Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving sc.com/sg and entering a website operated by other parties.

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

Standard Chartered Visa Infinite X Credit Card Standard Chartered Visa Infinite X Credit Card
  1. Credit Cards
  2. Standard Chartered Visa Infinite X Credit Card

Enjoy 30,000 Miles¹ when you apply for the X Card.

Visa Infinite X Metal Credit Card Benefits

  • Annual fee of S$695.50 applies

  • Up to 2 miles with every $1 spent.

  • Choice of air miles, cash rewards and travel credits.

  • of Disney+ subscription when you successfully activate your card. T&Cs apply.

Features

Flexibility of redemption

Enjoy a choice of air miles, cash rewards and travel credits. Earn up to 2 Air Miles, 2% Cash Reward or use your 360 Rewards Points for Travel Credits. Standard Chartered Visa Infinite X Card Rewards Promotion Terms and Conditions apply.

Complimentary Priority Pass

Enjoy 2 complimentary visits to Priority Pass lounges around the world each year. to activate your Priority Pass, Please click here. Terms and Conditions apply. Please refer here for Frequently Asked Questions.

SC EasyRewards

Use your 3600 Rewards Points to offset online food delivery, grocery and dining transactions, Travel Purchase or redeem for Hotel Partner Points or Airline Partner Miles via Transfer Rewards. SC EasyRewards Programme Terms and Conditions apply. Find out more.

Rewards Points never expire

3600 Points never expire.
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SC Easy Rewards – Use your 360° Rewards Points to offset Every Purchase Qualifying Transactions, Travel Purchase Qualifying Transactions or redeem for Hotel Partner Points or Airline Partner Miles via Transfer Rewards

SC EasyRewards - SC Mobile
SC EasyRewards - Online Banking

Enjoy up to 30% off your dining bill at participating restaurants at Marina Bay Sands with your X Card! Promotion ends on 31 Dec’21. Find out more at www.sc.com/sg/promotions/mbs/

Hertz Asia

  • Simply book with your card and enjoy:
    • 10% savings on self-drive car rentals for USA, Canada, Europe, Australia, New Zealand and Asia
    • One complimentary rental day with minimum 6 or more days’ rental in a booking
    • Free one car class upgrade with minimum 5 or more days’ rental in a booking
  • To redeem this offer, please visit hertzasia.com/visa
  • Terms and conditions apply.

Exclusive Hotel & Resort Rewards at The St. Regis, Shangri-La Hotels & Resorts and Mandarin Oriental

  • Simply book your stay with your card and enjoy:
    • Complimentary upgrades and VIP amenities with minimum 3 nights stay, subject to availability at individual property
    • Free breakfast for 2 for each stay
    • Early check-in and 4pm late check-out, subject to availability
    • Personal greeting on arrival
  • To redeem this offer, please call Visa Concierge at 1800 823 2049 (Singapore) or +65 6823 2049 (Overseas).
  • Terms and conditions apply.

Golf Privileges

  • Enjoy 30% off green at participating golf clubs in Asia Pacific region
    • Advance booking period: minimum 4 days for weekdays and 7 days for weekends
    • Minimum booking of 2 golfers per flight for weekdays and 3 golfers per flight for weekends will be required (Minimum booking of 4 golfers per flight is required for golf clubs in Korea on weekdays)
    • Golf clubs may impose restriction on weekend tee-times and public holidays are regarded as weekends (golf clubs in Korea do not accept bookings on weekends)
    • Each golfer must have a valid golf handicap
    • Cancellation and amendment fees apply
  • To make a booking, please download the Visa Concierge app or call Visa Concierge at 1800 823 2049 (Singapore) or +65 6823 2049 (Overseas).

Enjoy added protection and peace of mind when shopping online with your Visa Infinite Credit Card.

       

Simply use your Visa Infinite Card to pay for your online purchases where the shipping method can be tracked and be covered for possible losses.

   

Up to USD$1,000 per claim per annum for any of the following instances:

  • Non-delivery of purchased item after 30 days of scheduled delivery
  • Wrong or incomplete delivery of purchased item
  • Physical damage to the delivered item

Click here for FAQs. Please note cardholder must have copy of purchase receipt, shipment tracking number and other selected details to submit a claim.

   

For full details of your coverage or claims submission, visit AIG Cardholder Insurance Portal at www.aig.com/visa/apac

  

This information is made available by AIG and its local representatives who is the insurer under the Program and neither Standard Chartered Bank (Singapore) Limited nor Visa makes any representation or warranty about its completeness or accuracy. Please visit www.aig.com/visa/apac for full details of coverage terms, including disclaimers and exclusions, or contact AIG or its local representatives via email or phone number for any queries or information.

