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How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

    How would you like to apply?

    I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

    *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

    *Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

    Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered Current/Checking/Savings Account holder

      How can we help you today?

      Open an Account

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      CashOne Personal Loan

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      Apply now and get cashback
      1. Promotions

      2. Bonus$aver Promotion

      Bonus$aver Sign-up Promotion

      Get up to S$80 cashback when you sign up now  

      Bonus$aver

      Bonus$aver Promotion – From now till 30 June 2022

      Welcome Offer

      Get up to S$80 cashback when you sign up for a Bonus$aver account, deposit and maintain a minimum sum of S$25,000 in fresh funds. Terms and Conditions apply.

      Apply now and get cashback

      Bonus$aver Sign-Up Cashback Promotion

      • New to Bonus$aver
      • Deposit and maintain $25,000 in fresh funds
      • Apply for Bonus$aver Account and Bonus$aver World MasterCard Credit Card
      Person, Human, Box

      Bonus$aver Sign-Up Cashback Promotion

      • New to Bonus$aver
      • Deposit and maintain $25,000 in fresh funds
      • Apply for Bonus$aver Account and Bonus$aver World MasterCard Debit Card
      Couch, Furniture, Person

      Bonus$aver Member-Get-Member Promotion

      Once you are a Bonus$aver customer, be rewarded with gifts worth up to S$895 when you refer your family and friends to apply for Bonus$aver account and Bonus$aver credit card. Start here.

      Bonus$aver Account Benefits1  

      • Earn up to
        2.38% p.a.

        on the first S$80K eligible balance

      • That is up to
        S$1,904

        in bonus interest p.a.

      • Enable
        Multi-Currency

        feature to access 14 currencies with $0 overseas transaction fees* and more



      1 Bonus$aver Product Terms apply.

      Application Eligibility

      Age requirement:
      • For clients applying for Bonus$aver account and Bonus$aver Debit Card: Minimum 18 years old
      • For clients applying for Bonus$aver account and Bonus$aver Credit Card: 21 to 65 years old

      For Existing Standard Chartered Credit Cardholders

      No documents are required.

      However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

      For New Customers or Existing Customers with Change(s) in Income/Employment

      For SingPass holders applying with MyInfo

      myinfo-logo
      No documents are required

      For Salaried Employees/Partial Commission-based Earners
      • Copy of NRIC (front and back)
      • (i) Latest computerised payslip OR
        (ii) Latest 6 months’ CPF Contribution History Statement

        To be considered for a higher loan amount, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.

      For 100% Commission-based Earners
      • Copy of NRIC (front and back)
      • (i) Latest Income Tax Notice of Assessment (NOA) OR
        (ii) Latest 3 months of Commission Statement from same employer
      For Self-employed
      • Copy of NRIC (front and back)
      • Latest Income Tax Notice of Assessment (NOA)

      Application Eligibility

      Age requirement:
      • For clients applying for Bonus$aver account and Bonus$aver Debit Card: Minimum 18 years old
      • For clients applying for Bonus$aver account and Bonus$aver Credit Card: 21 to 65 years old

      For Existing Standard Chartered Credit Cardholders

      No documents are required.

      However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

      For New Customers or Existing Customers with Change(s) in Income/Employment

      For SingPass holders applying with MyInfo

      myinfo-logo
      No documents are required

      Please prepare the following:
      • Copy of Passport (with at least 6 months’ validity)
      • Copy of your Employment Pass
      • Any ONE of the following documents:
        (i) Latest utility bill, rates or tax bill
        (ii) Latest bank / credit card statement (e-Statements are accepted)
        (iii) Rental agreement showing your address
        (iv) Latest mobile phone statement or pay-TV statement
        (v) Letter from employer stating current address
        (vi) Government-issued document stating current address (e.g. IRAS, CPF, ICA)
      Additional Documents:
      For Salaried Employees/Partial Commission-based Earners
      • Latest computerised payslip

        To be considered for a higher loan amount, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.

      For 100% Commission-based Earners
      • Copy of NRIC (front and back)
      • (i) Latest Income Tax Notice of Assessment (NOA) OR
        (ii) Latest 3 months of Commission Statement from same employer
      For Self-employed
      • Latest Income Tax Notice of Assessment (NOA)

      Services & Charges
      Fall-below fee (per month)
      S$5

      Note: Chargeable if the minimum average daily balance falls below S$3,000 in any particular month.

