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Terms and Conditions – Paytm under the category of Education Offer

  1. Definitions
    1. Bank:Standard Chartered Bank in India.
    2. Offer: Bank credit & debit card holders are eligible for flat 2% cashback, up to INR 500/- (Rupees Five Hundred only), on spending a minimum amount in a single transaction of value of INR 14,000/- (Rupees Fourteen Thousand only) and above using the Banks credit or debit card during the Offer Period. The transaction or the spends should only pertain to expenses for education as categorised by Paytm on the Paytm platform (App / Website) only.
    3. Offer Period: Offer valid from 12:00:00 AM of 04 March 2022 to 11:59:59 PM of 30 April 2022
    4. Qualified Customer: The Offer is valid only once per card during the Offer Period and is applicable to all Bank credit and debit card clients.
  2. Offer Details
    1. Cardholders are requested to preserve the payment confirmation invoice / order details of their transaction until cashback is reflected into their individual card account.
    2. The following transactions will not qualify for meeting the spends criteria: ATM cash withdrawals, fee payments, transaction which is either unsuccessful or cancelled/rejected by the Bank, transactions which are followed up with partial or full reversals or  transactions that are cancelled by the card holder.
    3. Cashback amount will be paid to eligible customers within 90 days from the end date of the Offer Period.
    4. Offer valid once per card during the Offer Period.
    5. This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank, including offers from individual brands..
    6. If a Qualified Customer takes the Offer and converts the transaction into EMI, the Kuch Bhi on EMI terms and conditions will be applicable as published on https://av.sc.com/in/content/docs/kbe-tnc.pdf
  1. Communication of the Offer
    1. The Offer will be communicated to customers through emailers and/or SMS on their registered email address or mobile number only.
  2. General Terms and Conditions
    1. This is an exclusive Offer provided by Standard Chartered Bank. All the details regarding the Offer are available on the Bank’s website (www.sc.com/in).
    2. The Bank reserves the right to modify / change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this Offer be construed as an obligation on the Bank to continue the Offer up to the termination/expiry date.
    3. Participation in this Offer is entirely voluntary, and it is agreed and understood by the Participants that participation shall be deemed to have been made on a voluntary basis.
    4. The Offer is non-transferable.
    5. The Offer shall not be available wherever it is prohibited under law and / or cannot be made for any reason whatsoever.
    6. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts / tribunals of Mumbai.
    7. The Bank shall not be obliged to make any public announcements of the results of the Offer. The Qualified Clients shall be intimated by the Bank through Email only.
    8. In all matters relating to this Offer, the decision of the Bank shall be final and binding.
    9. By participating in the Offer, the Participants agree to be bound by the terms and conditions contained herein.
    10. The Offer is not transferable, non-negotiable and cannot be en-cashed.
    11. Standard Chartered Bank will not be responsible or liable in case the Offer is not configured or could not be availed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website
    12. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the card holder due to provision of the Offer, shall be to the sole account of the card holder.