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Terms and Conditions- Priority Banking Debit card spends Offer

1. The Offer
Existing clients who have a Standard Chartered Priority Banking relationship and who spend a minimum of INR 10,000/ (Rupees Ten Thousand only) during the offer period on their Standard Chartered Debit Card and also meet the Priority Qualification Criteria*, will get 30,000 Reward points on the terms contained herein.

2. Eligibility Criteria for the Offer
The offer is valid for all Priority Banking clients who –
• Have a Priority Banking relationship valid throughout the offer period
• Have received a communication from the bank regarding the offer
• Have spent INR 10,000 (Rupees Ten Thousand) and above on their Standard Chartered Debit Card within offer period
• Satisfy the Priority Banking Qualification criteria* at least in two months during offer period

*Priority Banking Qualification Criteria
• Minimum monthly average FUM# (Funds under management) of INR 30 Lakh

#FUM (Funds under management) includes any one or combination of the following products from the Bank: Savings accounts, Term Deposits, Assets under Management of Investments made through the Bank. Monthly average balances will be considered for current and savings account balances. Month end balance will be considered for the rest of the balances.

Please note, that spends on the Standard Chartered Debit Card must be Point of Sales (POS) transactions (online transactions included). Account transfers/balance transfer/ATM withdrawals will not qualify for meeting the spends criteria. Void Transactions shall not qualify for the Offer. Void Transactions – means any: a) transaction which is either unsuccessful or cancelled/rejected by Standard Chartered Bank; or b) transactions which are followed up with partial or full reversals; or c) transactions that are cancelled by the client.

3. Offer timeframe-
The eligible clients will be rewarded with Debit Card/Savings Account Reward Points within Reward fulfilment timeframe if they meet the eligibility criteria in the offer period.

Offer Period Reward Fulfilment Timeframe
May 1 2022 – July 31, 2022 2 months from end of Qualification timeframe i.e. by Sept 30, 2022


4. General Terms & Conditions
• Offer Period: The Offer Period shall commence from 00:01 hours on May 1 2022 and shall extend up to 11:59 hours on – Jul 31, 2022
• Standard Chartered Bank does not make any warranties or representation of the quality, merchantability, suitability or availability of the products or services under the Offer.
• Standard Chartered Bank holds the exclusive right at its sole discretion to refuse or deny the Offer to any customer. The customer shall become ineligible to participate in this Offer if his/her card is cancelled before the expiry of /during the Offer Period.
• Standard Chartered Bank reserves the right to modify / change all or any of the terms applicable to this Offer. Standard Chartered Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this Offer be construed as an obligation on the Bank to continue the Offer up to the termination/expiry date.
• Participation in this Offer is entirely voluntary and it is agreed and understood by the participants that participation shall be deemed to have been made on a voluntary basis.
• The Offer is non-transferable.
• The Offer shall not be available wherever it is prohibited under law and / or cannot be made for any reason whatsoever.
• All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts / tribunals of Mumbai.
• The Bank shall not be obliged to make any public announcements of the results of the Offer. The eligible customer shall be intimated by the Bank through Email and/or SMS on the email address or mobile number registered with Standard Chartered Bank.
• This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank.
• By participating in the Offer, the participants agree to be bound by the terms and conditions contained herein.
• Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the eligible customers due to provision of the Offer, shall be to the sole account of the eligible customers.
• The Reward Points can only be redeemed against the Online rewards catalogue available on our 360° rewards online portal, and the Bank does not make any warranties or representation of the quality, merchantability, suitability or availability of the products or services under the catalogue
• Reward points accumulated between January 1 and December 31 will expire by June 30 in next year, and will not be renewed post that. Client is responsible for redeeming the reward points within the validity period
• Detailed terms and conditions on 360° rewards can be read at https://360rewards.standardchartered.com/in/cms/PublicContent/?id=scb.rewards.dc.terms
• Standard Chartered Bank is not making any commitment to make such similar offers beyond the Offer Period
• Any dispute regarding the offer will need to be raised with the Bank within 30 days from end of Fulfilment period.