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The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

    How would you like to apply?

    I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

    *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

    *Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

    Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered Current/Checking/Savings Account holder

      Standard Chartered Visa Infinite X Credit Card
      1. Credit Cards | Types & Application
      2. Visa Infinite X Metal Credit Card

      Enjoy 30,000 Miles¹ when you apply for the Visa Infinite X Metal Credit Card.

      Visa Infinite X Metal Credit Card Benefits

      • Enjoy welcome gift of
        30,000 miles.

        Annual fee of S$695.50 applies

      • Get rewarded
        with more miles.

        Up to 2 miles with every $1 spent.

      • Enjoy
        flexible redemption.

        Choice of air miles, cash rewards and travel credits.

      Our Miles Credit Card Features

      Flexibility of redemption

      Enjoy a choice of air miles, cash rewards and travel credits. Earn up to 2 Air Miles, 2% Cash Reward or use your 360 Rewards Points for Travel Credits. Standard Chartered Visa Infinite X Card Rewards Promotion Terms and Conditions apply.

      Complimentary Priority Pass

      Enjoy 2 complimentary visits to Priority Pass lounges around the world each year. to activate your Priority Pass, Please click here. Terms and Conditions apply. Please refer here for Frequently Asked Questions.

      SC EasyRewards

      Use your 360° Rewards Points to redeem for Hotel Partner Points or Airline Partner Miles via Transfer Rewards. Use of 360° Rewards Points to offset Travel Purchase Qualifying Transactions will temporarily be unavailable from 25 April 2022 until further notice. SC EasyRewards Programme Terms and Conditions apply. Find out more.

      Rewards Points never expire

      3600 Points never expire.
      Show more Show less

       

      SC EasyRewards – Use your 360° Rewards Points to redeem for Hotel Partner Points or Airline Partner Miles via Transfer Rewards. Use of 360° Rewards Points to offset Travel Purchase Qualifying Transactions will temporarily be unavailable from 25 April 2022 until further notice.

      SC EasyRewards - SC Mobile
      SC EasyRewards - Online Banking

      Enjoy up to 30% off your dining bill at participating restaurants at Marina Bay Sands with your X Card! Promotion is valid from 1 February 2022 till 31 January 2023. Find out more at sc.com/sg/promotions/mbs

      Enjoy added protection and peace of mind when shopping online with your Visa Infinite Credit Card.

             

      Simply use your Visa Infinite Card to pay for your online purchases where the shipping method can be tracked and be covered for possible losses.

         

      Up to USD$1,000 per claim per annum for any of the following instances:

      • Non-delivery of purchased item after 30 days of scheduled delivery
      • Wrong or incomplete delivery of purchased item
      • Physical damage to the delivered item

      Click here for FAQs. Please note cardholder must have copy of purchase receipt, shipment tracking number and other selected details to submit a claim.

         

      For full details of your coverage or claims submission, visit AIG Cardholder Insurance Portal at www.aig.com/visa/apac

        

      This information is made available by AIG and its local representatives who is the insurer under the Program and neither Standard Chartered Bank (Singapore) Limited nor Visa makes any representation or warranty about its completeness or accuracy. Please visit www.aig.com/visa/apac for full details of coverage terms, including disclaimers and exclusions, or contact AIG or its local representatives via email or phone number for any queries or information.

      • Enjoy seven premium benefits when you book your stay through the Visa Luxury Hotel Collection website with your Visa Infinite card:
        • Best available rate guarantee
        • Automatic room upgrade upon arrival, when available
        • Complimentary in-room Wi-Fi, when available
        • Complimentary continental breakfast daily
        • US$25 food or beverage daily
        • VIP Guest status
        • 3PM check-out upon request, when available
      • Promotion is valid till 31 Dec 2022
      • Terms and conditions apply
      • Enjoy S$20 member credits for Home Based Pre-Departure tests including PCR, Serology, ART, etc.
      • Simply make your payment with your Visa Infinite card at the WhiteCoat booking platform to redeem this offer
      • Promotion is valid till 31 Dec 2022
      • Terms and conditions apply
      • Enjoy 50% off weekday green fees at 50 participating golf clubs across Southeast Asia when you pay with your Visa Infinite card
      • Promotion is valid till 31 Dec 2022
      • Terms and conditions apply
      • Enjoy additional 7% off on worldwide hotel bookings
      • Book here and check out via the “Redeem” button with your Visa card to redeem this offer
      • Promotion is valid till 31 Dec 2025
      • Terms and conditions apply
      • Enjoy 10% discount on car rental bookings when you pay with your Visa card
      • Promotion is valid till 1 Apr 2026
      • Terms and conditions apply

      Fees and Charges
      Annual Fees

      Principal card : S$695.50 including GST.
      Supplementary card : S$107 including GST.
      (Annual fee is strictly non-waivable)

      Finance Charges

      Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received.

