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Employee Banking: Terms and Conditions

Definition:

  • Bank: Standard Chartered Bank in India.
  • Offer: Receive offers across multiple brands (Refer ‘Offer Details’ section) on completing monthly eligibility criteria.
  • Offer Period:1st May 2024 to 31th October 2024.
  • Qualified Customer: This campaign is exclusively for our employee banking clients onboarded under Personal Segment within the specified timeline

Offer Details:

  • The client will receive the offer based on their month of onboarding and meeting the criteria.
Vintage Eligibility Criteria Offer Benefit
Onboarding month (M0)
Month 1 UPI merchants spend above INR 1,000 Zomato Gold – 6 months subscriptions
Debit-card spend above INR 1,000 Zomato – INR 250 voucher
Month 2 BillPay Recurring payment BookMyShow – INR 500 voucher
UPI Recurring Payment BookMyShow – INR 500 voucher
Month 3 EMI payment using NACH (National Automated Clearing House)

(Min transaction of INR 10,000)

 1. Sony Liv – 12 months subscription worth INR699
2. Cricbuzz – 6 months subscription worth INR375
3. Tattva Spa – INR 2,000 off on 60/90 min spa
4. Myntra – INR 200 gift card worth
  • Onboarding Month (M0):
  • Clients who open the account, will receive 1000 reward points
  • Onboarding Month 1 (M1) Criteria:
  • In the month post onboarding (M1), clients will be eligible for the Zomato offer if they meet the specified criteria.
  • Earn Zomato Gold subscription(s) for 6 months, by making a UPI merchant payment above INR 1000
  • Earn a Zomato voucher worth INR 250 by completing a merchant payment using Debit card above INR 1,000
  • Onboarding Month 2 (M2) Criteria:
  • In the second month (M2) post onboarding, clients will be eligible for the BookMyShow offer if they meet the specified criteria.
  • BookMyShow voucher worth INR 500 upon setting up and payment of recurring bill payment, during third month (M2).
  • An additional BookMyShow voucher worth INR 500 upon setting up and payment of UPI recurring payment, during third month (M2)
  • Illustration:
Scenario Eligibility
Customer was onboarded on 10th May(M0). They set up a bill payment and does payment on July 10th, 2024(M2) The bill payment data until the end of next month, August 31st, 2024, will be reviewed for eligibility.
Customer was onboarded on 16th August(M0). They set up a bill payment and does payment on October 1st, 2024(M2). The bill payment data until the end of next month,  November 30th, 2024, will be reviewed for eligibility.
  • Onboarding Month 3 (M3) Criteria:
  • In the third month (M3) post onboarding, clients will be eligible for the Bundled voucher offer if they meet the specified criteria.
  • Client needs to setup an EMI payment using NACH (National Automated Clearing House) of INR 10,000 or more during the third month and on successful first payment in next month from SCB account client will be eligible for the below vouchers.
  1. Sony Liv 12-month subscription voucher.
  2. Cricbuzz 6-month subscription voucher.
  3. Tattva Spa INR 2000 off voucher on 60/90-minute spa session.
  4. Myntra INR 200 gift voucher.
  • Illustration:
Scenario Eligibility
Customer was onboarded on 10th April(M0). They set up an EMI NACH and does payment on July 10th, 2024(M3) The EMI NACH setup data until the end of next month, August 31st, 2024, will be reviewed for eligibility.
Customer was onboarded on 16th August(M0). They set up an EMI NACH and does payment on November 3rd , 2024(M3) The EMI NACH setup data until the end of next month, December 31st 2024, will be reviewed for eligibility.

Setup Process flow

  • BillPay Autopay can be setup as per below:
    • Login to SC Mobile app or Internet banking
    • Go to Payments > Bill Payments from the menu on the left side
    • Select Category of Bill and Click on Add Biller’
    • Setup Auto Pay Instruction by submitting the bill details and payment instructions
    • The bills will be paid from your account from current or next billing cycle
    • The status of Standing Instruction setup can be checked under ‘My Billers’ option in the BillPay section
  • UPI Autopay can be setup as per below:
    • On subscription merchant website/app, choose the ‘Pay via UPI’ option
    • Enter your UPI ID linked with your account via any third-party app (Google Pay, PhonePe, BHIM etc.)
    • Authorise the UPI mandate request in the app
    • Approve the mandate by entering your UPI PIN
  • EMI payment using NACH:
    • Go to the digital channel of the entity from where you have taken a loan
    • Place a request to change the Mode of Payment
    • Select ‘Standard Chartered Bank’ while placing a new mandate registration request
    • You will be re-directed to a page where you can confirm the details of EMI amount, loan duration, bank name etc.
    • Authorise the mandate request using either of the 2 options – 1) Stan Chart Net banking 2) StanChart Debit card
    • Post authentication, the request is completed. You should see a confirmation on the loan issuer website
    • The steps are similar in case of mandates registered for insurance payment

Offer Conditions:

  • Clients must fulfil the specified criteria within the respective month to be eligible for the rewards
  • Rewards/Vouchers are subject to availability and may be substituted with similar alternatives at our discretion
  • UPI Recurring Payment eligibility: Recurring payment for a merchant transaction using UPI are eligible for this offer. Wallet transactions using UPI are not eligible. Identification of Merchant transactions (including Wallet Transactions) will be done using Merchant Category Codes received in the transaction request.
  • Bill Payment: Eligible bill categories are Electricity, mobile post-paid, broadband post-paid, DTH, water, gas, rental payment, FASTag and subscriptions. Payment made for any other biller categories will not be eligible for this Offer.
  • Debit Card: ATM withdrawals will not qualify for the offer and will not be considered as a transaction for this offer.
  • EMI (Equated Monthly Instalment) payment using NACH (National Automated Clearing House) eligibility: Loans and Insurance payment eligible for the offer.
  • In event of any dispute, please contact Standard Chartered Bank phone banking on the numbers given on the website along with a copy of transaction charge-slip/proof of transaction to enable the Bank to resolve the discrepancy
  • Steps to claim vouchers will be sent through SMS or Email, within 30 days after every month of the offer period
  • Offer related dispute from client can be raised to bank till 31st December 2024.

General Terms and Conditions:

  • This is an exclusive Offer provided by Standard Chartered Bank.
  • The Bank reserves the right to modify / change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this Offer be construed as an obligation on the Bank to continue the Offer up to the termination/expiry date.
  • Participation in this Offer is entirely voluntary, and it is agreed and understood by the customers that participation shall be deemed to have been made on a voluntary basis.
  • The Offer is non-transferable.
  • The Offer shall not be available wherever it is prohibited under law and/or cannot be made for any reason whatsoever.
  • All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
  • The Bank shall not be obliged to make any public announcements of the results of the Offer.
  • In all matters relating to this Offer, the decision of the Bank shall be final and binding.
  • By participating in the Offer, the customers agree to be bound by the terms and conditions contained herein.
  • Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Qualified