The Spree Credit Card (“Spree Card”) gives you cashback (“Spree Cashback“) when you (including your supplementary cardholder(s) on your Card account) charge Eligible Spree Card Retail Transactions (refer to transaction exclusions below) to the Spree Card, in the following manner:
(i) 3% cashback on Eligible Spree Card Retail Transactions identified as online transactions based on codes assigned by Visa that are charged in a foreign currency that are not made via telephone or mail order (“Eligible Foreign Currency Online Transactions”);
(ii) 3% cashback on Eligible Spree Card Retail Transactions identified as vPost transactions (“vPost Transactions”) based on merchant descriptions “PAYPAL *VPOST” and/or “VPOST SHIPPING” and/or “VPOST SHIPPING SERVICE”;
(iii) 2% cashback on Eligible Spree Card Retail Transactions identified as (A) online transactions based on codes assigned by Visa that are charged in Singapore Dollars that are not made via telephone or mail order and/or (B) transactions made using Apple Pay, Google Pay™ or Samsung Pay via contactless terminals using Near Field Communication technology, and which are not Samsung Pay transactions using Magnetic Secure Transmissions and/or (C) contactless transactions (“Eligible Local Currency Online Transactions”); and/or
(iv) 1% cashback on all Eligible Spree Card Retail Transactions that are not Eligible Foreign Currency Online Transactions, vPost Transactions or Eligible Local Currency Online Transactions (“Other Retail Transactions”).
The following transactions are not Eligible Spree Card Retail Transactions and will not earn Spree Cashback: a) any cash advance; b) any fees and charges (including but not limited to annual card fees, services fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges); c) any Credit Card Funds Transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Spree Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Spree Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Spree Card account (and/or your supplementary credit card account); j) any tax payments charged to your Spree Card (and/or your supplementary credit card); k) any insurance premiums charged to your Spree Card (and/or your supplementary credit card); l) any top-ups or payment of funds to any prepaid cards and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAL * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM and m) any other charge, fee, transaction or payment as we may stipulate from time to time.
The maximum Spree Cashback awarded for any statement cycle month is capped at S$60 per Card account. Spree Cashback is computed on a monthly basis based on your statement date and will be calculated based on two decimal places for each individual Eligible Spree Card Retail Transaction without any rounding off. Spree Cashback earned will be reflected in that month’s card statement but credited to your principal Card account only in the following statement cycle month. Such Spree Cashback amount will be automatically offset against the following statement cycle month’s billed amount. Spree Cashback earned by your supplementary cardholder(s) of the Spree Card will be credited into your principal Card account. Visit here for the full Spree Credit Card Terms and Conditions that apply.