      Cash Advance

      Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment.

      Late Payment Charges

      A late payment charge of S$100 will be charged if minimum payment due is not received by the due date.

      For more details on all other applicable fees and charges,  please click here.

      Application Eligibility

      • Aged: 21 – 65 years
      • Minimum annual income:
        • For Priority/Private Banking customers: S$30,000
        • For all other customers: S$80,000

      For Existing Standard Chartered Credit Cardholders

      No documents are required.

      However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

      For New Customers or Existing Customers with Change(s) in Income/Employment

      For SingPass holders applying with MyInfo

      No documents are required

      For salaried employees:
      • Copy of NRIC (front and back)
      • Latest computerised payslip OR
      • Latest 6 months’ CPF Contribution History Statement OR
      • To be considered for a higher loan amount, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.
      For self-employed
      • Copy of NRIC (front and back)
      • Copy of 2 year income tax notice of assessment (must be in business for a minimum of 2 years)
      For commission earner (any one from below)
      • Latest 3 months payslip + Latest income tax notice of assessment
      • Latest 6 months CPF contribution history statement
      • Latest 3 months payslip
      • Copy of 2 year income tax notice of assessment ( For 100% commission earner)

      Refer to application form for details

      Application Eligibility

      • Aged: 21 – 65 years
      • Minimum annual income:
        • For Priority/Private Banking customers: S$60,000
        • For all other customers: S$80,000
      • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
      • Q Pass holders must have minimum one year validity remaining on their passes

      For Existing Standard Chartered Credit Cardholders

      No documents are required.

      However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

      For New Customers or Existing Customers with Change(s) in Income/Employment

      For SingPass holders applying with MyInfo

      No documents are required

      Please prepare the following:
      • Copy of Passport (with at least 6 months’ validity)
      • Copy of your Employment Pass (with at least 6 months’ validity)
      • Any ONE of the following documents:
        (i) Latest utility bill, rates or tax bill
        (ii) Latest bank / credit card statement (e-Statements are accepted)
        (iii) Rental agreement showing your address
        (iv) Latest mobile phone statement or pay-TV statement
        (v) Letter from employer stating current address
        (vi) Government-issued document stating current address (e.g. IRAS, CPF, ICA)
      Additional Documents:
      For Salaried Employees/Partial Commission-based Earners
      • Latest computerised payslip

        To be considered for a higher loan amount, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.

      For 100% Commission-based Earners
      • Copy of NRIC (front and back)
      • (i) Latest Income Tax Notice of Assessment (NOA) OR
        (ii) Latest 3 months of Commission Statement from same employer
      For Self-employed
      • Latest Income Tax Notice of Assessment (NOA)

      To be eligible for the SC EasyRewards Programme, you must hold a valid Standard Chartered Visa infinite X Credit Card issued by Standard Chartered Bank (Singapore) Limited (the “X Card”) as a principal cardholder (“X Cardholder”).

      The SC EasyRewards Programme allows X Cardholders to use their 360° Rewards Points to offset Travel Purchase Qualifying Transactions or to use their 360° Rewards Points to redeem for participating hotel partner’s loyalty points (“Hotel Partner Points”) or participating airline partner’s miles (“Airline Partner Miles”) (via Transfer Rewards).

      You can access SC EasyRewards via SC Mobile app or Online Banking (sc.com/sg).

      X Cardholders can redeem their Points for Travel Credits. Travel Credits are cash amounts credited into the principal cardholder’s X Card account and Travel Credits can only be used to offset Travel Purchase Qualifying Transactions. For every 250 Points redeemed by X Cardholders, S$1 (or its equivalent in foreign currency) worth of Travel Credits will be credited into the X Cardholder’s X Card account for the purposes of offsetting Travel Purchase Qualifying Transactions.

      Travel Purchase Qualifying Transactions are retail spends charged to the X Card classified under the Merchant Category Codes (“MCC”) of:

      1. Airline (300-3350, 4511)
      2. Car Rental Agencies (3351 – 3441, 7512);
      3. Hotels, Motels, Resorts (3501 – 3836, 7011);
      4. Passenger Railways (3836 – 4112);
      5. Steamship and Cruise Lines (4411 – 4457)
      6. Boat Rentals and Leasing such as Jet Skis, powerboats, yachts (4457);
      7. Travel Agencies and Tour Operators (4722 and 4723); or
      8. Tourist Attractions and Exhibits such as botanical gardens, craft shows, museums, and wineries.(7991)
      1. The first way is by using your 360° Rewards Points to offset Travel Purchase Qualifying Transactions in either of the two methods (Pre-Transaction Activation or Post-Transaction SMS Trigger) below

