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Super Value Titanium Credit Card
Super Value Titanium Credit Card
  1. Credit Cards
  2. Super Value Titanium Credit Card

Save up to Rs 6,000 p.a. with 5% cashback on utility bills, phone & fuel spends with Super Value Titanium credit card.

Avail exciting cashback offers & rewards on payments.

Super Value Titanium Credit Card Benefits
  • cashback on fuel

  • cashback- phone bills

  • cashback- utility bills

Benefits

5% cashback on fuel

Earn 5% cashback on fuel spends across all fuel stations up to INR 200 per month (Max cashback INR 100 per transaction). All transaction of INR 2,000 or below is eligible for cashback.

5% cashback- phone bills

Earn 5% cash back on telephone bills, on a minimum transaction amount of Rs 750. Max cashback of Rs 200 per month.

5% cashback- utility bills

Earn 5% cash back on utility bills, on a minimum transaction amount of Rs 750. Max cashback of Rs 100 per month.

Rewards on other spends

Get 1 reward point for every INR 150 when you use your credit card for all other expenses.
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Features

Supplementary Credit Cards

Extend the benefits of your credit card to your family members by getting them lifetime free Supplementary credit cards.

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Contactless credit card

Enjoy faster checkouts, secure payments and complete freedom from cash, when you transact with a contactless credit card.

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Secure online transactions

Now enjoy enhanced security for online transactions on your credit card through 3D secure OTP verification.

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Online banking and SC Mobile

Check your card balance and make convenient and instant card payments via online banking and Standard Chartered Mobile.

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Kuch Bhi on EMI

Convert your big spends above INR 5,000 to easy EMI with Kuch Bhi on EMI through online banking or SC Mobile. Enjoy attractive pricing and flexible tenure options.

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360° rewards

Redeem your reward points against our new online catalogue with the Standard Chartered 360° rewards program.

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Dial-a-loan

Get loan on your credit card upto INR 5,00,000. Flexible tenure from 12 to 60 months.

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Balance transfer

Transfer card balance upto INR 5,00,000 from other bank credit card at attractive interest rate.

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Balance on EMI

Convert your entire outstanding (upto INR 5,00,000) into EMIs. Zero processing fee.

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Age

  • Applicant’s age should be between 21 and 65

Monthly Income

  • Applicant should have a stable monthly income.

Other Requirements

  • Applicant should belong to credit cards sourcing cities/locations of the Bank.
  • All applications are subject to credit and other policy checks of the Bank.

Any one of the following photo cards

  • Aadhaar card
  • Passport
  • PAN card
  • Voter Id card
  • Govt. ID

Aadhaar and any one of the following documents if current residence address is different from Aadhaar address:

  • Passport
  • Driving License
  • Phone bill
  • Electricity / Other Utility bill
  • Rental agreement
  • Latest Other Bank / Credit Card statement

Salaried:

  • Latest one month salary slip

Self employed businessmen:

  • Latest IT returns with computation of income / certified financials, last business continuity proof.

Self employed professionals:

  • Latest IT returns
  • Business continuity proof
    You can also apply on basis:
  • Other bank credit card
  • Life insurance policy

You can apply online and get an instant in-principle decision in minutes. A bank representative will get in touch with you once you have submitted your application online successfully to complete the documentation requirement. You can expect to get your credit card, subject to final policy and verification checks of the bank, within 7-15 days from the time you submit your documents and signed application form, although it may take longer in some cases.

The credit limit will depend on various factors like your income, credit history, etc. Your credit limit is not a permanent figure and can be increased or lowered at a later date depending on your spends and repayment behavior.

Yes, you can apply for an add-on card. There won’t be a separate credit limit for the add-on card.

A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

The minimum amount due every month shall be higher of the following (a)5% of statement outstanding or (b) sum total of all installments billed, interest, fees, other charges, amount that is over limit and 1% of the principal or INR 250.

All overseas transactions are levied with a 3.5% transaction fee.

The monthly interest rate is annualized to arrive at the APR. Monthly Interest Rate is 3.1% pm and is annualized to arrive at an APR of 37.20%. Cash transactions will attract an interest rate of 3.49% pm (APR 41.88%).The APR at the time of credit card set up is fixed for a period of 3 months and will be reviewed every 3 months based on your risk behaviour at the sole discretion of the bank and the rate of interest applicable will vary between 2.49% pm (APR 29.88%) and 3.70% pm (APR 44.40%). The revised APR will be communicated through your monthly statement at the time of each revision and will be applicable for a period of 3 months from the date of revision.

