers. Are you looking to do that? If yes, it is entirely possible. To facilitate such a process, there are specific steps you need to follow to transfer any amount from your credit card to your bank account.

How to Transfer Money to a Bank Account from a Credit Card?

To complete this process, people must explore different methods and proceed accordingly. You can find various ways, but choose the best one that suits you. In this guide, we will explain a process using an E-wallet. To successfully execute a transaction using an e-wallet, individuals must navigate through several steps to ensure a seamless process.

  • Firstly, they should select and download their preferred digital wallet or mobile application from a reputable source, adhering to instructions meticulously.
  • Once installed, users should proceed to access the wallet’s interface, typically found within the application.
  • Within the wallet’s interface, users would find the ‘Balance’ section, which serves as the hub for managing funds.
  • Here, individuals can opt to add money to their wallets by selecting the corresponding option provided. When prompted to specify the desired amount, users should input the requisite sum, considering the intended transaction’s value.
  • Users must designate their credit card as the preferred payment method before finalising the transaction. This selection ensures a seamless transfer of funds from the credit card to the e-wallet, facilitating subsequent transactions effortlessly.
  • Before initiating the transfer, it is imperative to review all entered details meticulously, safeguarding against errors or inaccuracies. This precautionary measure mitigates the risk of unintended transactions or discrepancies.

By adhering to these outlined steps diligently, individuals can navigate the process of utilising an e-wallet for transactions confidently and efficiently, harnessing the convenience and accessibility afforded by digital financial platforms.

Online Credit Card to Bank Account Transfer

In addition to transferring money from credit card to bank account online, there exists a plethora of alternative approaches for you to explore. Ultimately, selecting the most suitable method depends on your personal preference. Nevertheless, it is imperative to meticulously follow the steps involved when executing a credit card-to-bank transfer.

Can I Transfer Money Offline to a Bank Account from a Credit Card?

Yes, this can be accomplished with the support of an ATM. Follow the steps below for a credit card balance transfer:

  1. Approach the nearest ATM first.
  2. Insert your credit card into the ATM.
  3. Select ‘Cash Withdrawal’ from the ATM menu and enter the desired transfer amount.
  4. Enter your PIN and retrieve the cash; now, you can deposit the amount into your bank account.


Hope the article has successfully answered the query, ‘Can we transfer money from credit card?’ Navigating the process of money transfer from a credit card to a bank account requires meticulous attention to detail. Ensuring accuracy in each step is paramount to avoid potential errors or complications. By following the prescribed guidelines attentively, individuals can effectively manage their finances and facilitate smooth transactions, thereby enhancing financial control and peace of mind.