Fees and Charges
Annual Fees

Principal card : S$695.50 including GST.
Supplementary card : S$107 including GST.
(Annual fee is strictly non-waivable)

Finance Charges

Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received.

Cash Advance

Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment.

Late Payment Charges

A late payment charge of S$100 will be charged if minimum payment due is not received by the due date.

For more details on all other applicable fees and charges,  please click here.

Application Eligibility

  • Aged: 21 – 65 years
  • Minimum annual income:
    • For Priority/Private Banking customers: S$30,000
    • For all other customers: S$80,000

For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

For New Customers or Existing Customers with Change(s) in Income/Employment

For SingPass holders applying with MyInfo

No documents are required

For salaried employees:
  • Copy of NRIC (front and back)
  • Latest computerised payslip OR
  • Latest 6 months’ CPF Contribution History Statement OR
  • To be considered for a higher loan amount, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.
For self-employed
  • Copy of NRIC (front and back)
  • Copy of 2 year income tax notice of assessment (must be in business for a minimum of 2 years)
For commission earner (any one from below)
  • Latest 3 months payslip + Latest income tax notice of assessment
  • Latest 6 months CPF contribution history statement
  • Latest 3 months payslip
  • Copy of 2 year income tax notice of assessment ( For 100% commission earner)

Refer to application form for details

Application Eligibility

  • Aged: 21 – 65 years
  • Minimum annual income:
    • For Priority/Private Banking customers: S$60,000
    • For all other customers: S$80,000
  • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
  • Q Pass holders must have minimum one year validity remaining on their passes

For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

For New Customers or Existing Customers with Change(s) in Income/Employment

For SingPass holders applying with MyInfo

No documents are required

Please prepare the following:
  • Copy of Passport (with at least 6 months’ validity)
  • Copy of your Employment Pass
  • Any ONE of the following documents:
    (i) Latest utility bill, rates or tax bill
    (ii) Latest bank / credit card statement (e-Statements are accepted)
    (iii) Rental agreement showing your address
    (iv) Latest mobile phone statement or pay-TV statement
    (v) Letter from employer stating current address
    (vi) Government-issued document stating current address (e.g. IRAS, CPF, ICA)
Additional Documents:
For Salaried Employees/Partial Commission-based Earners
  • Latest computerised payslip

    To be considered for a higher loan amount, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.

For 100% Commission-based Earners
  • Copy of NRIC (front and back)
  • (i) Latest Income Tax Notice of Assessment (NOA) OR
    (ii) Latest 3 months of Commission Statement from same employer
For Self-employed
  • Latest Income Tax Notice of Assessment (NOA)

To be eligible for the SC EasyRewards Programme, you must hold a valid Standard Chartered Visa infinite X Credit Card issued by Standard Chartered Bank (Singapore) Limited (the “X Card”) as a principal cardholder (“X Cardholder”).

The SC EasyRewards Programme allows X Cardholders to use their 360° Rewards Points to offset Travel Purchase Qualifying Transactions or to use their 360° Rewards Points to redeem for participating hotel partner’s loyalty points (“Hotel Partner Points”) or participating airline partner’s miles (“Airline Partner Miles”) (via Transfer Rewards).

You can access SC EasyRewards via SC Mobile app or Online Banking (sc.com/sg).

X Cardholders can redeem their Points for Travel Credits. Travel Credits are cash amounts credited into the principal cardholder’s X Card account and Travel Credits can only be used to offset Travel Purchase Qualifying Transactions. For every 250 Points redeemed by X Cardholders, S$1 (or its equivalent in foreign currency) worth of Travel Credits will be credited into the X Cardholder’s X Card account for the purposes of offsetting Travel Purchase Qualifying Transactions.

