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A lady checking her grocery bill to calculate cashback earned on Manhattan card
  1. Credit Cards
  2. Manhattan Platinum Credit Card

Get rewarded for shopping

Manhattan Platinum Credit Card and enjoy a host of offers & discounts.

Manhattan Credit Card Benefits
  • Get

    cashback at supermarkets

  • Get
    3x rewards

    when you use your credit card for all other expenses

  • Redeem

    points for exciting products at the 360 Degree Rewards portal


5% cashback at supermarkets

Refer Terms and Condition for details

3x rewards

Get 3x rewards when you use your credit card for all other expenses.

Offers and discounts

Enjoy a host of offers and discounts across shopping, travel, and more with exclusive offers on your card. Know more


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  • Applicant’s age should be between 21 and 65

Monthly Income

  • Applicant should have a stable monthly income.

Other Requirements

  • All applications are subject to credit and other policy checks of the Bank

You will need

  • Identity Proof (Any One of the following Photo cards): Passport, Voter Id Card, Govt ID, etc..
  • PAN Card
  • Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.
  • 1 recent passport-sized Photograph

Financial documents for salaried

  • Latest one month salary slip

Financial documents for self employed

  • Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof.
  • Self Employed Professionals: Latest IT Returns, Business Continuity proof.

Joining Fee

Joining Benefits: 5000 Reward Points on payment of Joining Fees

Annual Fees:
INR 999+GST (2nd year onwards)

Renewal Benefits: Renewal fee reversed on spends greater than INR 120,000 in the previous year

Provided with all the document(s) required, it should take approximately 6 days to get your credit card approved.

The minimum amount due every month shall be higher of the following:

(a) 5% of statement outstanding or

(b) Sum total of all instalments billed, interest, fees, other charges, amount that is over limit and 1% of the principal or

(c) Rs 250

In case you have an unpaid minimum amount due from the previous month, the same will be added to the minimum amount due for the current month (as calculated above).

All overseas transactions are levied with a 3.5% transaction fee. This includes charges paid out to Visa / Mastercard for converting overseas transactions into INR. Pl note: transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a charge of 1% from Visa / Mastercard which is included as a part of the transaction amount in your statement.

Goods and Services Tax (GST) will be levied at the applicable rates in force on all taxable supplies with effect from 1 July 2017.

  • ₹ 0 for statement outstanding balance less than or equal to ₹ 100. ₹ 100 for statement outstanding balance between ₹ 101 and ₹ 500. ₹ 500 for statement outstanding balance between ₹ 501 and ₹ 5,000. ₹ 700 for statement outstanding balance between ₹ 5,001 and ₹ 10,000. ₹ 800 for statement outstanding balance between ₹ 10,000 and ₹ 25,000. ₹ 1200 for statement outstanding balance greater than ₹ 25,000.
  • Example: In case there is an outstanding of ₹ 4,000 on your credit card and ₹ 15,000 in your Balance Transfer account and payment is not made by the Payment Due Date. There will be a Late Payment Charge of ₹ 500 in your credit card account and ₹ 800 on your Balance Transfer account. The example above is for illustrative purposes only. All cards and all instalment products such as Instabuy, Balance Transfer, Dial-a-Loan etc. will each attract Late Payment Charges if payment is not made by the Payment Due Date.
  • The monthly interest rate is annualized to arrive at the annualized percentage rate (APR). Monthly interest rate of 3.75% pm is annualized to arrive at an APR of 45.00% for all Standard Chartered Credit Cards including Visa Infinite and Emirates World credit cards. However, for all instant credit card variants, the monthly interest rate is 1.99% pm (APR of 23.88%). Cash transactions will also attract an interest rate of 3.75% pm (APR of 45.00%).

Cashback on Grocery, Supermarkets and Departmental store spends (Avg INR 1,50,000 per Year – 5 % Cashback) INR 6,000
Rewards Points on Other Annual Spend (Avg INR 1,50,000 per Year – 3 Reward Points per INR 150) INR 750
Annual Fee Reversal on meeting INR 1,20,000 spends INR 999

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