Platinum Privileges
Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants. Visit the Visa or Mastercard page for details.
To enjoy more benefits, sign up for our Personal Banking Suite
Platinum Xtrasaver
Visa/Mastercard® Current Account
Credit Card
Fees & Charges
DETAILS
| CHARGES
|
|---|---|
| Annual Fees | S$196.20 (including 9% GST) from 1 January 2024 This annual fee is waived off for the first three years. |
| Finance Charges | Effective Interest Rate ("EIR"): 27.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.076% from the respective transaction dates for all transactions to the date the payment is received. |
| Cash Advance | Your cash advance fee per transaction is 8% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment. |
| Late Payment Charges | A late payment charge of S$100 will be charged if minimum payment due is not received by the due date. |
| For more details on all other applicable fees and charges, please click here. | |
Important Documents
As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:
• ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
• Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here
If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.
Free Credit Report
If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website or at their registered office. You will need the following documents to obtain the free credit report:
- Card carrier that comes with your credit card
- NRIC
Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg
*Note: The free credit report is not available for renewed or replaced cards.