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A Standard Chartered priority customer enjoying dining benefit of Priority Visa Infinite Credit Card
A Standard Chartered priority customer enjoying dining benefit of Priority Visa Infinite Credit Card

Standard Chartered Priority Visa Infinite credit card provides you with an exclusive and rewarding experience as a Priority Banking client.

The card to suit your lifestyle

Reserved for Priority Banking customers, the Priority Visa Infinite credit card offers you personalised services and be spoke privileges to match your lifestyle.

Features

Supplementary Credit Cards

Extend the benefits of your credit card to your family members by getting them lifetime free Supplementary credit cards.

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Contactless credit card

Enjoy faster checkouts, secure payments and complete freedom from cash, when you transact with a contactless credit card.

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Secure online transactions

Now enjoy enhanced security for online transactions on your credit card through 3D secure OTP verification.

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Online banking and Standard Chartered mobile

Check your card balance and make convenient and instant card payments via online banking and Standard Chartered mobile.

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Kuch Bhi on EMI

Convert your big spendings above INR 5,000 to easy EMI with Kuch Bhi on EMI through online banking or SC mobile. Enjoy attractive pricing and flexible tenure options.

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360° rewards

Redeem your reward points against our new online catalogue with the Standard Chartered 360° rewards programme.

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Dial-a-loan

Get loans on your credit card upto INR 5,00,000. Flexible tenure from 12 to 60 months. Terms and conditions.

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Balance transfer

Transfer card balance upto INR 5,00,000 from other bank credit card at attractive interest rate.

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Balance on EMI

Convert your entire outstanding (upto INR 5,00,000) into EMIs. Zero processing fee.

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Fee and Rates

 Details
Charges
Annualized Percentage Rate (w.e.f. 1 May 2021): The monthly interest rate is annualized to arrive at the annualized percentage rate (APR).

Monthly interest rate of 3.75% pm is annualized to arrive at an APR of 45.00% for all Standard Chartered Credit Cards including Visa Infinite and Emirates World credit cards.

However, for all instant credit card variants, the monthly interest rate is 1.99% pm (APR of 23.88%).

Cash transactions will also attract an interest rate of 3.75% pm (APR of 45.00%).

ATM withdrawals: INR 100 for statement outstanding balance less than or equal to INR 500.

INR 350 for statement outstanding balance between INR 501 and INR 2,000.

INR 500 for statement outstanding balance between INR 2,001 and INR 4,000.

INR 700 for statement outstanding balance between INR 4,001 and INR 20,000.

INR 800 for statement outstanding balance greater than INR 20,000.

Click here for credit cards rates and tariff

Eligibility and Documents

Eligibility

  • Applicant’s age should be between 21 and 65 years.
  • Applicant should have a stable monthly income.
  • Applicant should belong to credit cards sourcing cities / locations of the bank.
  • All applications are subject to credit and other policy checks of the bank.

Documents required

  • Identity proof:
    • Aadhaar
    • Any one of the following photo cards:
      • Passport
      • PAN card
      • Voter ID card
      • Govt ID
  • Address Proof (Any One of the following documents with current residence address):
    • Aadhar Card
    • Passport
    • Driving License
    • Election/Voter’s ID Card
    • Job card issued by NREGA duly signed by an officer of the State Government
    • The letter issued by the National Population Register containing details of name, address
  • One recent passport-sized photograph
  • Financial documents:
    • Salaried: Latest one month salary slip
    • Self employed businessmen:
      • Latest IT returns with computation of income / certified financials, last business continuity proof
    • Self employed professionals:
      • Latest IT returns
      • Business continuity proof
        or
      • You can also apply on the basis of other bank credit card statement

FAQs

  • Subject to documents being complete and accurate, it should take approximately 9 days to get your credit card approved.

  • The minimum amount due every month shall be higher than the following:

    (a) 5% of statement outstanding or

    (b) Sum total of all installments billed, interest, fees, other charges, amount that is over limit and 1% of the principal or

    (c) INR 250

    In case you have an unpaid minimum amount due from the previous month, the same will be added to the minimum amount due for the current month (as calculated above).

  • All overseas transactions are levied with a 3.5% transaction fee.

    This includes charges paid out to Visa / Mastercard for converting overseas transactions into INR.

    Please note that the transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a charge of 1% from Visa / Mastercard which is included as a part of the transaction amount in your statement.

  • Goods and Services Tax (GST) will be levied at the applicable rates in force on all taxable supplies with effect from 1 July 2017.

  • ₹ 0 for statement outstanding balance less than or equal to ₹ 100. ₹ 100 for statement outstanding balance between ₹ 101 and ₹ 500. ₹ 500 for statement outstanding balance between ₹ 501 and ₹ 5,000. ₹ 700 for statement outstanding balance between ₹ 5,001 and ₹ 10,000. ₹ 800 for statement outstanding balance between ₹ 10,000 and ₹ 25,000. ₹ 1200 for statement outstanding balance greater than ₹ 25,000.

    Example: In case there is an outstanding of ₹ 4,000 on your credit card and ₹ 15,000 in your Balance Transfer account and payment is not made by the Payment Due Date. There will be a Late Payment Charge of ₹ 500 in your credit card account and ₹ 800 on your Balance Transfer account. The example above is for illustrative purposes only. All cards and all instalment products such as Instabuy, Balance Transfer, Dial-a-Loan etc. will each attract Late Payment Charges if payment is not made by the Payment Due Date.

