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Manhattan Credit Card
Manhattan Credit Card
  1. Credit Cards

  2. Manhattan Platinum Credit Card

Get 5% cashback on grocery spends* and 3x reward points for all other spends* with your Manhattan Platinum credit card

Manhattan Credit Card Benefits

  • cashback at supermarkets

  • when you use your credit card for all other expenses

  • points for exciting products at the 360 Degree Rewards portal

Benefits

5% cashback at supermarkets

Refer Terms and Condition for details

3x rewards

Get 3x rewards when you use your credit card for all other expenses.

The Good Life programme

Enjoy a host of discounts and offers with the Standard Chartered Good Life programme, on your credit card. Learn more

Offers and discounts

Enjoy a host of offers and discounts across shopping, travel, and more with exclusive offers on your card. Know more

Features

Supplementary Credit Cards

Extend the benefits of your credit card to your family members by getting them lifetime free Supplementary credit cards.

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Contactless credit card

Enjoy faster checkouts, secure payments and complete freedom from cash, when you transact with a contactless credit card.

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Secure online transactions

Now enjoy enhanced security for online transactions on your credit card through 3D secure OTP verification.

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Online banking and SC Mobile

Check your card balance and make convenient and instant card payments via online banking and Standard Chartered Mobile.

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Kuch Bhi on EMI

Convert your big spends above INR 5,000 to easy EMI with Kuch Bhi on EMI through online banking or SC Mobile. Enjoy attractive pricing and flexible tenure options.

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360° rewards

Redeem your reward points against our new online catalogue with the Standard Chartered 360° rewards program.

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Dial-a-loan

Get loan on your credit card upto INR 5,00,000. Flexible tenure from 12 to 60 months.

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Balance transfer

Transfer card balance upto INR 5,00,000 from other bank credit card at attractive interest rate.

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Balance on EMI

Convert your entire outstanding (upto INR 5,00,000) into EMIs. Zero processing fee.

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Age

  • Applicant’s age should be between 21 and 65

Monthly Income

  • Applicant should have a stable monthly income.

Other Requirements

  • All applications are subject to credit and other policy checks of the Bank

Any one of the following photo cards

  • Aadhaar card
  • Passport
  • PAN card
  • Voter Id card
  • Govt. ID

Aadhaar and any one of the following documents if current residence address is different from Aadhaar address:

  • Passport
  • Driving License
  • Phone bill
  • Electricity / Other Utility bill
  • Rental agreement
  • Latest Other Bank / Credit Card statement

Salaried:

  • Latest one month salary slip

Self employed businessmen:

  • Latest IT returns with computation of income / certified financials, last business continuity proof.

Self employed professionals:

  • Latest IT returns
  • Business continuity proof
    You can also apply on basis:
  • Other bank credit card
  • Life insurance policy

Provided with all the document(s) required, it should take approximately 6 days to get your credit card approved.

The minimum amount due every month shall be higher of the following:

(a) 5% of statement outstanding or

(b) Sum total of all instalments billed, interest, fees, other charges, amount that is over limit and 1% of the principal or

(c) Rs 250

In case you have an unpaid minimum amount due from the previous month, the same will be added to the minimum amount due for the current month (as calculated above).

All overseas transactions are levied with a 3.5% transaction fee. This includes charges paid out to Visa / Mastercard for converting overseas transactions into INR. Pl note: transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a charge of 1% from Visa / Mastercard which is included as a part of the transaction amount in your statement.

Goods and Services Tax (GST) will be levied at the applicable rates in force on all taxable supplies with effect from 1 July 2017.

  • ₹ 0 for statement outstanding balance less than or equal to ₹ 100. ₹ 100 for statement outstanding balance between ₹ 101 and ₹ 500. ₹500 for statement outstanding balance between ₹501 and ₹ 5,000. ₹ 700 for statement outstanding balance between ₹ 5,001 and ₹ 15,000. ₹ 800 for statement outstanding balance greater than ₹ 15,000.
  • Example: In case there is an outstanding of ₹ 4,000 on your credit card and ₹ 10,000 in your Balance Transfer account and payment is not made by the Payment Due Date. There will be a Late Payment Charge of ₹ 500 in your credit card account and ₹ 700 on your Balance Transfer account. The example above is for illustrative purposes only. All cards and all instalment products such as Instabuy, Balance Transfer, Dial-a-Loan etc will each attract Late Payment Charges if payment is not made by the Payment Due Date.
  • The monthly interest rate is annualized to arrive at the Annualized Percentage Rate (APR). Monthly interest rate of 3.49% pm is annualized to arrive at an APR of 41.88% for all Standard Chartered credit cards. However for all Visa Infinite and Emirates World credit cards, the monthly interest rate is 3.10% pm (APR of 37.20%) and for all instant credit card variants, the monthly interest rate is 1.99% pm (APR of 23.88%). Cash transactions will attract an interest rate of 3.49% pm (APR of 41.88%).