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Terms and Conditions for Credit Card Offer

1. Definitions
a. Bank: Standard Chartered Bank in India
b. Offer: The offer means each Cardholder will be assigned a unique spend target. Against the target assigned the cardholder will be rewarded with 1% Cashback maximum upto INR 500 on all their Credit Card spends
c. Offer Period: The Offer Period shall commence from 00:00:01 hours on 1 Sep 2021 and shall extend upto 23:59:59 hours on 30 Sep 2021
d. Qualified Customer: The offer is only applicable to a select set of Standard Chartered Credit Card holders. Bank’s Credit Card customers who have received the Offer communication from the Bank and who have successfully qualified for the cashback by carrying out transactions that qualifies for the Offer
e. NRE and NRO cardholders will not be eligible for this offer

2. Offer Details
i. Customer has to transact using his/her Standard Chartered credit card during the offer period for minimum spend target mentioned in the communication.
ii. Customer will be eligible for 1% Cashback on meeting the target spends during the offer period. Maximum upto INR 500.
iii. A customer can receive a maximum Cashback of INR 500 through this offer.
iv. In the event of a cardholder having has multiple Credit Cards, for the purposes of this Offer under no circumstance will the Cashback exceed the maximum limit of INR 500 Cashback upon consolidation of the transactions across all the Credit Cards of the cardholder.
v. This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank
vi. This offer is not applicable on Standard Chartered Landmark Rewards, Emirates & Ultimate credit cards
vii. Qualified customers will receive the Cashback within 90 days from the date when the offer ends
viii. In case the Cardholder cancels any transactions due to which he/she has qualified for the Cashback, then those transactions will not be considered in the calculation of the additional Cashback.

3. Communication of the Offer
i. The Offer will be communicated to select set of Bank Credit Card holders only through – SMS and/or email on their registered mobile number or email address, at the discretion of the Bank.

4. General Terms and Conditions
i. This is an exclusive Offer provided by Standard Chartered Bank. All details regarding the Offer are available on the Bank’s website(www.sc.com/in).
ii. The Bank reserves the right to modify/change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in the terms and conditions set out herein, nor those forming part of the Offer communication shall be construed as an obligation on the part of the Bank to continue the Offer up to the date of expiry of the Offer.
iii. Participation in this Offer is entirely voluntary.
iv. The Offer is non-transferable.
v. The Offer shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.
vi. All disputes under this offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
vii. In all matters relating to this Offer, the decision of the Bank shall be final and binding.
viii. By participating in the Offer, the Participants agree to be bound by the terms and conditions contained herein and those forming part of the Offer communications.
ix. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Qualified Customer, shall be solely borne by the Qualified Customer.