  • The monthly interest rate is annualized to arrive at the annualized percentage rate (APR).

    Monthly interest rate of 3.75% pm is annualized to arrive at an APR of 45.00% for all Standard Chartered Credit Cards including Visa Infinite and Emirates World credit cards.

    However, for all instant credit card variants, the monthly interest rate is 1.99% pm (APR of 23.88%).

    Cash transactions will also attract an interest rate of 3.75% pm (APR of 45.00%).

  • You must notify us immediately if you become aware that your card has been lost, stolen or misused.

    Locations: Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune

    Contact number : 3940 4444 / 6601 4444

    Locations: Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara

    Contact number : 3940 444 / 6601 444

    Locations: Gurgaon, Noida

    Contact number : 011 – 39404444 / 011 – 66014444

    Locations: Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur

    Contact number : 1800 345 1000

    Location: Siliguri

    Contact number : 1800 345 5000

    1. Bill Desk
      From different bank accounts directly to your card account. Click here for more details.
    2. NEFT / IBFT
      From your bank account directly to your card account by quoting the IFSC code SCBL0036001 and the address as MG Road, Mumbai.
    3. Visa money transfer
      In case of Visa franchisee credit cards, pay through your bank account using Visa money transfer.
      Fees for Visa money transfer may be levied by the initiating bank.
    4. Standard Chartered online banking
      Standard Chartered account holders can pay through an account transfer.
    5. NACH
      National Automated Clearing House facilitates standing instructions from your account to the credit card.
      This can be initiated by submitting an NACH form authorizing transfer of funds.
      This form needs to be attested by the bank from where the payment needs to be made.
      You are responsible for ensuring that the debit instruction is honored.
    6. Cheque / Draft payment
      Dropping a cheque or a draft in favour of your Standard Chartered bank card no. xxxx xxxx xxxx xxxx (your 16 digit card number) into any of our cheque collection boxes.
      Visit here  for the complete list of the locations of cheque collection boxes.
      The cheque or draft should be complete in all respects. Any material alteration must be duly counter signed.
      Make your payments at least 3 days in advance of your payment due date to facilitate the timely credit of the funds into your card account. Note that your credit limit will only be increased by the amount you have repaid after our receipt of your funds. In case we do not receive payment by the payment due date, we reserve the right to levy interest and late payment charges. If you hold multiple cards or EMI accounts with us, please give us clear instructions on the allocation of payment to these various card accounts on the reverse of your cheques. If you are issuing separate cheques for each card account, then you should clearly specify not to allocate on the reverse of the cheque.In the absence of any specific information on this front, we will apply the funds first towards clearance of the minimum amount due in respect of all card accounts you hold with us.Thereafter, the excess payment will be allocated sequentially towards payment of the card account with highest balance.If any of your card account is overdue, we reserve the right to prioritize payments to overdue accounts first as per our internal policy.For cash payments, funds transfer and payment through online banking, individual payment should be made against each of the accounts.
    7. Cash
      Cash payments can only be deposited at our branches using teller facilities. INR 100 will be charged per payment transaction for card payment made by depositing cash at any Standard Chartered branch. The same will reflect in the next month’s statement.
  • Visa credit card payment allows you to transfer funds from our existing Standard Chartered account to any Visa credit card within India.

  • To access this service, click here and just login to online banking.

  • You can transfer funds to any Visa credit card across India.

  • Yes, you can pay your Visa credit card bills using Visa credit card payment.

    Just enter the card number that you wish to make a payment in the beneficiary card details.

  • No, you cannot pay your Mastercard credit card bills using Visa credit card payment.

  • Funds are usually credited within 3-4 working days from the date of receipt of the request.

  • No , but  you need to be a registered user of online banking. There is no separate registration to use the Visa credit card payment service.

  • You only need to know the 16 digit credit card number of the beneficiary card.

  • Currently there are no charges levied on this service.

  • Yes, there is a Minimum Limit of INR 100/- and a Maximum Limit of INR 49,999/- per transfer. The per day Transaction Limit is INR 100,000.

  • No, once the transfer has been initiated neither can it be stopped nor can the beneficiary card details or transferred amount be changed.

  • No, only resident bank accounts can be used to transfer funds.

  • At the merchant site, enter your card details.

    You will then be directed to a Standard Chartered security page where you will be required to enter the OTP (One Time Password) that is sent to your registered mobile number and registered email ID.

    Enter the OTP and complete the transaction.

    Please note that the OTP will appear in lieu of the verified by Visa / Mastercard secure password.

  • In case you do not receive the OTP within 30 seconds, you can request for another OTP by pressing the “Resend OTP” number.

    If you do not receive the OTP after multiple attempts, please call our phone banking numbers to ensure your mobile number is registered with us.

  • Yes, you can apply for a virtual card for Platinum Rewards credit card. To know more, click here.

  • The first year fee is INR 250 and the renewal fee (from 2nd year onwards) is also INR 250.

  • 100% cashback upto INR 500 is applicable on Restaurant spends in the first 90 days. Whereas, renewal fee to be reversed on spending INR 60,000 in the Year.

  • No, supplementary cards do not attract neither a first year fee nor a renewal fee. Joining offers are also not applicable to Supplementary Cards.

Term and Conditions