Welcome to a world of benefits

Yes, you can apply for an add-on card. There will not be a separate credit card limit for the add-on card.

Unfortunately, yes. All overseas transactions are levied with a 3.5% transaction fee.

This cashback credit card provides multiple benefits, such as:
● 5% cashback on telephone bills
● 5% cashback on utility bills
● 5% cashback on fuel
● Reward point for every INR 150 spent using your credit card
● Complimentary Priority Pass providing access to 1000+ airport lounges across the globe for Premium Banking Customers

You can apply online for the cashback credit card and get an instant in-principle decision regarding its approval. Once you have submitted your application online, our bank representative will get in touch with you to complete the documentation requirements. From there on out, your card will be subject to final policy and verification checks of the bank and you should be able to receive it within 7-15 days from the time you submit your documents and the signed application form. Although it may take longer in some cases.

As a Super Value Titanium credit cardholder, you will receive cashback on fuel, utility and phone bills. For all other spends you will earn reward points.

Super Value Titanium credit cardholders are requested to use the bill pay platforms of Standard Chartered Bank to get cashback on utility and telephone bills.

A virtual Super Value Titanium credit card is the online replication of the physical card with a unique card number, CVV and expiry date. It can be used instantly from anywhere across the globe without the need of the physical card – you can simply store the virtual card details on your smartphone.
On issuing a Super Value Titanium credit card, you can easily apply for its virtual card too with a few, uncomplicated select-and-apply steps. On completing the process, you can access your virtual credit card for online shopping immediately with zero waiting time. To know more about the application process, click here.

VKYC, or simply Video KYC, is a feature that allows you to complete your KYC through a video from the comfort of your home while applying online for a Standard Chartered credit card, personal loan, or savings account. With this feature, our application process becomes even more simpler and completely contactless. Click here to learn more

Credit card transactions with Merchant Category Code (MCC) 6513, 7349 are covered under Rental Payments.

A Merchant Category Code (MCC) is a four-digit number assigned to a merchant/business by the merchant’s acquiring bank. These are defined by networks e.g. Visa, MasterCard.

A processing fee of 1% (plus taxes) would be applicable to all rental transactions. This fee will be over and above any charges applied by the merchant as communicated to the client at the time of transaction.

For example – If you pay INR 20,000 on a third-party rent payment platform using your Standard Chartered Bank Credit Card, 1% of transaction amount i.e. INR 200 plus taxes will be charged as a processing fee

Processing fee on rental payments will be effective from April 02, 2023.

The processing fee will be levied by 15^th of the next calendar month and will have a separate narration in the monthly statement.