The minimum amount due every month shall be higher of the following:
(a) 5% of statement outstanding or
(b) Sum total of all instalments billed, interest, fees, other charges, amount that is over limit and 1% of the principal or
(c) Rs 250
In case you have an unpaid minimum amount due from the previous month, the same will be added to the minimum amount due for the current month (as calculated above).