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Provided with all the document(s) required, it should take approximately 6 days to get your credit card approved.

The minimum amount due every month shall be higher of the following:

(a) 5% of statement outstanding or

(b) Sum total of all instalments billed, interest, fees, other charges, amount that is over limit and 1% of the principal or

(c) Rs 250

In case you have an unpaid minimum amount due from the previous month, the same will be added to the minimum amount due for the current month (as calculated above).

All overseas transactions are levied with a 3.5% transaction fee. This includes charges paid out to Visa / Mastercard for converting overseas transactions into INR. Pl note: transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a charge of 1% from Visa / Mastercard which is included as a part of the transaction amount in your statement.

Goods and Services Tax (GST) will be levied at the applicable rates in force on all taxable supplies with effect from 1 July 2017.