Travel Purchase Qualifying Transactions are retail spends charged to the X Card classified under the Merchant Category Codes (“MCC”) of:

  1. Airline (300-3350, 4511)
  2. Car Rental Agencies (3351 – 3441, 7512);
  3. Hotels, Motels, Resorts (3501 – 3836, 7011);
  4. Passenger Railways (3836 – 4112);
  5. Steamship and Cruise Lines (4411 – 4457)
  6. Boat Rentals and Leasing such as Jet Skis, powerboats, yachts (4457);
  7. Travel Agencies and Tour Operators (4722 and 4723); or
  8. Tourist Attractions and Exhibits such as botanical gardens, craft shows, museums, and wineries.(7991)
  1. The first way is by using your 360° Rewards Points to offset Travel Purchase Qualifying Transactions in either of the two methods (Pre-Transaction Activation or Post-Transaction SMS Trigger) below

Pre-Transaction Activation

  1. This is when you select your X Card by clicking on the “Purchase with Rewards” icon via the “My Credit Card Rewards” option in mobile app and/or “View my Rewards” option in online banking;
  2. Upon activating this option, the redemption of 360° Rewards Points is only valid for the offsetting of the next Travel Purchase Qualifying Transaction made on your X Card. You will receive a confirmation SMS (“Pre-Transaction Activation SMS”) to your mobile number that is registered with the Bank (“Bank Registered Mobile Number”) for a successful redemption;
  3. The Pre-Transaction Activation is enabled for Travel Purchase Qualifying Transactions charged and with a minimum transaction value of S$100 or its equivalent in foreign currency converted to Singapore Dollar.
  4. You must have sufficient 360° Rewards Points as a Standard Chartered Cardholder aggregated across all your Points earning credit cards for a partial or full redemption; and
  5. There is no cap to the number of Pre-transaction Activation SMS you can activate to redeem Points to offset the next Travel Purchase Qualifying Transaction made on your X Card.

Post-Transaction SMS Trigger

  1. This is where an SMS is automatically triggered to your Bank Registered Mobile Number to redeem your Points to offset a Travel Purchase Qualifying Transaction when you charge a Travel Purchase Qualifying Transaction with a minimum transaction value of S$100 or its equivalent in foreign currency converted to Singapore Dollar to your X Card (“Post-Transaction SMS”);
  2. By charging a Travel Purchase Qualifying Transaction with a minimum transaction value of S$100 or its equivalent in foreign currency converted to Singapore Dollar to your X Card, you agree to receive such an SMS from the Bank.
  3. If you agree to use your Points to offset your Travel Purchase Qualifying Transaction stated in our SMS, you must reply to us in accordance with the required format (Example: “35” to 72834) set out in our SMS (“Reply SMS”) within a period of 24 hours from the time of receipt of the Post-Transaction SMS; Notwithstanding the foregoing, you will only receive a maximum of 1 Post-Transaction SMS per day and a maximum of 3 Post-Transaction SMSes per calendar month;

There is no cap to the number of Pre-Transaction Activation SMS a X cardholder can activate.

You will get a maximum of 1 SMS per day and a maximum of 3 SMS per calendar month base on system trigger.

Once you have received 3 SMS in a calendar month base on meeting the eligible minimum transaction spend in the Travel Purchase Qualifying Transaction MCC, SC EasyRewards will stop triggering further SMS.

All X cardholders are automatically opted in to SC EasyRewards. By charging a Travel Purchase Qualifying Transaction of a minimum value of S$100 to your X Card, you agree to receive such an SMS from the Bank.

With Transfer Rewards, you can select from a list of participating merchants to transfer your 360° Rewards Points and choose to convert your 360° Rewards Points into Hotel Partner Points or Airline Partner Miles.

For each conversion of 360° Rewards Points to such Hotel Partner Points or Airline Partner Miles, a transfer fee of S$26.75 (including GST) is chargeable. The estimated period for processing of a conversion request is 5-7 working days or more.

PARTNER LOYALTY PROGRAMME
Air France KLM Flying Blue
Emirates Emirates Skywards
Etihad Airways Etihad Guest
EVA Air Infinity MileageLands
Lufthansa Miles & More
Qantas Qantas Frequent Flyer
Qatar Airways Privilege Club
United Airlines MileagePlus
AccorHotels Le Club AccorHotels
InterContinental Hotels Group IHG® Rewards Club

The estimated period for processing of a conversion request is 5-7 working days or more.

For full SC EasyRewards terms and conditions, please click here

Please visit https://av.sc.com/sg/content/docs/x-card-tnc.pdf to view the list of transactions which are not eligible to earn rewards points.

To apply for your complimentary Priority Pass membership, simply activate your principal Standard Chartered Visa Infinite X Card and SMS SCX (space) PP (space) last 4 digits of credit card number to 77222 (Example: SCX PP 1234) using your registered mobile number with the Bank.

There is no expiry date on your rewards points earned on your Standard Chartered Visa Infinite X Card.

You may enjoy complimentary Travel Insurance worth $1,000,000 when you travel. Simply charge your full fare to your card before you go abroad. Please click here for terms and conditions.

