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Earn a total cashback of up to Rs.18,000* annually with Standard Chartered Smart Credit Card

Explore the exciting features and benefits of SC Smart Card

Earn a total cashback of up to Rs.18,000* annually with Standard Chartered Smart Credit Card

Credit cards are quite popular among users because of the rewards that they offer and their convenient features, there’s a new card on the block – Standard Chartered’s Smart Card.

A simple credit card, Standard Chartered Smart Card offers you attractive benefits on every purchase. Let’s have a look at the salient features of the card –

1. Up to Rs.18,000 cashback up for grabs

Yes, you read it right. You can earn up to Rs.18,000 in cashback in a year through SC Smart Card. How? Have a look –

  • 2% flat cashback on each online spend, up to Rs.1000 every month
  • 1% flat cashback on each offline spend except fuel purchases, up to Rs.500 every month

So, the maximum cashback that you can earn calculates to Rs.12,000/year for online spends and Rs.6000/year for offline ones. That gives you a total earning of Rs.18,000/year. A pretty straightforward calculation, isn’t it?
So, with Standard Chartered Smart Credit Card, earn up to Rs.18, 000 through cashback and save every time that you spend, wherever you spend.

2. Affordable fees

The joining fee for the card is just Rs.499 plus the applicable GST. The annual fee is also equal to the joining fee. Moreover, you get the annual fee waived off if you spend at least Rs.120,000 in the last year on the credit card on your second year onwards. Quite affordable, wouldn’t you say so?

So, along with the cashback, enjoy annual fee reversal if you use the Smart Card for your transactions!

3. Easy EMI facility

Now your big ticket purchases do not have to be unaffordable. Buy whatever your heart desires and convert your eligible purchases into EMIs for affordability. Standard Chartered Smart Card does not charge any processing fee on converting your purchases to EMIs if you choose EMI tenure of 3 months on Smart credit card for eligible purchases. Moreover, the interest rate is also low and affordable at 0.99% per month.

If you wish to apply for the Standard Chartered Smart Card, click here.

Benefits of Standard Chartered Smart Card

Besides these unique features, Standard Chartered Smart Card also offers various benefits. For starters, the card is not affiliated with any specific merchant partner. This gives you the ease and flexibility to shop wherever you want and get cashback irrespective of the merchant selected. Just swipe your card or use it online and get cashback.

Other benefits are as follows –

  1. You can accumulate the cashback earned. Once your accumulated cashback reaches Rs.1000, redeem it and use it to pay off your outstanding credit card
  2. No minimum transaction limit for earning cashbacks

Click here to know all the benefits of the Standard Chartered Smart Card in details.

So what are you waiting for?

To enjoy these features and benefits, apply for the Standard Chartered Smart Card today! Make your shopping extra rewarding and earn up to Rs.18,000 in a year through credit card cashback on every spend that you do.

*The amount is based on the assumption that the customer qualifies for a maximum of INR 1000 cashback per month on online spends and Rs.500 per month on offline spends.

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The views expressed in the article are those of Standard Chartered Bank (“SCB”) and do not constitute financial, professional or other advice. SCB, including its Directors, Officers or Employees shall not in any event be liable for any damages or injury arising merely from your reliance on any information provided here. Each bank / financial institution will have its own processes/ fees/ charges and any information contained in this Article is only indicative. Before placing any reliance on any information contained or views expressed in this Article, we would request you take all steps necessary to verify the correctness thereof. The information contained in this Article is only indicative. Each Standard Chartered Bank Product has its own terms & conditions and should be referred to in entirety. We request you to kindly visit “sc.com/in” or visit your nearest Standard Chartered Bank Branch or call on our Customer Care numbers for more details.