      Monthly service charge
      Nil
      Unarranged overdraft
      Prime +5%, minimum S$5
      Credit card annual fee (Including GST)
      $214 (Free for first 2 years)
      Debit card annual fee (Including GST)
      $20
      Cheque book charges
      S$10 for each cheque book requested
      Early Account Closure (within 6 months)
      S$30
      Refer here for all the relevant fees and charges

      Bonus$aver comprises of a Bonus$aver account (which is an innovative Current Account that gives you one of the highest interest rate in town), and Bonus$aver World MasterCard credit and/or debit card(s) which may be linked to the Bonus$aver account.

      Earn up to 2.38% p.a. interest on your savings for the first S$80,000 in your Bonus$aver account when you do any of the following:

      • Credit your salary through GIRO
      • Pay bills online/through GIRO
      • Spend on your Bonus$aver Credit or Debit Card
      • Invest with a Unit Trust
      • Insure with a regular premium insurance policy

      The account comes with eStatements and you can choose to have a chequebook (chequebook facility is not available for Bonus$aver accounts opened through an online application).

      Unlike other current and savings accounts, Bonus$aver is a unique account offering interest rates that are higher than any time deposit. You can earn up to 2.38% p.a. interest for up to S$80,000 deposit as you consolidate your spends, salary credit, bill payments and wealth needs with just a single account.

      You can earn up to 2.38% p.a. interest on the first S$80,000 Average Daily Balance in your Bonus$aver account.

      Your will receive 2 types of interest on your account balance every month.

      Prevailing interest: 0.01% p.a.

      You earn bonus interest on the first S$80,000 of your account average daily balance when you do any or all of these:

      Bonus interest: This interest is accrued daily. You will receive this interest at the end of every month.

      Earn 0.40% p.a. for spending at least S$2,000 in eligible transactions on your Bonus$aver Credit or Debit Card, or earn 0.20% p.a. for spending at least S$500 in eligible transactions on your Bonus$aver Credit or Debit Card and/or

      Earn 0.10% p.a. for crediting your salary of at least S$3,000 through your employer via giro and/or

      Earn 0.90% p.a. for 12 months when you purchase a new eligible unit trust investment and/or

      Earn 0.90% p.a. for 12 months when you purchase a regular premium insurance product from SCB and/or

      Earn 0.07% p.a. for paying any 3 unique bills online or through GIRO

      You must be 21 years old and above to be eligible. For joint account applicants, both parties must be 21 years old and above.

      Yes. The average daily balance eligible for bonus interest is subject to a cap of $80,000 per Bonus$aver account. Any average daily balance amount in excess of the cap is not eligible for bonus interest (but the prevailing interest rates will apply).

      Click here for more FAQs.

      For Bonus$aver accounts opened through an online application, you can perform signature-based transactions after you register your signature via SC Mobile.

      However, do note that chequebook facility is still not available for Bonus$aver accounts opened through an online application.

      To qualify for the Sign-up Gift, (a) you must be new to Bonus$aver and apply for a Bonus$aver current/cheque account (“Bonus$aver Account”) as a main account holder and a Bonus$aver World Mastercard credit card as a principal cardholder between 7 March 2022 – 31 May 2022 and your applications must be approved, and (b) you must deposit minimum fresh funds of S$50,000 in your Bonus$aver Account at the time of account opening and maintain the sum until the end of the calendar month immediately after the calendar month in which your Bonus$aver Account is opened. “Fresh funds” means funds not originating from any existing account with the Bank and funds that are not withdrawn and re-deposited with the Bank within the last 30 days. Visit here for the full Bonus$aver Sign-up Promotion Terms and Conditions that apply.
      Your account must be in good standing. Bonus interest is in addition to prevailing interest, and the total interest you can receive is a maximum of 2.38% p.a. For full Bonus$aver product  Read more

      Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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      Person, Human, Sitting
      BONUS$AVER

      Receive up to 2.38% p.a. interest on your first $80,000

      Mobile Phone, Cell Phone, Phone
      MULTI-CURRENCY FEATURE

      Transact in up to 14 currencies from your personal Bonus$aver account