The annual fee charged on your Standard Chartered Visa Infinite X Card is strictly non-waivable.

Click here for more FAQs.

For details, please click here.
Cardholders new to Standard Chartered X Card will get Bonus Acquisition Gift of 12,500 Rewards Points (in addition to Standard Chartered Visa Infinite X Card Upfront Gift Promotion of 75,000 Rewards Points).      To qualify for the Standard Chartered Visa Infinite X Card First Year Anniversary Acquisition Promotion (the “Promotion”) which is available from 15 July 2020 to 30 September 2020 (both dates inclusive) (the “Promotion Period”), you must (a) apply for the Standard Chartered Visa Infinite X Card issued by Standard Chartered Bank (Singapore) Limited (“Eligible Card”) as a principal cardholder; (b) You must be a new principal cardholder of a credit card issued by Standard Chartered Bank (Singapore) Limited (*Standard Chartered” or the “Bank”), in other words, you: (i) must not be the principal cardholder of any existing credit card(s) issued by the Bank; and/or (ii) must not have cancelled any principal credit card(s) in the last 12 months issued by Bank from the date the Bank receives your Eligible Card application pursuant to this Promotion (“New Principal Cardholder”); (c) the Bank must receive and approve your application for the Eligible Card within the Promotion Period; (d) must activate the physical version of the Eligible Card within the first 30 days of card approval; (e) the Eligible Card account must, within six (6) months of the Eligible Card account opening date, be valid (i.e. the Eligible Card account must not be suspended, cancelled and/or terminated), in good standing, and conducted in a proper and satisfactory manner. If you satisfy all the eligibility criteria (a) to (e) above, you will be eligible to receive bonus 12,500 360° Rewards Points (“Bonus Acquisition Gift”). which will be credited by 30 November 2020 to your Eligible Card account. You can only receive the Bonus Acquisition Gift once. Standard Chartered Visa Infinite X Card First Year Anniversary Acquisition Terms and Conditions apply. Visit here for full terms and conditions.
A Standard Chartered Visa Infinite X Card cardholder can receive up to 50,000 Air Miles or up to S$500 Cash Rewards  in the manner set out in the Rewards Programme Terms when Minimum Spend Amount is met for all 5 Spend Periods in foreign currency which allow the Eligible Cardholder to receive 5 360°Rewards Points for every S$1 of Qualifying Transactions spent in foreign currency and the Spend and Get Gift of 5,000 360°Rewards Points  in each Spend Period when Minimum Spend Amount is met.          The Standard Chartered Visa Infinite X Card Anniversary Spend and Get Promotion (the “Promotion”) is valid from 15 July 2020 to 31 December 2020 (both dates inclusive) (“Promotion Period”). The Promotion is open to all principal cardholders of the Standard Chartered Visa Infinite X Credit Card (“X Card”) issued by Standard Chartered Bank (Singapore) Limited (“Standard Chartered”) whose X Card account is not suspended, cancelled or terminated for any reason at any time during the Promotion Period (each an “Eligible Cardholder“).  For each Spend Period in which at least S$4,000 of Qualifying Transactions is charged and posted to the Eligible Cardholder X Card account (“Minimum Spend Amount”)  in at least one of the five periods: 13 Jul – 31 Aug 2020, 1 – 30 Sep 2020, 1 – 31 Oct 2020, 1 – 30 Nov 2020 and 1 – 31 Dec 2020 (each a “Spend Period”), an Eligible Cardholder will be eligible to receive a Spend and Get Gift comprising 5,000 360° Rewards Points (“Spend and Get Gift”) . The Spend and Get Gift will be credited in the crediting period corresponding with the Spend Period in which the Eligible Cardholder meets the Minimum Spend Amount.  A Qualifying Transaction is a retail transaction which is charged to the Eligible Cardholder’s X Card or his/her supplementary X Card(s) and is posted to the Eligible Cardholder’s X Card account. Please refer to Clause 13 of Standard Chartered Visa Infinite X Card Anniversary Spend and Get Promotion Terms and Conditions for excluded transactions.  Standard Chartered Visa Infinite X Card Anniversary Spend and Get Promotion Terms and Conditions apply. Visit here for full terms and conditions, including details on eligible/excluded transactions, crediting period and definitions.

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:
  • ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
  • Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website  or at their registered office. You will need the following documents to obtain the free credit report:

  • Card carrier that comes with your credit card
  • NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg

*Note: The free credit report is not available for renewed or replaced cards.

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