      Pre-Transaction Activation

      1. This is when you select your X Card by clicking on the “Purchase with Rewards” icon via the “My Credit Card Rewards” option in mobile app and/or “View my Rewards” option in online banking;
      2. Upon activating this option, the redemption of 360° Rewards Points is only valid for the offsetting of the next Travel Purchase Qualifying Transaction made on your X Card. You will receive a confirmation SMS (“Pre-Transaction Activation SMS”) to your mobile number that is registered with the Bank (“Bank Registered Mobile Number”) for a successful redemption;
      3. The Pre-Transaction Activation is enabled for Travel Purchase Qualifying Transactions charged and with a minimum transaction value of S$100 or its equivalent in foreign currency converted to Singapore Dollar.
      4. You must have sufficient 360° Rewards Points as a Standard Chartered Cardholder aggregated across all your Points earning credit cards for a partial or full redemption; and
      5. There is no cap to the number of Pre-transaction Activation SMS you can activate to redeem Points to offset the next Travel Purchase Qualifying Transaction made on your X Card.

      Post-Transaction SMS Trigger

      1. This is where an SMS is automatically triggered to your Bank Registered Mobile Number to redeem your Points to offset a Travel Purchase Qualifying Transaction when you charge a Travel Purchase Qualifying Transaction with a minimum transaction value of S$100 or its equivalent in foreign currency converted to Singapore Dollar to your X Card (“Post-Transaction SMS”);
      2. By charging a Travel Purchase Qualifying Transaction with a minimum transaction value of S$100 or its equivalent in foreign currency converted to Singapore Dollar to your X Card, you agree to receive such an SMS from the Bank.
      3. If you agree to use your Points to offset your Travel Purchase Qualifying Transaction stated in our SMS, you must reply to us in accordance with the required format (Example: “35” to 72834) set out in our SMS (“Reply SMS”) within a period of 24 hours from the time of receipt of the Post-Transaction SMS; Notwithstanding the foregoing, you will only receive a maximum of 1 Post-Transaction SMS per day and a maximum of 3 Post-Transaction SMSes per calendar month;

      There is no cap to the number of Pre-Transaction Activation SMS a X cardholder can activate.

      You will get a maximum of 1 SMS per day and a maximum of 3 SMS per calendar month base on system trigger.

      Once you have received 3 SMS in a calendar month base on meeting the eligible minimum transaction spend in the Travel Purchase Qualifying Transaction MCC, SC EasyRewards will stop triggering further SMS.

      All X cardholders are automatically opted in to SC EasyRewards. By charging a Travel Purchase Qualifying Transaction of a minimum value of S$100 to your X Card, you agree to receive such an SMS from the Bank.

      With Transfer Rewards, you can select from a list of participating merchants to transfer your 360° Rewards Points and choose to convert your 360° Rewards Points into Hotel Partner Points or Airline Partner Miles.

      For each conversion of 360° Rewards Points to such Hotel Partner Points or Airline Partner Miles, a transfer fee of S$26.75 (including GST) is chargeable. The estimated period for processing of a conversion request is 5-7 working days or more.

      PARTNER LOYALTY PROGRAMME
      Air France KLM Flying Blue
      Emirates Emirates Skywards
      Etihad Airways Etihad Guest
      EVA Air Infinity MileageLands
      Lufthansa Miles & More
      Qantas Qantas Frequent Flyer
      Qatar Airways Privilege Club
      United Airlines MileagePlus
      AccorHotels Le Club AccorHotels
      InterContinental Hotels Group IHG® Rewards Club

      The estimated period for processing of a conversion request is 5-7 working days or more.

      For full SC EasyRewards terms and conditions, please click here

      Please visit https://av.sc.com/sg/content/docs/x-card-tnc.pdf to view the list of transactions which are not eligible to earn rewards points.

      To apply for your complimentary Priority Pass membership, simply activate your principal Standard Chartered Visa Infinite X Card and SMS SCX (space) PP (space) last 4 digits of credit card number to 77222 (Example: SCX PP 1234) using your registered mobile number with the Bank.

      There is no expiry date on your rewards points earned on your Standard Chartered Visa Infinite X Card.

      You may enjoy complimentary Travel Insurance worth $1,000,000 when you travel. Simply charge your full fare to your card before you go abroad. Please click here for terms and conditions.

      The annual fee charged on your Standard Chartered Visa Infinite X Card is strictly non-waivable.

      Click here for more FAQs.

      As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:
      • ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
      • Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

      If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

      Free Credit Report

      If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website  or at their registered office. You will need the following documents to obtain the free credit report:

      • Card carrier that comes with your credit card
      • NRIC

      Credit Bureau (Singapore) Pte Ltd
      2 Shenton Way
      #20-02 SGX Centre 1
      Singapore 068804
      Tel: +65 6565 6363
      www.creditbureau.com.sg

      *Note: The free credit report is not available for renewed or replaced cards.

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