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Terms and Conditions for Bill Pay Standing Instruction – Cash Back offer


  1. Bank: Standard Chartered Bank in India.
  2. Offer: Get 10% cash back per month upto INR 100 per month for 3 months on registration of auto payment within 30 days of card set up. Offer applicable on Eligible Biller Categories and payment of bill through Auto Bill Pay of billers registered during Offer Period on Banks credit cards through Banks contact centre.
  3. Offer Period: The Offer Period shall commence from 00:01 hours on 15th February 2024 and shall extend up to 23:59 hours on 30th May 2024.
  4. Eligible Biller Categories: Electricity, insurance, mobile postpaid, rental payment, gas, broadband postpaid, landline postpaid, water and DTH. Payment made for any other biller category apart from electricity, insurance, mobile postpaid, rental payment, gas, broadband postpaid, landline postpaid, water, DTH and using any other channel/payment mode apart from standing instruction/ Auto Bill Pay on credit cards will not be eligible for this Offer.
  5. Qualified Customer: The Offer is applicable to select Standard Chartered Credit Card clients who have received the Offer communication from contact centre.

Offer Details

  1. A Qualified Customer shall get 10% cash back per month upto INR 100 per month for 3 months on registration of auto payment for Eligible Biller Categories and payment of bill through Auto BillPay of billers registered during Offer Period through contact centre.
  2. Offer applicable for bills paid using SCB credit cards using “Auto Pay” or “Standing Instruction” option registered during Offer Period.
  3. Offer applicable on new registration on the Banks bill payments platform. Existing/old bill registered on the Banks online and mobile banking platform are not eligible for this Offer. Deleting old biller and adding the same biller again will not qualify for the Offer.
  4. Maximum Cash back of INR 100 per customer per month which will be credited after 3 standing instruction/ Auto payment is executed for the bills registered during the Offer Period. Customer is eligible for the Offer only if the 1st 3 bill is paid within 3 months of registration of bill during offer period
  5. Only bill payment for Eligible Biller Categories qualifies for the Offer.
  6. Cash Back will be recited in the Qualified Customers credit card account within 90 days after 3 months of bill registration.

Communication of the Offer

  1. The Offer will be communicated to existing customers through one or more of these modes Contact centre

General Terms and Conditions

  1. This is an exclusive Offer provided by Standard Chartered Bank. All details regarding the Offer are available on the Bank’s website (sc.com/in).
  2. The Bank reserves the right to modify/change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this Offer be construed as an obligation on the Bank to continue the Offer up to the termination/expiry date.
  3. Participation in this Offer is entirely voluntary, and it is agreed and understood by the Participants that participation shall be deemed to have been made on a voluntary basis. The Offer is non-transferable.
  4. The Offer shall not be available wherever it is prohibited under law and/or cannot be made for any reason whatsoever.
  5. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
  6. The Bank shall not be obliged to make any public announcements of the results of the Offer. The Qualified Customers shall be intimated by the Bank through Contact Centre.
  7. In all matters relating to this Offer, the decision of the Bank shall be final and binding. By participating in the Offer, the participants agree to be bound by the terms and conditions contained herein.
  8. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the client due to provision of the offer, shall be to the sole account of the client.
  9. If the Qualified Customer deactivates the Banks credit card within 60 days after the beginning of Offer Period, the customer will be disqualified for Cash Back.