Online banking
Bill desk: From different bank accounts directly to your card account.Visit https://www.sc.com/in/_documents/ billpay/billpay.html
NEFT / IBFT: From your bank account directly to your card account by quoting the IFSC code SCBL0036001 and the address as MG Road, Mumbai.
Visa money transfer: In case of visa franchisee credit cards, pay through your bank account using visa money transfer. Fees for visa money transfer may belevied by the initiating bank.
Standard Chartered online banking: Standard Chartered account holders can pay through an account transfer.
ECS: Electronic Clearing Service (ECS) instruction can be initiated by submitting an ECS form authorizing transfer of funds. The ECS form needs to be attested by the bank from which the payment has to be made. Payments can be made through ECS in New Delhi, Kolkata, Mumbai, Ahmedabad, Pune, Coimbatore, Chennai, Hyderabad and Bangalore. You are responsible for ensuring that the ECS is honoured.
Cheque / draft payment: Dropping a cheque or a draft in favour of your Standard Chartered Bank card no. xxxx xxxx xxxx xxxx (your 16 digit Card number) into any of our cheque collection boxes. Visit www.sc.com/in for the complete list of the locations of cheque collection boxes. The cheque or draft should be complete in all respects. Any material alteration must be duly counter signed.
Make your payments at least 3 days in advance of your payment due date to facilitate the timely credit of the funds into your card account. Note that your credit limit will only be increased by the amount you have repaid after our receipt of your funds. In case we do not receive payment by the payment due date, we reserve the right to levy interest and late payment charges.
If you hold multiple cards or EMI accounts with us, please give us clear instructions on the allocation of payment to these various card accounts on the reverse of your cheques. If you are issuing separate cheques for each card account, then, you should clearly specify not to allocate on the reverse of the cheque. In the absence of any specific information on this front, we will apply the funds first towards clearance of the minimum amount due in respect of all card accounts you hold with us. Thereafter, the excess payment will be allocated sequentially towards payment of the card account with highest balance. If any of your card account is overdue, we reserve the right to prioritize payments to overdue accounts first as per our internal policy. For cash payments, funds transfer and payment through online banking, individual payment should be made against each of the accounts.
Cash: Cash payments can only be deposited at our branches using teller facilities.

You must notify us immediately if you become aware that your credit card has been lost, stolen or misused.

Locations: Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune.

Contact number: 3940 4444 / 6601 4444

Locations: Allahabad, Amritsar, Bhopal, Bhubaneswar,Chandigarh, Cochin / Ernakulam,Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara.

Contact number: 3940 444 / 6601 444 Gurgaon, Noida -011 – 39404444 / 011 – 66014444

Locations: Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur.

Contact number: 1800 345 1000 Siliguri -1800 345 5000.

You must notify us immediately if you become aware that your credit card has been lost, stolen or misused.

Locations: Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune.

Contact number: 3940 4444 / 6601 4444

Locations: Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara.

Contact number: 3940 444 / 6601 444 Gurgaon, Noida -011 – 39404444 / 011 – 66014444

Locations: Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur.

Contact number: 1800 345 1000 Siliguri -1800 345 5000.

This cashback Credit Card provides multiple benefits to you:

  • 5% cashback on telephone bills
  • 5% cashback on utility bills
  • 5% cashback on fuel
  • Reward point for every INR 150 spent using your Credit Card.
  • Complimentary Priority Pass providing access to 1000+ airport lounges across the globe for Premium Banking Customers.
  • Discounts and offers across dining, shopping, travel and more with the Standard Chartered Good Life programme

You can apply online for the cashback Credit Card and get an instant in-principle decision.

Once you have submitted your application online, a bank representative will get in touch with you to complete the documentation requirements.
You can expect to get your Credit Card, subject to final Policy and verification checks of the Bank, within 7-15 days from the time you submit your documents and signed application form. Although it may take longer in some cases.

As a Super Value Titanium Credit Card user, you will earn Cashback on fuel, utility & telephone bills. For all other spends, the user will receive reward points.

As a Super Value Titanium Credit Card user, you have to use the bill pay platform of Standard Chartered Bank to get the cashback on utility and telephone bills.

A virtual DigiSmart Card is the online replication of the physical DigiSmart card with a unique card number, CVV, and expiry date. It can be used instantly from anywhere across the globe without the need of the plastic card- you can simply store the virtual card details on your smartphone.On issuing a DigiSmart card, you can easily apply for its virtual card too with a few, uncomplicated select-and-apply steps. On completing the process, you can access your virtual DigiSmart credit card for online shopping immediately with zero waiting time. To know more about the application process, click here. On issuing a DigiSmart card, you can easily apply for its virtual card too with a few, uncomplicated select-and-apply steps. On completing the process, you can access your virtual DigiSmart credit card for online shopping immediately with zero waiting time. To know more about the application process,