The best credit card to apply for is likely the one with the most favourable credit card reviews and Standard Chartered has quite a few with the same. The Manhattan Platinum Card, for example is a popular choice, best preferred for the cashback deals on spends at supermarket and rewards that come with it. The Platinum Rewards card offers 5x reward points on dining and fuel spends. The Super Value titanium card, on the other hand, can make even clearing monthly bills feel gratifying, with its special benefit of 5%* cashback on fuel, phone and utility bills. Ultimate credit card gives you 3.33% reward value for all your spends. To round it all off, we also issue the DigiSmart card, which is simply a shopper’s best friend with all its fantastic offers on Myntra, Grofers and Zomato.
Some of the main categories credit cards fall into are cashback, shopping, travel, fuel and lifestyle. Based on these, Standard Chartered has a wide range of credit cards to offer, which are designed to enrich your lifestyle.
Ultimate Card
Ultimate credit card gives you 3.33% value on all your spends, along with complimentary access* to premier golf courses and airport lounges while augmenting your premium lifestyle. Know More.
DigiSmart Credit Card
A single swipe of the DigiSmart credit card can get you 20%* off at Myntra, 10%* off on Grofers, a 10%* discount on Zomato AND ‘Buy One Get One*’ movie ticket offers at INOX! You also get to enjoy a cool 15%* cashback on Ola cab bookings and discounts for both international and domestic flight tickets. Know More.
Manhattan Credit Card
The Manhattan Credit Card earns you double benefits – cashback and rewards. You get 5%* cashback at supermarkets and 3x rewards for every other purchase. Know More
Super Value Titanium Cashback Credit Card
The Super Value Titanium cashback credit card saves a good deal of your monthly expenses for you with its 5%* cashback on your fuel spends, telephone bills and utility bills. You can also gain reward points on all other expenditures. Know More
Platinum Rewards Credit Card
The Platinum Rewards credit card is your key to smart spending. With this card you earn 5x reward points on every INR 150 spent on dining and fuel and 1x reward points for any other purchases. You can also enjoy offers and discounts on shopping, fine dining, traveling and so much more. Know More
Priority Visa Infinite Credit Card
The Priority Visa Infinite credit card is our way of thanking all our Priority Bank customers. Our clients are entitled to all our unique reward programmes and complimentary benefits. Allow us to also indulge you with Priority Pass memberships opening the doors to airport lounge access at over 1000 airports across the world. Know More
While all credit cards are valuable, the best credit card to use is undoubtedly the one that fits in best with your way of living and what you are looking for. Choosing a card while keeping this in mind is bound to give you a better experience, especially in the case of our Standard Chartered credit cards. We have strived to ensure that every credit card we offer is sublime in its purpose of providing you with complete satisfaction. For example, the Ultimate credit card is designed to amplify a traveller’s experience, while the DigiSmart and the Super Value Titanium Cashback credit cards are regarded most favourably by smart spenders. So you get to choose whichever works and appeals to you best!
How to get the best credit card?
We understand how confusing it can be to sift through all the credit card options out there, with each bank offering a multitude of them. However, a more focused approach when selecting a credit card, makes the whole process straightforward and simple for you.
When looking for the best credit cards to apply for, there are a few things to keep in mind.
First, consider your style of living and your spending patterns. Are you a frequent diner or is travelling more your thing?
Next, take a look at the privileges and reward programmes each credit card offers and pick the one with benefits that appeal to you the most. Credit cards can have varied discounts, cashback and redemption options as well. Lastly, each credit card has a specific annual fee and once you zone in on a comfortable price, you are good to go!
What are different types of Credit Cards offered by Standard Chartered in India?
Standard Chartered offers a wide range of credit cards. Some of the popular ones include the Ultimate, DigiSmart and Super Value Titanium Cashback credit cards. Each of them provide benefits focused on one or more credit card categories which include cashback, fuel, travel, shopping and lifestyle.
Which is the best and easiest way to apply for a credit card?
The smoothest way to apply for a credit card is to apply for one online. Here are a few simple steps to get it done :-
- Head over to the Standard Chartered bank website and select the apply online option under credit cards.
- You will be required to fill out an application form requesting your personal details including your name, date of birth and address.
- After that, you should receive a call from our credit card representative who will guide you through the rest of the application process.
- Lastly, your bank representative will pay you a visit to collect the final required documents.
What are the other terms and conditions that you should be aware of while availing a credit card?
The terms and conditions must be read through carefully, including the fine print, before signing your consent. Some of the particulars to pay special attention to include:
- If you are choosing a credit card with no annual fee, ensure that you receive a written agreement that no fees will be required to be paid.
- Any late payment charges that may be levied when the minimum amount is not paid before it is due.
- Any charges incurred for expenditure beyond the limit authorised by the issuing bank.
- Any charges levied for cash withdrawals from an ATM using your credit card.
- The rate of interest that will be charged on your outstanding balance, in the case of a missed payment.
- Whether there are any other penalties for late payment like various card benefits being revoked, or reward points being disqualified.
- What the requirements may be in order to avail add-on insurance coverage and other benefits.
- Please read the complete list of charges on www.sc.com/in
VKYC, or simply Video KYC, is a feature that allows you to complete your KYC through a video from the comfort of your home while applying online for a Standard Chartered credit card, personal loan, or savings account. With this feature, our application process becomes even more simpler and completely contactless. Click here to learn more.
* Terms and conditions apply
